Preview
FILED: KINGS COUNTY CLERK 06/21/2018 03:54 PM INDEX NO. 514179/2016
NYSCEF DOC. NO. 111 RECEIVED NYSCEF: 06/21/2018
SUPREME COURT OF THE STATE OF NEW YORK
COUNTY OF KINGS
___________________________________..-------------- x
WELLS FARGO BANK, N.A., : INDEX NO.: 514179/2016
Plaintiff, :
: MORTGAGED PREMISES:
-against-
: 654HALSEY STREET
: BROOKLYN, NY 11233
JOANNE WILSON A/K/A JOANN WILSON, :
INDIVIDUALLY AND AS SURVIVING SPOUSE OF :
JAMES L. WILSON, MIDLAND FUNDING NCC-2 : SBL #:
CORP., NEW YORK STATE DEPARTMENT OF : BLOCK 1667
TAXATION AND FINANCE, NEW YORK CITY : LOT 26
DEPARTMENT OF FINANCE, CRIMINAL COURT :
OF THE CITY OF NEW YORK, KINGS SUPREME :
COURT, CITY OF NEW YORK PARKING :
VIOLATIONS BUREAU, CITY OF NEW YORK :
ENVIRONMENTAL CONTROL BOARD, CITY OF :
NEW YORK TRANSIT ADJUDICATION BUREAU, :
and JOHN DOE, :
Defendants. :
_____-------------------------------__________---------------------
X
PLAINTIFF AND COUNTERCLAIM-DEFENDANT'S
MEMORANDUM OF LAW IN SUPPORT OF ITS MOTION
FOR SUMMARY JUDGMENT AND A DEFAULT JUDGMENT
HOGAN LOVELLS US LLP
Lisa J. Fried
Stacey A. Lara
Michelle Moshe
875 Third Avenue
New York, New York 10022
Tel: (212) 918-3000
Fax: (212) 918-3100
Attorneys for and Counterclaim-
Plaintiff
Defendant 8 elis Fargo Bank N.A
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TABLE OF CONTENTS
Page
PRELIMINARY STATEMENT.....................................................................................................1
..........,.„.......„..., ................................,..................1
FACTUAL AND PROCEDURAL BACKGROUND.....................................................................2
A. The Parties...............................................................................................................2
B. The Note and Mortgage...........................................................................................3
...,.....„..............................,................,....,..........,...,3
C. Defendant's Default and Failure to Cure.................................................................4
D. The Class Action and Class Action Settlement.......................................................6
1. Class Action Settlement...............................................................................6
..„....,.................,...„..„.......6
2. Proper Notice Was Sent to Defendant.........................................................7 ....,7
3. The Class Action Settlement is Defendant's Exclusive Remedy
Against Wells Fargo ....................................................................................8
E. The Pleadings.........................................................................................................10
„. „,.............,....,....,....„................,10
F. CPLR 3408 Settlement Conferences.....................................................................11 .11
G. Discovery...............................................................................................................12
ARGUMENT.................................................................................................................................12
I. SUMMARY JUDGMENT STANDARD .........................................................................12 12
II. PLAINTIFF HAS ESTABLISHED ITS PRIMA FACIE ENTITLEMENT TO
SUMMARY JUDGMENT................................................................................................14
IIL DEFENDANT HAS RELEASED HER FIRST, SECOND AND THIRD
COUNTERCLAIMS..........................................................................................................15
A. The Class Action Settlement is Entitled to Full Faith and Credit in a New
York State Court....................................................................................................15
B. Res Judicataand Collateral Estoppel Bar Defendant's Settled Claims.................16
.................16
IV. WILSON'S STATE LAW DEFENSES AND CLAIMS ARE PREEMPTED BY
FEDERAL LAW...............................................................................................................19
.
1
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V. WILSON'S AFFIRMATIVE DEFENSES AND COUNTERCLAIMS ARE
INSUFFICIENT AND WITHOUT MERIT......................................................................21
A. Many of Wilson's Defenses and Claims are Time-Barred ....................................22 22
B. Plaintiff Has Standing ............................................................................................23 23
C. The Fraud Defenses and Claim Fail.......................................................................28 .......,..28
I. This Court Has Subject Matter Jurisdiction..............................................
„...........„.....„, ........ 30
D. A Dispute as to the Amount Due Is Not Defense to Foreclosure..........................31
E. Unclean Hands Is Not Applicable..........................................................................32
F. Plaintiff Complied with RPAPL Sections 1304 and 1306.....................................33
G. HOEPA Is Not Applicable to the Mortgage Loan.................................................34
H. Plaintiff Complied with RESPA............................................................................35
VI. PLAINTIFF'S MOTION FOR A DEFAULT JUDGMENT AGAINST THE NON-
APPEARING DEFENDANTS SHOULD BE GRANTED ..............................................37 37
CONCLUSION..............................................................................................................................39 .39
..
11
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1
TABLE OF AUTHORITIES
Page(s)
Cases
1855 E. Tremont Corp. v. Collado Holdings LLC,
102 A.D.3d 567, 961 N.Y.S.2d 25 (1st Dep't 2013)...............................................................31
....................,................31
....,...,...„,......„.....„,
Air & Power Transmission, Inc. v. Weingast,
120 A.D.3d 524, 992 N.Y.S.2d 46 (2d Dep't 2014)................................................................32
. ....
........32
Alshawhati v. Zandani,
82 A.D.3d 805, 918 N.Y.S.2d 173 (2d Dep't 2011)................................................................15
„..................................................15
Amalfitano v. NBTY Inc.,
128 A.D.3d 743, 9 N.Y.S.3d 352 (2d Dep't .
2015)..................................................................32 ......
BAC Home Loans Servicing, LP v. Maurer,
No. 24257/10, 36 Misc. 3d 1210(A), 2012 WL 2914172 (Sup. Ct. Suffolk Cty.
July 9, 2012).............................................................................................................................38
~o~~tier+~ r~~tot~toototii ~ ~ ~~~~ .38
Baldanzi v. WFC Holdings Corp.,
No. 07 Civ. 9551 (LTS)(GWG), 2008 WL 4924987 (S.D.N.Y. Nov. 14, 2008)....................19
....................19
Bank of Am. v. 1P.T. Auto., Inc.,
52 A.D.3d 553, 861 N.Y.S.2d 681 (2d Dep't 2008)................................................................32
.
Bank of N.Y v. Hunt,
95 A.D.3d 687, 945 N.Y.S.2d 39 (1st Dep't 2012).................................................................29
Brighton BK, LLC v. Kurbatsky,
131 A.D.3d 1000, 17 N.Y.S.3d 137 (2d Dep't 2015)..............................................................34
. ,34
Buechel v. Bain,
97 N.Y.2d 295, 740 N.Y.S.2d 252 (2001)...............................................................................18
. .18
CDR Creances S.A.S. v. Cohen,
23 N.Y.3d 307, 991 N.Y.S.2d 519 (2014)...............................................................................29
In re Cipriano v. Graves,
87 A.D.3d 636, 928 N.Y.S.2d 466 (2d Dep't 2011)................................................................24
Citimortgage, Inc. v. Guillermo,
143 A.D.3d 852, 39 N.Y.S.3d 86 (2d Dep't 2016)..................................................................14
„......
111
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Citimortgage, Inc. v. McKinney,
144 A.D.3d 1073, 42 N.Y.S.3d 302 (2016).............................................................................27 .......27
Citimortgage v. Goldberg,
134 A.D.3d 880, 20 N.Y.S.3d 906 (2d Dep't 2015)................................................................25 .............„.„,25
Collado v. Jiacono,
126 A.D.3d 927, 6 N.Y.S.3d 116 (2d Dep't 2015)..................................................................13 ......
Collier v. Home Plus Assocs., Ltd.,
No. 43841/03, 18 Misc. 3d 1121(A), 2007 WL 4793201 (Sup. Ct. Kings Cty.
Dec. 21, 2007)..........................................................................................................................36
.......,......„„,.....„, ..................,.......,....„......„,....,.......... „....
Conn. Nat'l Bank v. Peach Lake Plaza,
204 A.D.2d 909, 612 N.Y.S.2d 494 (3d Dep't ....,.„,
1994)..............................................................33
...„.................,..........„„..33
Cook v. Hartford Fire Ins. Co.,
97 A.D.2d 731, 469 N.Y.S.2d 4 (1st Dep't 1983)...................................................................11
Copeland-Turner v. Wells Fargo Bank, N.A.,
800 F. Supp. 2d 1132 (2011)...................................................................................................21
Countrywide Home Loans Servicing, L.P. v. Crespo,
No. 15304/2009, 46 Misc. 3d 1226(A), 2015 WL 1036390 (Sup. Ct. Suffolk
Cty. Mar. 4, 2015)....................................................................................................................38
Cuomo v. Mahopac Nat'l Bank,
5 A.D.3d 621, 774 N.Y.S.2d 779 (2d Dep't 2004)..................................................................23
Curtis-Shanley v. Bank of Am.,
109 A.D.3d 634, 970 N.Y.S.2d 830 (2d Dep't 2013)..............................................................28 ... „28
DeLeon v. Wells Fargo Bank, N.A.,
729 F. Supp. 2d 1119 (N.D. Cal. 2010).............................................................................20, 40
Deutsche Bank Nat'l Tr. Co. v. Bills,
No. 1027-09, 37 Misc. 3d 1209(A), 2012 WL 4868108 (Sup. Ct. Essex Cty.
Oct. 15, 2012)..........................................................................................................................38
Deutsche Bank Nat'l Tr. Co. v. Phillips,
No. 38385/2009, 2017 WL 2543215 (Sup. Ct. Suffolk Cty. May 31, 2017)...........................13
Deutsche Bank Nat'l Tr. Co. v. Pietranico,
33 Misc. 3d 528, 928 N.Y.S.2d 818 (Sup. Ct. Suffolk Cty. 2011), aff'd, 102
A.D.3d 724, 957 N.Y.S.2d 868 (2d Dep't 2013).....................................................................31
. .31
Edison Stone Corp. v. 42nd St. Dev. Corp.,
145 A.D.2d 249, 538 N.Y.S.2d 249 (1st Dep't 1989).............................................................29
1V
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Emigrant Bank v. Larizza,
129 A.D.3d 904, 13 N.Y.S.3d 129 (2d Dep't 2015)................................................................27
Emigrant Bank v. Marando,
143 A.D.3d 856, 39 N.Y.S.3d 83 (2d Dep't 2016)..................................................................14 ........,.....
Fidelity Fed. Savs. & Loan Ass'n v. de la Cuesta,
458 U.S. 141 (1982)...........................................................................................................19, 20
First Data Merch. Servs. Corp. v. Olympia York Builders & Developers, Inc.,
No. 37034/05, 14 Misc. 3d 1228(A), 2007 WL 416185 (Sup. Ct. Kings Cty.
Feb. 7, 2007)............................................................................................................................24 .
First Int'l Bank ofIsrael, Ltd v. L. Blankstein & Son, Inc.,
59 N.Y.3d 436, 465 N.Y.S.2d 888 (1983)...............................................................................13
. ..........,... „ ..... ......... ....
First Union Nat'l Bank v. Tecklenburg,
2 A.D.3d 575, 769 N.Y.S.2d 573 (2d Dep't 2003)..................................................................24 .
Flushing Savs. Bank v. Sharp Realty, LLC,
136 A.D.3d 652, 23 N.Y.S.3d 908 (2d Dep't 2016)................................................................14
.
In re Fosella v. Dinkins,
66 N.Y.2d 162, 495 N.Y.S.2d 352 (1985)...............................................................................24
Fremont Inv. & Loan v. Haley,
No. 13559/2007, 23 Misc. 3d 1138(A), 2009 WL 1636915 (Sup. Ct. Queens
Cty. June 11, .......,.......,..36
2009)..................................................................................................................36
Friends of Thayer Lake LLC v. Brown,
27 N.Y.3d 1039, 33 N.Y.S.3d 853 (2016)...............................................................................12
FTBK Inv'r II LLC v. Mercy Holding LLC,
No. 11373/2011, 43 Misc. 3d 1215(A), 2014 WL 1612373 (Sup. Ct. Kings
Cty. Apr. 22, 2014)..................................................................................................................27
.
Giuffrida v. Citibank,
100 N.Y.2d 72, 760 N.Y.S.2d 397 (2003)...............................................................................12
Gorman v. Fowkes,
97 A.D.3d 726, 949 N.Y.S.2d 96 (2d Dep't 2012)..................................................................11 .11
Gramatan Home Inv'rs Corp. v. Lopez,
46 N.Y.2d 481, 414 N.Y.S.2d 308 (1979)...............................................................................17
Grigin v. Green Tree Servicing, LLC,
166 F. Supp. 3d 1030 (C.D. Cal. 2015) 20
V
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Grimes v. Fremont Gen. Corp.,
785 F. Supp. 2d 269 (S.D.N.Y. 2011)......................................................................................34
Haggarty v. Wells Fargo Bank, N.A.,
No. C 10-02416 (CRB), 2011 WL 445183 (N.D. Cal. Feb. 2, 2011)......................................20 ,... , ,....20
...,,....20
Hallock v. State,
64 N.Y.2d 224, 485 N.Y.S.2d 510 .
(1984)...............................................................................16 .,16
Heimuller v. Amoco Oil Co.,
92 A.D.2d 882, 459 N.Y.S.2d 868 (2d Dep't 1983)................................................................15
HSBC Bank N.A. v. Haque,
No. 11851/12, 50 Misc. 3d 1211(A) 2016 WL 267122 (Sup. Ct. Queens Cty.
Jan. 12, 2016)...........................................................................................................................32
HSBC Bank USA, Inc. v. Ozcan,
154 A.D.3d 822, 64 N.Y.S.3d 38 (2d Dep't 2017)..................................................................23
................................,...„...,
..............,..............,...„..., ...
HSBC Bank USA, N.A. v Armijos,
151 A.D.3d 943, 57 N.Y.S.3d 205 (2d Dep't 2017)................................................................26
HSBC Bank USA v. Picarelli,
No. 2763/2008, 23 Misc. 31 1135(A), 2009 WL 1585773 (Sup. Ct. Queens
Cty. Apr. 14, 2009)..................................................................................................................32
lannuzzi v. Wash. Mut. Bank,
No. —
07-CV-964 — 2008 WL 3978189 (E.D.N.Y. Aug. 2008).....................36
............,.....„.36
(JFB)(WDW), 21,
IndyMac Bank, F.S.B. v. Vincoli,
105 A.D.3d 704, 962 N.Y.S.2d 624 (2d Dep't 2013)..............................................................28
Iorizzo v. Mattikow,
25 A.D.3d 762, 807 N.Y.S,2d 663 (2d Dep't 2006)................................................................37
Jo Ann Homes at Bellmore, Inc. v. Dworetz,
25 N.Y.2d 112, 122, 302 N.Y.S.2d 799, 806 (1969)...............................................................33
.
Johnson v. Scala,
No. 05 Civ. 5529 (LTS) (KNF), 2007 WL 2852758 (S.D.N.Y. Oct. 1, 2007)........................34
JPMorgan Chase Bank, N.A. v. Weinberger,
142 A.D.3d 643, 37 N.Y.S.3d 286 (2d Dep't .
2016)..........................................................25, 26
Juan C. v. Cortines,
89 N.Y.2d 659, 657 N.Y.S.2d 581 (1997)...............................................................................18 .18
.
V1
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Kanterakis v. Kanterakis,
125 A.D.3d 814, 5 N.Y.S. 3d 128 (2d Dep't 2015).................................................................22
.
Karakus v. Wells Fargo Bank, N.A.,
941 F. Supp. 2d 318 (E.D.N.Y. 2013).....................................................................................22 ....„.22
In re Klasson,
No. 302942/04, 3 Misc. 3d 1106(A), 2004 WL 1191036
(Sup. Ct. Nassau Cty. May 25, ...„...
2004)................................................................................16,
„..................,.....,....,16, 17
Levine v. Infidelity, Inc.,
2 A.D.3d 691, 692, 770 N.Y.S.2d 83, 84 (2d Dep't 2003)......................................................11
Luna v. Dobson,
97 N.Y.2d 178, 738 N.Y.S.2d 5 (2001)...................................................................................15
McBride v. New York Prop. Ins. Underwriting Ass'n,
152 A.D.3d 505, 58 N.Y.S.3d 140 (2d Dep't 2017)................................................................30
Metro. Bank & Tr. Co. v. Wittich,
No. 2193/2004, 2007 WL 3142956 (Sup. Ct. Suffolk Cty. Oct. 19, 2007).............................33
Midouin v. Downey Savs. & Loan Ass'n, F.A.,
834 F. Supp. 2d 95 (E.D.N.Y. 2011).......................................................................................19
„...,......,. „,..........,....,.. „,...,.......
N.Y. State Mortg. Loan Enforcement & Admin. Corp. v. N. Town Phase II Houses
Inc.,
191 A.D.2d 151, 594 N.Y.S.2d 183 (1st Dep't 1993).............................................................22
Nasima v. Dolen,
149 A.D.3d 759, 51 N.Y.S.3d 189 (2d Dep't 2017)................................................................13
.
Nat'l Distillers & Chem. Corp. v. Seyopp Corp.,
17 N.Y.2d 12, 267 N.Y.S.2d 193 (1966).................................................................................33
.
Neroni v. Follender,
137 A.D.3d 1336, 26 N.Y.S.3d 621 (3d Dep't 2016)..............................................................29
O'Brien v. City of Syracuse,
54 N.Y.2d 353, 445 N.Y.S.2d 687 (1981)...............................................................................17
Olaoye v. Wells Fargo Bank, NA.,
No. 4:11-CV-772-Y, 2012 WL 1082307 (N.D. Tex. Apr. ....,
2, 2012)..................................20, 21
OneWest Banl<; FSB v. Navarro,
No. 33644-10, 41 Misc. 3d 1238(A), 2013 WL 6500194 (Sup. Ct. Suffolk
Cty. Nov. 13, 2013)..................................................................................................................38
..
v11
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Laborers'
Oswego Local 214 Pension Fund v. Marine Midland Bank,
85 N.Y.2d 20, 25, 623 N.Y.S.2d 529, 532
Preview
FILED: KINGS COUNTY CLERK 06/21/2018 03:54 PM INDEX NO. 514179/2016 NYSCEF DOC. NO. 111 RECEIVED NYSCEF: 06/21/2018 SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF KINGS ___________________________________..-------------- x WELLS FARGO BANK, N.A., : INDEX NO.: 514179/2016 Plaintiff, : : MORTGAGED PREMISES: -against- : 654HALSEY STREET : BROOKLYN, NY 11233 JOANNE WILSON A/K/A JOANN WILSON, : INDIVIDUALLY AND AS SURVIVING SPOUSE OF : JAMES L. WILSON, MIDLAND FUNDING NCC-2 : SBL #: CORP., NEW YORK STATE DEPARTMENT OF : BLOCK 1667 TAXATION AND FINANCE, NEW YORK CITY : LOT 26 DEPARTMENT OF FINANCE, CRIMINAL COURT : OF THE CITY OF NEW YORK, KINGS SUPREME : COURT, CITY OF NEW YORK PARKING : VIOLATIONS BUREAU, CITY OF NEW YORK : ENVIRONMENTAL CONTROL BOARD, CITY OF : NEW YORK TRANSIT ADJUDICATION BUREAU, : and JOHN DOE, : Defendants. : _____-------------------------------__________--------------------- X PLAINTIFF AND COUNTERCLAIM-DEFENDANT'S MEMORANDUM OF LAW IN SUPPORT OF ITS MOTION FOR SUMMARY JUDGMENT AND A DEFAULT JUDGMENT HOGAN LOVELLS US LLP Lisa J. Fried Stacey A. Lara Michelle Moshe 875 Third Avenue New York, New York 10022 Tel: (212) 918-3000 Fax: (212) 918-3100 Attorneys for and Counterclaim- Plaintiff Defendant 8 elis Fargo Bank N.A 1 of 221 FILED: KINGS COUNTY CLERK 06/21/2018 03:54 PM INDEX NO. 514179/2016 NYSCEF DOC. NO. 111 RECEIVED NYSCEF: 06/21/2018 TABLE OF CONTENTS Page PRELIMINARY STATEMENT.....................................................................................................1 ..........,.„.......„..., ................................,..................1 FACTUAL AND PROCEDURAL BACKGROUND.....................................................................2 A. The Parties...............................................................................................................2 B. The Note and Mortgage...........................................................................................3 ...,.....„..............................,................,....,..........,...,3 C. Defendant's Default and Failure to Cure.................................................................4 D. The Class Action and Class Action Settlement.......................................................6 1. Class Action Settlement...............................................................................6 ..„....,.................,...„..„.......6 2. Proper Notice Was Sent to Defendant.........................................................7 ....,7 3. The Class Action Settlement is Defendant's Exclusive Remedy Against Wells Fargo ....................................................................................8 E. The Pleadings.........................................................................................................10 „. „,.............,....,....,....„................,10 F. CPLR 3408 Settlement Conferences.....................................................................11 .11 G. Discovery...............................................................................................................12 ARGUMENT.................................................................................................................................12 I. SUMMARY JUDGMENT STANDARD .........................................................................12 12 II. PLAINTIFF HAS ESTABLISHED ITS PRIMA FACIE ENTITLEMENT TO SUMMARY JUDGMENT................................................................................................14 IIL DEFENDANT HAS RELEASED HER FIRST, SECOND AND THIRD COUNTERCLAIMS..........................................................................................................15 A. The Class Action Settlement is Entitled to Full Faith and Credit in a New York State Court....................................................................................................15 B. Res Judicataand Collateral Estoppel Bar Defendant's Settled Claims.................16 .................16 IV. WILSON'S STATE LAW DEFENSES AND CLAIMS ARE PREEMPTED BY FEDERAL LAW...............................................................................................................19 . 1 2 of 221 FILED: KINGS COUNTY CLERK 06/21/2018 03:54 PM INDEX NO. 514179/2016 NYSCEF DOC. NO. 111 RECEIVED NYSCEF: 06/21/2018 V. WILSON'S AFFIRMATIVE DEFENSES AND COUNTERCLAIMS ARE INSUFFICIENT AND WITHOUT MERIT......................................................................21 A. Many of Wilson's Defenses and Claims are Time-Barred ....................................22 22 B. Plaintiff Has Standing ............................................................................................23 23 C. The Fraud Defenses and Claim Fail.......................................................................28 .......,..28 I. This Court Has Subject Matter Jurisdiction.............................................. „...........„.....„, ........ 30 D. A Dispute as to the Amount Due Is Not Defense to Foreclosure..........................31 E. Unclean Hands Is Not Applicable..........................................................................32 F. Plaintiff Complied with RPAPL Sections 1304 and 1306.....................................33 G. HOEPA Is Not Applicable to the Mortgage Loan.................................................34 H. Plaintiff Complied with RESPA............................................................................35 VI. PLAINTIFF'S MOTION FOR A DEFAULT JUDGMENT AGAINST THE NON- APPEARING DEFENDANTS SHOULD BE GRANTED ..............................................37 37 CONCLUSION..............................................................................................................................39 .39 .. 11 3 of 221 FILED: KINGS COUNTY CLERK 06/21/2018 03:54 PM INDEX NO. 514179/2016 NYSCEF DOC. NO. 111 RECEIVED NYSCEF: 06/21/2018 1 TABLE OF AUTHORITIES Page(s) Cases 1855 E. Tremont Corp. v. Collado Holdings LLC, 102 A.D.3d 567, 961 N.Y.S.2d 25 (1st Dep't 2013)...............................................................31 ....................,................31 ....,...,...„,......„.....„, Air & Power Transmission, Inc. v. Weingast, 120 A.D.3d 524, 992 N.Y.S.2d 46 (2d Dep't 2014)................................................................32 . .... ........32 Alshawhati v. Zandani, 82 A.D.3d 805, 918 N.Y.S.2d 173 (2d Dep't 2011)................................................................15 „..................................................15 Amalfitano v. NBTY Inc., 128 A.D.3d 743, 9 N.Y.S.3d 352 (2d Dep't . 2015)..................................................................32 ...... BAC Home Loans Servicing, LP v. Maurer, No. 24257/10, 36 Misc. 3d 1210(A), 2012 WL 2914172 (Sup. Ct. Suffolk Cty. July 9, 2012).............................................................................................................................38 ~o~~tier+~ r~~tot~toototii ~ ~ ~~~~ .38 Baldanzi v. WFC Holdings Corp., No. 07 Civ. 9551 (LTS)(GWG), 2008 WL 4924987 (S.D.N.Y. Nov. 14, 2008)....................19 ....................19 Bank of Am. v. 1P.T. Auto., Inc., 52 A.D.3d 553, 861 N.Y.S.2d 681 (2d Dep't 2008)................................................................32 . Bank of N.Y v. Hunt, 95 A.D.3d 687, 945 N.Y.S.2d 39 (1st Dep't 2012).................................................................29 Brighton BK, LLC v. Kurbatsky, 131 A.D.3d 1000, 17 N.Y.S.3d 137 (2d Dep't 2015)..............................................................34 . ,34 Buechel v. Bain, 97 N.Y.2d 295, 740 N.Y.S.2d 252 (2001)...............................................................................18 . .18 CDR Creances S.A.S. v. Cohen, 23 N.Y.3d 307, 991 N.Y.S.2d 519 (2014)...............................................................................29 In re Cipriano v. Graves, 87 A.D.3d 636, 928 N.Y.S.2d 466 (2d Dep't 2011)................................................................24 Citimortgage, Inc. v. Guillermo, 143 A.D.3d 852, 39 N.Y.S.3d 86 (2d Dep't 2016)..................................................................14 „...... 111 4 of 221 FILED: KINGS COUNTY CLERK 06/21/2018 03:54 PM INDEX NO. 514179/2016 NYSCEF DOC. NO. 111 RECEIVED NYSCEF: 06/21/2018 Citimortgage, Inc. v. McKinney, 144 A.D.3d 1073, 42 N.Y.S.3d 302 (2016).............................................................................27 .......27 Citimortgage v. Goldberg, 134 A.D.3d 880, 20 N.Y.S.3d 906 (2d Dep't 2015)................................................................25 .............„.„,25 Collado v. Jiacono, 126 A.D.3d 927, 6 N.Y.S.3d 116 (2d Dep't 2015)..................................................................13 ...... Collier v. Home Plus Assocs., Ltd., No. 43841/03, 18 Misc. 3d 1121(A), 2007 WL 4793201 (Sup. Ct. Kings Cty. Dec. 21, 2007)..........................................................................................................................36 .......,......„„,.....„, ..................,.......,....„......„,....,.......... „.... Conn. Nat'l Bank v. Peach Lake Plaza, 204 A.D.2d 909, 612 N.Y.S.2d 494 (3d Dep't ....,.„, 1994)..............................................................33 ...„.................,..........„„..33 Cook v. Hartford Fire Ins. Co., 97 A.D.2d 731, 469 N.Y.S.2d 4 (1st Dep't 1983)...................................................................11 Copeland-Turner v. Wells Fargo Bank, N.A., 800 F. Supp. 2d 1132 (2011)...................................................................................................21 Countrywide Home Loans Servicing, L.P. v. Crespo, No. 15304/2009, 46 Misc. 3d 1226(A), 2015 WL 1036390 (Sup. Ct. Suffolk Cty. Mar. 4, 2015)....................................................................................................................38 Cuomo v. Mahopac Nat'l Bank, 5 A.D.3d 621, 774 N.Y.S.2d 779 (2d Dep't 2004)..................................................................23 Curtis-Shanley v. Bank of Am., 109 A.D.3d 634, 970 N.Y.S.2d 830 (2d Dep't 2013)..............................................................28 ... „28 DeLeon v. Wells Fargo Bank, N.A., 729 F. Supp. 2d 1119 (N.D. Cal. 2010).............................................................................20, 40 Deutsche Bank Nat'l Tr. Co. v. Bills, No. 1027-09, 37 Misc. 3d 1209(A), 2012 WL 4868108 (Sup. Ct. Essex Cty. Oct. 15, 2012)..........................................................................................................................38 Deutsche Bank Nat'l Tr. Co. v. Phillips, No. 38385/2009, 2017 WL 2543215 (Sup. Ct. Suffolk Cty. May 31, 2017)...........................13 Deutsche Bank Nat'l Tr. Co. v. Pietranico, 33 Misc. 3d 528, 928 N.Y.S.2d 818 (Sup. Ct. Suffolk Cty. 2011), aff'd, 102 A.D.3d 724, 957 N.Y.S.2d 868 (2d Dep't 2013).....................................................................31 . .31 Edison Stone Corp. v. 42nd St. Dev. Corp., 145 A.D.2d 249, 538 N.Y.S.2d 249 (1st Dep't 1989).............................................................29 1V 5 of 221 FILED: KINGS COUNTY CLERK 06/21/2018 03:54 PM INDEX NO. 514179/2016 NYSCEF DOC. NO. 111 RECEIVED NYSCEF: 06/21/2018 Emigrant Bank v. Larizza, 129 A.D.3d 904, 13 N.Y.S.3d 129 (2d Dep't 2015)................................................................27 Emigrant Bank v. Marando, 143 A.D.3d 856, 39 N.Y.S.3d 83 (2d Dep't 2016)..................................................................14 ........,..... Fidelity Fed. Savs. & Loan Ass'n v. de la Cuesta, 458 U.S. 141 (1982)...........................................................................................................19, 20 First Data Merch. Servs. Corp. v. Olympia York Builders & Developers, Inc., No. 37034/05, 14 Misc. 3d 1228(A), 2007 WL 416185 (Sup. Ct. Kings Cty. Feb. 7, 2007)............................................................................................................................24 . First Int'l Bank ofIsrael, Ltd v. L. Blankstein & Son, Inc., 59 N.Y.3d 436, 465 N.Y.S.2d 888 (1983)...............................................................................13 . ..........,... „ ..... ......... .... First Union Nat'l Bank v. Tecklenburg, 2 A.D.3d 575, 769 N.Y.S.2d 573 (2d Dep't 2003)..................................................................24 . Flushing Savs. Bank v. Sharp Realty, LLC, 136 A.D.3d 652, 23 N.Y.S.3d 908 (2d Dep't 2016)................................................................14 . In re Fosella v. Dinkins, 66 N.Y.2d 162, 495 N.Y.S.2d 352 (1985)...............................................................................24 Fremont Inv. & Loan v. Haley, No. 13559/2007, 23 Misc. 3d 1138(A), 2009 WL 1636915 (Sup. Ct. Queens Cty. June 11, .......,.......,..36 2009)..................................................................................................................36 Friends of Thayer Lake LLC v. Brown, 27 N.Y.3d 1039, 33 N.Y.S.3d 853 (2016)...............................................................................12 FTBK Inv'r II LLC v. Mercy Holding LLC, No. 11373/2011, 43 Misc. 3d 1215(A), 2014 WL 1612373 (Sup. Ct. Kings Cty. Apr. 22, 2014)..................................................................................................................27 . Giuffrida v. Citibank, 100 N.Y.2d 72, 760 N.Y.S.2d 397 (2003)...............................................................................12 Gorman v. Fowkes, 97 A.D.3d 726, 949 N.Y.S.2d 96 (2d Dep't 2012)..................................................................11 .11 Gramatan Home Inv'rs Corp. v. Lopez, 46 N.Y.2d 481, 414 N.Y.S.2d 308 (1979)...............................................................................17 Grigin v. Green Tree Servicing, LLC, 166 F. Supp. 3d 1030 (C.D. Cal. 2015) 20 V 6 of 221 FILED: KINGS COUNTY CLERK 06/21/2018 03:54 PM INDEX NO. 514179/2016 NYSCEF DOC. NO. 111 RECEIVED NYSCEF: 06/21/2018 Grimes v. Fremont Gen. Corp., 785 F. Supp. 2d 269 (S.D.N.Y. 2011)......................................................................................34 Haggarty v. Wells Fargo Bank, N.A., No. C 10-02416 (CRB), 2011 WL 445183 (N.D. Cal. Feb. 2, 2011)......................................20 ,... , ,....20 ...,,....20 Hallock v. State, 64 N.Y.2d 224, 485 N.Y.S.2d 510 . (1984)...............................................................................16 .,16 Heimuller v. Amoco Oil Co., 92 A.D.2d 882, 459 N.Y.S.2d 868 (2d Dep't 1983)................................................................15 HSBC Bank N.A. v. Haque, No. 11851/12, 50 Misc. 3d 1211(A) 2016 WL 267122 (Sup. Ct. Queens Cty. Jan. 12, 2016)...........................................................................................................................32 HSBC Bank USA, Inc. v. Ozcan, 154 A.D.3d 822, 64 N.Y.S.3d 38 (2d Dep't 2017)..................................................................23 ................................,...„..., ..............,..............,...„..., ... HSBC Bank USA, N.A. v Armijos, 151 A.D.3d 943, 57 N.Y.S.3d 205 (2d Dep't 2017)................................................................26 HSBC Bank USA v. Picarelli, No. 2763/2008, 23 Misc. 31 1135(A), 2009 WL 1585773 (Sup. Ct. Queens Cty. Apr. 14, 2009)..................................................................................................................32 lannuzzi v. Wash. Mut. Bank, No. — 07-CV-964 — 2008 WL 3978189 (E.D.N.Y. Aug. 2008).....................36 ............,.....„.36 (JFB)(WDW), 21, IndyMac Bank, F.S.B. v. Vincoli, 105 A.D.3d 704, 962 N.Y.S.2d 624 (2d Dep't 2013)..............................................................28 Iorizzo v. Mattikow, 25 A.D.3d 762, 807 N.Y.S,2d 663 (2d Dep't 2006)................................................................37 Jo Ann Homes at Bellmore, Inc. v. Dworetz, 25 N.Y.2d 112, 122, 302 N.Y.S.2d 799, 806 (1969)...............................................................33 . Johnson v. Scala, No. 05 Civ. 5529 (LTS) (KNF), 2007 WL 2852758 (S.D.N.Y. Oct. 1, 2007)........................34 JPMorgan Chase Bank, N.A. v. Weinberger, 142 A.D.3d 643, 37 N.Y.S.3d 286 (2d Dep't . 2016)..........................................................25, 26 Juan C. v. Cortines, 89 N.Y.2d 659, 657 N.Y.S.2d 581 (1997)...............................................................................18 .18 . V1 7 of 221 FILED: KINGS COUNTY CLERK 06/21/2018 03:54 PM INDEX NO. 514179/2016 NYSCEF DOC. NO. 111 RECEIVED NYSCEF: 06/21/2018 Kanterakis v. Kanterakis, 125 A.D.3d 814, 5 N.Y.S. 3d 128 (2d Dep't 2015).................................................................22 . Karakus v. Wells Fargo Bank, N.A., 941 F. Supp. 2d 318 (E.D.N.Y. 2013).....................................................................................22 ....„.22 In re Klasson, No. 302942/04, 3 Misc. 3d 1106(A), 2004 WL 1191036 (Sup. Ct. Nassau Cty. May 25, ...„... 2004)................................................................................16, „..................,.....,....,16, 17 Levine v. Infidelity, Inc., 2 A.D.3d 691, 692, 770 N.Y.S.2d 83, 84 (2d Dep't 2003)......................................................11 Luna v. Dobson, 97 N.Y.2d 178, 738 N.Y.S.2d 5 (2001)...................................................................................15 McBride v. New York Prop. Ins. Underwriting Ass'n, 152 A.D.3d 505, 58 N.Y.S.3d 140 (2d Dep't 2017)................................................................30 Metro. Bank & Tr. Co. v. Wittich, No. 2193/2004, 2007 WL 3142956 (Sup. Ct. Suffolk Cty. Oct. 19, 2007).............................33 Midouin v. Downey Savs. & Loan Ass'n, F.A., 834 F. Supp. 2d 95 (E.D.N.Y. 2011).......................................................................................19 „...,......,. „,..........,....,.. „,...,....... N.Y. State Mortg. Loan Enforcement & Admin. Corp. v. N. Town Phase II Houses Inc., 191 A.D.2d 151, 594 N.Y.S.2d 183 (1st Dep't 1993).............................................................22 Nasima v. Dolen, 149 A.D.3d 759, 51 N.Y.S.3d 189 (2d Dep't 2017)................................................................13 . Nat'l Distillers & Chem. Corp. v. Seyopp Corp., 17 N.Y.2d 12, 267 N.Y.S.2d 193 (1966).................................................................................33 . Neroni v. Follender, 137 A.D.3d 1336, 26 N.Y.S.3d 621 (3d Dep't 2016)..............................................................29 O'Brien v. City of Syracuse, 54 N.Y.2d 353, 445 N.Y.S.2d 687 (1981)...............................................................................17 Olaoye v. Wells Fargo Bank, NA., No. 4:11-CV-772-Y, 2012 WL 1082307 (N.D. Tex. Apr. ...., 2, 2012)..................................20, 21 OneWest Banl<; FSB v. Navarro, No. 33644-10, 41 Misc. 3d 1238(A), 2013 WL 6500194 (Sup. Ct. Suffolk Cty. Nov. 13, 2013)..................................................................................................................38 .. v11 8 of 221 FILED: KINGS COUNTY CLERK 06/21/2018 03:54 PM INDEX NO. 514179/2016 NYSCEF DOC. NO. 111 RECEIVED NYSCEF: 06/21/2018 Laborers' Oswego Local 214 Pension Fund v. Marine Midland Bank, 85 N.Y.2d 20, 25, 623 N.Y.S.2d 529, 532