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  • Lucky D Nordee v. Lynette C GrubeTorts - Motor Vehicle document preview
  • Lucky D Nordee v. Lynette C GrubeTorts - Motor Vehicle document preview
  • Lucky D Nordee v. Lynette C GrubeTorts - Motor Vehicle document preview
  • Lucky D Nordee v. Lynette C GrubeTorts - Motor Vehicle document preview
  • Lucky D Nordee v. Lynette C GrubeTorts - Motor Vehicle document preview
  • Lucky D Nordee v. Lynette C GrubeTorts - Motor Vehicle document preview
  • Lucky D Nordee v. Lynette C GrubeTorts - Motor Vehicle document preview
  • Lucky D Nordee v. Lynette C GrubeTorts - Motor Vehicle document preview
						
                                

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FILED: ERIE COUNTY CLERK 09/27/2022 11:52 AM INDEX NO. 811596/2022 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 09/27/2022 SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF ERIE ---------------------------------------------------------------------------X Index No. In the Matter of the Petition of ODYSSEA-ABE83, LLC, for Approval of Transfer of Structured Settlement Payment Rights In Accordance with New York GOL §5-1701, -against- VERIFIED PETITION ALLSTATE ASSIGNMENT COMPANY, ALLSTATE LIFE INSURANCE COMPANY OF NEW YORK, and ELAINE TAYLOR ----------------------------------------------------------------------------X Petitioner, ODYSSEA-ABE83, LLC ("ODYSSEA"), by its attorney, Greg Saber, on notice to respondents, ELAINE TAYLOR, ALLSTATE ASSIGNMENT COMPANY and ALLSTATE LIFE INSURANCE COMPANY OF NEW YORK, alleges as follows: 1. This is a special proceeding pursuant to the Structured Settlement Protection Act, General Obligations Law §5-1701 et seq. seeking approval of the transfer of certain structured settlement payment rights due under a structured settlement agreement, in accordance with 26 U.S.C. §5891 et seq. and GOL §5-1701 et seq (the "Act"). The proposed transfer seeks approval, as authorized by the statute, for the sale of the following: 1 lump sum payment of $70,000.00 due on May 28, 2040; 1 lump sum payment of $150,000.00 due on May 28, 2045; and 1 lump sum payment of $290,000.00 due on May 28, 2050; (the "Assigned Payments"). 2. The New York GOL §5-1705(a) mandates the filing of this matter by Order to Show Cause (Exhibit "A"). 3. The Petitioner, ODYSSEA, with its principal place of business located in California, is a "Transferee" as defined in GOL §5-1701(t). 4. The Respondent, ELAINE TAYLOR (“TAYLOR”), is a "Payee" as defined in 1 1 of 107 FILED: ERIE COUNTY CLERK 09/27/2022 11:52 AM INDEX NO. 811596/2022 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 09/27/2022 GOL §5-1701(h). The Payee is entitled to receive a structured settlement payment stream that is the subject of this Application. 5. Payee is pro se in this matter. Counsel for Petitioner makes no representations on behalf of the Payee, his/her interests or the terms or suitability of this transaction as the same relates to Payee. Upon information and belief, Payee does not have an appointed guardian or conservator and Payee contends that he or she has the mental capacity to enter this transaction. 6. Jurisdiction exists in this Court because TAYLOR resides in ERIE County. 7. Certain entities are deemed to be "interested parties" to this Petition as defined in GOL §5-1701(f); pursuant to GOL §5-1705(c) they are to be served at least 20 days prior to the Petition being heard with copies of said Petition and the notice of Petition or Order to Show Cause, as the case may be. 7. The interested parties noticed of the special proceeding herein are: i. Upon information and belief, the Payee is prepared to testify before this Court regarding the proposed transfer and the needs surrounding it; ii. ALLSTATE ASSIGNMENT COMPANY is a "Structured Settlement Obligor" as defined in GOL §5-1701(n) with respect to the structured settlement payment rights at issue in this proceeding; and iii. ALLSTATE LIFE INSURANCE COMPANY OF NEW YORK is the "Annuity Issuer" as defined in GOL §5-1701(a) in connection with the structured settlement payment rights at issue in this proceeding. 8. TAYLOR, as she disclosed to ODYSSEA, is 27 years old and has one minor dependent. 9. The Payee is the recipient of structured settlement payments as through a settlement contract resulting from a personal injury lawsuit related to lead paint poisoning, which provided for a series of deferred cash payments under a "structured settlement" as 2 2 of 107 FILED: ERIE COUNTY CLERK 09/27/2022 11:52 AM INDEX NO. 811596/2022 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 09/27/2022 defined in GOL §5-1791(l) and 26 U.S.C. §5891(c)(1). A Schedule of Payments listing the payments due under the annuity contract is annexed hereto as Exhibit “B”. 10. Pursuant to 26 U.S.C. §5891(a), any transfer of structured settlement payment rights pursuant to a Transfer Agreement entered into after the effective date subjects the Transferee (i.e., the purchaser of the structured settlement payment rights) to an excise tax unless the transfer has been approved by, inter alia, by a court of the state in which the Payee of the structured settlement is domiciled through the issuance of a "Qualified Order," which is defined as an order issued pursuant to the terms of a statute regulating the transfer of structured settlement transfer rights enacted by the state in which the Payee is domiciled or the settled case was litigated. The Structured Settlement Protection Act, GOL §5-1701 et seq. is such a statute. 11. New York Insurance Law §3212(d) provides that any purported limitations upon transfer in an annuity contract funding a structured settlement are ineffective if the transfer has been approved pursuant to GOL §5-1701 et seq. 12. The Payee executed a "Transfer Agreement" as defined in GOL §5- 1701(r), wherein he/she agreed to sell, assign or transfer to ODYSSEA rights to certain payments remaining under the settlement agreement. A copy of the said proposed Transfer Agreement is annexed hereto as Exhibit "C". Pursuant to and consistent with the Act and the Transfer Agreement, the Petitioner, in its exclusive role as a buyer of structured settlement payments, provided no services whatsoever to the Payee including, but not limited to, not providing any legal, tax, or financial advice. No fees or costs are owed or paid by the Payee in conjunction with the sale of the Assigned Payments to the Transferee. 13. Pursuant to the Transfer Agreement, the Payee seeks to sell, assign or transfer to ODYSSEA rights to the Assigned Payments as defined above. 3 3 of 107 FILED: ERIE COUNTY CLERK 09/27/2022 11:52 AM INDEX NO. 811596/2022 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 09/27/2022 14. It is a condition of the Transfer Agreement that the transfer be approved by a court and an order entered, that must be recognized and honored by ALLSTATE ASSIGNMENT COMPANY, the structured settlement obligor and ALLSTATE LIFE INSURANCE COMPANY OF NEW YORK, the annuity issuer. 15. Petitioner is informed and believes and upon that basis alleges that the underlying structured settlement that established the annuity at issue in the present case contained language that restricted and/or prohibited the right and/or power to assign the Assigned Payments in question. 16. All disclosure requirements of GOL §5-1703 have been complied with by providing, not less than ten (10) days prior to the date on which the Payee executed the Transfer Agreement by first class mail and certified-mail, return-receipt requested and/or postal office priority mail, the disclosure statement in 14-point bold type containing disclosures in plain language the information required therein, namely; a. the amount and due date of the structured settlement payments to be transferred; b. the aggregate amount of such payments; c. the discounted present value of the payments to be transferred which shall be identified as the "calculation of current value of the transferred structured settlement payments under federal standards for valuing annuities", and the amount of the applicable federal rate used in calculating such discounted present value; d. the price quote from the original annuity issuer or, if such price quote is not readily available from the original annuity issuer, then a price quote from two other annuity issuers that reflects the current cost of 4 4 of 107 FILED: ERIE COUNTY CLERK 09/27/2022 11:52 AM INDEX NO. 811596/2022 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 09/27/2022 purchasing a comparable annuity for the aggregate amount of payments to be transferred; e. the gross advance amount and the annual discount rate, compounded monthly, used to determine such figures; f. an itemized listing of all commissions, fees, costs, expenses and charges payable by the Payee or deductible from the gross amount otherwise payable to the Payee and the total amount of such fees; g. the net advance amount including the statement: "The net cash payment you receive in this transaction from the buyer was determined by applying the specified discount rate to the amount of future payments received by the buyer, less the total amount of commissions, fees, costs, expenses and charges payable by you"; h. the amount of any penalties or liquidated damages payable by the Payee in the event of any breach of the Transfer Agreement by the Payee; and i. a statement that the Payee has the right to cancel the Transfer Agreement, without penalty or further obligation, not later than the third business day after the date the Transfer Agreement is signed by the Payee. The Disclosure Statement and proof of its mailing via United States postal service priority mail and receipt by the Payee, as reflected in the Disclosure Statement, is attached hereto as Exhibit "D". 17. Pursuant to 26 U.S.C. 5891, the Court in approving the transfer must find: a. the transfer is in the best interests of the Payee, taking into account the welfare and support of the Payee's dependents, if any; and 5 5 of 107 FILED: ERIE COUNTY CLERK 09/27/2022 11:52 AM INDEX NO. 811596/2022 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 09/27/2022 b. the transfer does not contravene any applicable federal or state statute or the order of any court or responsible administrative or government authority. 18. Pursuant to GOL §5-1701 et seq., the Court in approving the transfer must find: a. the transfer complies with all requirements of the Structured Settlement Protection Act, GOL §5-1701 et seq.; b. the transfer is in the best interests of the Payee taking into account the welfare and support of the Payee's dependents, if any, (for the reasons identified in the affidavit of the Payee annexed hereto as Exhibit "E", upon information and belief, the Payee believes that the transfer is in the Payee's best interest taking into account the welfare and support of the Payee's dependents). c. The Payee has been advised in writing by the Transferee to seek independent professional advice regarding the transfer and has either received such advice or knowingly waived such advice in writing; (Exhibit "F") d. The transfer does not contravene any applicable federal or state statute or the order of any court or other government or responsible administrative authority; and e. The Transfer Agreement and all disclosures are written in plain language and in compliance with GOL § 5-702. 19. Except as referenced elsewhere in the Petition, no previous application has been made to this or any other Court for the relief sought herein. 20. Upon information and belief, the Payee is aware of other transferees and that those transferees could make alternative offers. 21. The controlling statute is attached herewith as Exhibit "G" 22. A list of the Payee's dependents, as identified to the Petitioner by the Payee, is attached herewith as Exhibit "H". 6 6 of 107 FILED: ERIE COUNTY CLERK 09/27/2022 11:52 AM INDEX NO. 811596/2022 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 09/27/2022 23. Upon information and belief, Payee has previously attempted and/or completed the following structured settlement transfers: a. Index No. 812691/2016 filed in Supreme Court of New York, County of Erie by Peachtree Settlement Funding, LLC. Upon information and belief this petition was approved. A true and correct copy of the court order is attached herewith as Exhibit "I". b. Index No. 813680/2016 filed in Supreme Court of New York, County of Erie by Suga Shrine, LLC. Upon information and belief this petition was dismissed. c. Index No. 809165/2017 filed in Supreme Court of New York, County of Erie by J.G. Wentworth Originations, LLC. Upon information and belief this petition was approved. A true and correct copy of the court order is attached herewith as Exhibit "J". d. Index No. 807247/2018 filed in Supreme Court of New York, County of Erie by J. G. Wentworth Originations, LLC. Upon information and belief this petition was approved. A true and correct copy of the court order is attached herewith as Exhibit “K”. f. Index No. 803028/2019 filed in Supreme Court of New York, County of Erie by J.G. Wentworth Originations, LLC. Upon information and belief this petition was approved. A true and correct copy of the court order is attached herewith as Exhibit "L". g. Index No. 809616/2020 filed in Supreme Court of New York, County of Erie by J.G. Wentworth Originations, LLC. Upon information and belief this petition was denied. 7 7 of 107 FILED: ERIE COUNTY CLERK 09/27/2022 11:52 AM INDEX NO. 811596/2022 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 09/27/2022 h. Index No. 813117/2020 filed in Supreme Court of New York, County of Erie by J.G. Wentworth Originations, LLC. Upon information and belief this petition was denied. i. Index No. 801987/2021 filed in Supreme Court of New York, County of Erie by DRB Capital, LLC. Upon information and belief this petition was denied. j. Index No. 806296/2021 filed in Supreme Court of New York, County of Erie by J.G. Wentworth Originations, LLC. Upon information and belief this petition was denied. k. Index No. 806031/2021 filed in Supreme Court of New York, County of Erie by DRB Capital, LLC. Upon information and belief this petition was denied. d. Index No. 802226/2022 filed in Supreme Court of New York, County of Erie by J.G. Wentworth Originations, LLC. Upon information and belief this petition was dismissed. e. Index No. 806402/2022 filed in Supreme Court of New York, County of Erie by Peachtree Settlement Funding, LLC. Upon information and belief this petition was denied. Additional transfers may have been attempted or completed but after good faith efforts Petitioner is not able to locate any additional filings. 24. The undersigned respectfully requests a hearing in this matter to address any questions or concerns of the Court. WHEREFORE, pursuant to GOL §5-1701, et seq., Petitioner, ODYSSEA, hereby respectfully requests that this Court enter an Order approving the transfer, based upon 8 8 of 107 FILED: ERIE COUNTY CLERK 09/27/2022 11:52 AM INDEX NO. 811596/2022 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 09/27/2022 findings that (i) it is in compliance with the requirements of 26 U.S.C. §5891 and GOL §5- 1701 et seq. Dated: September 26, 2022 Respectfully Submitted, /s/ Greg Saber__________________ Greg Saber/Petitioner's Attorney 9 9 of 107 FILED: ERIE COUNTY CLERK 09/27/2022 11:52 AM INDEX NO. 811596/2022 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 09/27/2022 SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF ERIE ----------------------------------------------------------------------------X In the Matter of the Petition of ODYSSEA-ABE83, LLC, Petitioner(s), For Approval of Transfer of Structured Settlement Payment ATTORNEY'S Rights In Accordance with New York GOL §5-1701, VERIFICATION -against- ALLSTATE ASSIGNMENT COMPANY, ALLSTATE LIFE INSURANCE COMPANY OF NEW YORK, and ELAINE TAYLOR, Respondents ----------------------------------------------------------------------------X GREG SABER, an attorney duly admitted to practice in the Courts of the State of New York, affirms the following, upon information and belief, under the penalties of perjury: I am the attorney of record for the Petitioner, Odyssea-Abe83, LLC, in the above-entitled action. I have read the foregoing Order to Show Cause and Verified Petition and know the contents thereof; the same is true to my own knowledge except as to the matters therein stated to be alleged on information and belief, and that as to those matters, I believe them to be true. This verification is made by your affirmant and not by Petitioner because said Petitioner does not maintain its principal place of business within New York County, New York, which is the county where your affirmant maintains offices. The grounds of your affirmant's belief as to all matters not stated upon affirmant's knowledge are correspondence had with Petitioner, information contained in said Petitioner's file, which is in your affirmant's possession, and other pertinent data relating thereto. Dated: September 26, 2022 /s/ Greg Saber__________ Greg Saber, Esq. 10 of 107 FILED: ERIE COUNTY CLERK 09/27/2022 11:52 AM INDEX NO. 811596/2022 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 09/27/2022 SUPREME COURT OF THE STATE OF NEW YORK INDEX NO. COUNTY OF ERIE - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - X In the Matter of the Petition of ODYSSEA-ABE83, LLC, Petitioner(s), For Approval of Transfer of Structured Settlement Payment Rights In Accordance with New York GOL §5-1701, -against- ALLSTATE ASSIGNMENT COMPANY, ALLSTATE LIFE INSURANCE COMPANY OF NEW YORK, and ELAINE TAYLOR, Respondent(s). - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - X _________________________________ ORDER TO SHOW CAUSE, VERIFIED PETITION AND EXHIBITS _________________________________ Pursuant to 22 NYCRR 130-1.1, the undersigned, an attorney duly admitted to practice in the courts of New York State, certifies that, upon information and belief and reasonable inquiry, the contentions contained in the annexed documents are not frivolous. Dated: September 26, 2022 Signature: /s/ Greg Saber_______ Greg Saber, Esq. GREG SABER, ESQ. Attorney(s) for Petitioner(s) 264 W. 40th St. Ste. 403 New York, NY 10018 (800) 449-6311 – Telephone (800) 922-6312 – Facsimile 11 of 107 FILED: ERIE COUNTY CLERK 09/27/2022 11:52 AM INDEX NO. 811596/2022 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 09/27/2022 Exhibit A 12 of 107 FILED: ERIE COUNTY CLERK 09/27/2022 11:52 AM INDEX NO. 811596/2022 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 09/27/2022 Page 1 isNexis' Le 1 of 2 DOCUMENTS NEW YORK CON3OLIDATED LAW SliRVICE Copyright©2011 Matthew a member of the Bender, inc. LexisNexis(TM) Group Allrightsreserved t* THIS SECTION IS CURRENT . THROUGH 2011 RELEASED '" '" *" CHAPTERS 1-54,57-78 . GENERAL ARTICLE'.S. OBLlOATIONS LAW CREATION, DEPINTrlON AND BNFORCBMB1fr OF CONTRACrUAL TITLE 17. STRUCTURED OBLICATIONS SBTILEMENT PROTECTION ACT Go to the New YorkCode Archive Directory ' NY CLS Gen OMig § 5-1705(2011) § 5-1705.Procedu e forapprovalof transfers (a) An action forapproval ofa transfer of a structured order to show settlementshall be by a special cause. proceedingbrought on onlyby (b) Such proceeding shallbe commenced to obtain approval of a transfer of structured proceeding shall be commenced: settlement payment rights.Such (i) in the supreme courtof the county in which the payee resides:or in any court (ii) which approvedthe structured settlement agreement. (c) A copy of the]Iig1]order to show cause and petition shall be served upon allinterested before the time at which the petition partiesat least twentydays is noticed to be heard. A response shall be served at least seven da ys petition is noticed to be heard. before the (d) A petition forapproval ofa transfer of structured settlement payment rights shall include: (i) a copy ofthe transfer agreement; (ii) a copy ofthe disclosurestatement and proof of notice of that statement required under section tle: (fig 5-1703 of this ti- 1] a listing (iii) of each ofthe payce's dependents, together with each dependent's age; and (iv) a statement·setting forthwhether there have been any previous transfers or applications tured setGement payment for transfer ofthe struc- rights and givingdetails of all such transfers or applications for Iransfer. (c) On the hearing, the payce shall ottend before the court unless attendance is excused for good cause. IIISTORY: Add, L 2002,ch 537. § 2, eff July 1, 2002 (see 2002 note below); amd, L 2010, ch 511, § I, eff Jan 1, 2011. NOTES: 13 of 107 FILED: ERIE COUNTY CLERK 09/27/2022 11:52 AM INDEX NO. 811596/2022 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 09/27/2022 t NY CIS Gen Oblig§ 5-1705 Page 2 2010 Recommenda,ions of the The Cornmittee AdvisoryCommittee on Civil recommends the amendmeni of Practice far as it New Yorkh governs thei procedure General for court Obligations Law Title By way of obtaining approvalforthe transfer of a 17, enactedin 2002,inso- background, in a structured structured settlement. ment. Itather, all:or'.a settlement the recipient portionare paid out in does not receive all the Usuallya atruc USPS Remove X Tracking Number: 9405511202537512348593 Copy Add to Informed Delivery (https://informeddelivery.usps.com/) Latest Update Your item was delivered in or at the mailbox at 3:07 pm on August 24, 2022 in BUFFALO, NY 14215. Delivered Delivered, In/At Mailbox BUFFALO, NY 14215 August 24, 2022, 3:07 pm See AllTracking History Text & Email Updates USPS Tracking Plus® Product Information See Less A Track Another Package Enter tracking or barcode numbers 37 of 107 FILED: ERIE COUNTY CLERK 09/27/2022 11:52 AM INDEX NO. 811596/2022 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 09/27/2022 Exhibit E 38 of 107 FILED: ERIE COUNTY CLERK 09/27/2022 11:52 AM INDEX NO. 811596/2022 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 09/27/2022 AFFIDAVIT OF ELAINE TAYLOR IN SUPPORT OF PETITIONER'S PETITION FOR APPROVAL FOR TRANSFER OF STRUCTURED SETTLEMENT PAYMENT RIGHTS I,Elaine Taylor, am over the age of eighteen. I have personal knowledge of all facts stated in thisAffidavit, and ifcalled as a witness, I could and would competently testify as follows: 1. I am the Payee in this action. This Affidavit is made in support of Petitioner's Petition to approve the transfer of structured settlement payment rights between myself, Elaine Taylor, and Odyssea-Abe83, LLC. 2. I have agreed to sell my interest in certain structured settlement payment rights under an annuity contract to Odyssea-Abe83, LLC, and itsdesignated assignee. The annuity payments I am entitled to receive are listed in the Agreement to Transfer Structured Settlement Payment Rights ("Purchase Agreement"), and attached to the Petition. 3. I believe itis in my best interest to enter into the Purchase Agreement. The original structured settlement entered into by me was intended as compensation for a personal injury claim. When I was a minor, I was the victim of lead poisoning. There are no longer any reoccurring medical problems related to the original injury and no continuing need to provide for future medical expenses. 4. I am 27 years old, single and have the following dependents: E'miyah Carr Taylor (2 y/o). I work full-time in home care help for Good Samaritan and earn $14.00 per hour or approximately $2,400.00 per month. I do not rely on the structured settlement payment rights I am transferring for my day-to-day living expenses. 5. If approved, a portion of the funds from this transaction will be used for pursuing a cosmetologist certification through the school of Cosmetology in Chautauqua. The program isten months long and estimated to cost $11,000.00. Once I have my certification, I intend to start a hair salon business with the guidance of my mentors. I will also need to use a portion of the funds to cover my livingexpenses while I go to school. The remainder of the funds will be used to cover my rent ($850.00 per month), cable, gas, - 1 - 39 of 107 FILED: ERIE COUNTY CLERK 09/27/2022 11:52 AM INDEX NO. 811596/2022 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 09/27/2022 cell phone bills,and car insurance payments. I will also need to be able to provide support my child's expenses while not working. Therefore, I feel itis in my best interest to enter into this transaction with the Petitioner and sell a portion of my underlying annuity payments, so that I can have the financial means to provide for this purpose. 6. I am proposing to assign lump sum payments beginning May 2040. As these payments are due more than 17 years from now, I do not depend on the annuities for my current well-being or livelihood. The funds I receive from the transaction, as referenced in the Purchase Agreement, can be better utilized today rather than waiting several years from now. 7. I have previously assigned a portion of my structured settlement payment rights with my most recent transfer completed in June 2018. 8. Prior to entering into this transaction with Odyssea-Abe83, LLC, I requested that the beneficiary under my annuity be changed to my own personal estate. Thus, there are no additional beneficiaries under the annuity policy that would qualify as interested parties to thisaction entitled to receive notice of this action. 9. I received and read a separate written disclosure statement from Odyssea- Abe83, LLC in compliance with the New York Structured Settlement Protection Act on August 24, 2022, which was received 10 days prior to execution of the Transfer Agreement. 10. I am aware and understand that I am not represented by Odyssea-Abe83, LLC. I further understand that Greg Saber represents Odyssea-Abe83, LLC and that I have been advised in writing to seek independent professional advice, in regard to the assignment of my structured settlement payment rights to Odyssea-Abe83, LLC and its successors and or assigns. I hereby waive that advice. 11. I have received and reviewed copies of (1) the Agreement to Transfer Structured Settlement Payment Rights offered by Odyssea-Abe83, LLC; and (2) a copy of the required disclosures. - 2 - 40 of 107 FILED: ERIE COUNTY CLERK 09/27/2022 11:52 AM INDEX NO. 811596/2022 NYSCEF DOC. NO. 1