Preview
FILED: WESTCHESTER COUNTY CLERK 02/28/2024 12:58 PM INDEX NO. 57748/2024
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 02/28/2024
*** ***
THIS IS A CONSUMER CREDIT TRANSACTION
SUPREME COURT OF THE STATE OF NEW YORK
COUNTY OF WESTCHESTER
Capital One Auto Finance Summons
Plaintiff(s), Index Number:
-against- The basis of venue is the
Defendant's residence.
Dareek C. Anderson
Defendant(s).
YOU HAVE THE RIGHT TO REQUEST THAT EACH COMMUNICATION BE
PROVIDED IN AN ALTERNATIVE, REASONABLE ACCOMODATABLE
FORMAT. YOU MAY REQUEST THIS NOTICE AND FURTURE
COMMUNICATIONS IN AN ALTERNATIVE, REASONABLE
ACCOMMODATABLE TO YOU, SUCH AS LARGE PRINT, BRAILLE, AUDIO
COMPACT DISC, OR OTHER MEANS. TO REQUEST SUCH ALTERNATIVE,
PLEASE CALL OUR OFFICES AT 516-763-3200.
To the above-named Defendant(s):
YOU ARE HEREBY SUMMONED to appear in the Supreme Court of the State
of New York County of WESTCHESTER at the office of the Clerk of the Court at 111 Dr.
Martin Luther King Jr. Boulevard, White Plains, New York 10601, within the time provided
by law as noted below and to file your answer to the(endorsed summons) (annexed
complaint) with the Clerk; upon your failure to answer, judgment will be taken against you
by default awarding possession and title to the chattel to wit: 2017 BMW 3-Series, (V.I.N.
Number: WBA8D9G39HNU65917) to Plaintiff, plus money damages in the amount of
attorneys'
$22,009.08, plus interest at 16.88% per annum, contractual fees, costs and
disbursements, awarding damages for conversion in an amount equivalent to the reasonable
value of the referenced chattel. HOWEVER, IN THE EVENT YOU HAVE FILED
BANKRUPTCY AND RECEIVED A DISCHARGE OR THE DEBT HAS
OTHERWISE BEEN DISPOSED OF IN THE BANKRUPTCY PROCEEDING YOU
HAVE NO PERSONAL LIABILITY TO PAY ANY AMOUNTS DUE IN RELATION
WITH THIS LOAN AND THIS ACTION IS SOLELY AN ACTION TO
REPOSSESSION THE COLLATERAL.
(a) If this summons is served by its delivery to you personally within the State of
New York, you must appear and answer within Twenty (20) days after such
service; or
(b) If this summons is served by delivery to any person other than you personally, or
is served outside the State of New York, or by publication, or by any means
other than personal delivery to you within the State of New York, you are
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allowed Thirty (30) days after the proof of service thereof is filed with the Clerk
of this Court within which to appear and answer.
Dated: February 22, 2024
Rockville Centre, New York 11570
Ted Eric May, Esq.
Sheldon May & Associates, P.C.
Attorneys for Plaintiff
255 Merrick Road
Rockville Centre, New York 11570
Defendant's address: 26 Saratoga Avenue, Yonkers, New York 10705
Notice: The object of this action is recovery of a chattel, and money damages for
attorneys'
breach of contract including an award of contractual fees, costs
and disbursements.
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*** ***
THIS IS A CONSUMER CREDIT TRANSACTION
CORTE SUPREMA DE JUSTICIA DEL ESTADO DE NUEVA YORK
CONDADO DE WESTCHESTER
Capital One Auto Finance Citacion
Demandante(s), No. De Epigrafe:
-against- La razón de haber designado esta
Corte es residencía de Demandante.
Dareek C. Anderson
Demandado(s).
USTED TIENE DERECHO A SOLICITAR QUE CADA COMUNICACIÓN SE
PROPORCIONE EN UN FORMATO ALTERNATIVO, RAZONABLE Y ADAPTABLE.
PUEDE SOLICITAR ESTE AVISO Y COMUNICACIONES FUTURAS EN UNA
ALTERNATIVA, RAZONABLE ADAPTABLE A USTED, COMO IMPRESIÓN
GRANDE, BRAILLE, DISCO COMPACTO DE AUDIO U OTROS MEDIOS. PARA
SOLICITAR DICHA ALTERNATIVA, LLAME A NUESTRAS OFICINAS AL 5
516-763-3200.
Al demandado arriba mencionado:
POR LA PRESENTE SE citado a comparecer en la Corte Suprema del Estado de
Nueva York Condado de WESTCHESTER en la oficina del Secretario del Tribunal en 111
Dr. Martin Luther King Jr. Boulevard, White Plains, New York 10601, en el plazo previsto
por la ley como se indica a continuación y para presentar su respuesta a las citaciones (
endosados ) ( denuncia anexa ) con el Secretario ; tras su fracaso en responder , el juicio
será tomada contra usted por defecto adjudicación posesión y la titularidad del bien mueble
a saber: 2017 BMW 3-Series, (V.LN. Number: WBA8D9G39HNU65917) al demandante ,
además de daños monetarios por un monto de $22,009.08, más los intereses a 16.88%,
honorarios, costos y gastos de abogados contractuales, la adjudicación de daños y perjuicios
por la conversión en una cantidad equivalente al valor razonable del bien mueble que se
hace referencia .
SIN EMBARGO, EN CASO DE HABER PRESENTADO LA QUIEBRA Y RECIBIDO UNA
DESCARGA O LA DEUDA TIENE OTRA MANERA sido eliminados EN EL PROCEDIMIENTO
CONCURSAL TIENE NINGUNA RESPONSABILIDAD PERSONAL PARA PAGAR CUALQUIER
CANTIDAD POR EN RELACIÓN CON ESTE PRESTAMO Y ESTA ACCIÓN ES EL ÚNICO UNA
ACCIÓN DE EMBARGO EL COLATERAL.
(a) Si esta convocatoria es servido por su entrega a usted personalmente dentro del
Estado de Nueva York, usted tiene que presentarse y responder dentro de los
veinte ( 20 ) días después de dicho
(b) Si esta convocatoria es servida por la entrega a cualquier persona que no sea
usted personalmente , o se sirve fuera del Estado de Nueva York, o por
publicación, o por cualquier otro medio distinto de entrega personal a usted
dentro del Estado de Nueva York, que se permiten Treinta (30) días después de
la prueba de la notificación de la misma se presentó ante el Secretario de este
Tribunal en el que aparezca y respuesta.
ESTO ES UNA TENTATIVA DE RECOGER UNA DEUDA Y CUALQUIER
INFORMATION SERA UTILIZADA PARA ESE PROPOSITO
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Fechado: February 22, 2024
Rockville Centre, New York 11570
Ted Eric May, Esq.
Sheldon ÍVIay & Associates, P.C.
Los abogados de demandante
255 Merrick Road
Rockville Centre, New York 11570
Dirección del demandado : 26 Saratoga Avenue, Yonkers, New York 10705
Aviso: El objeto de esta acción es la recuperación de un bien mueble, y dafíos
monetarios por incumplimiento de contrato, incluyendo un premio de
honorarios, costos y gastos de abogados contractuales.
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SUPREME COURT OF THE STATE OF NEW YORK
COUNTY OF WESTCHESTER
Capital One Auto Finance Verified Complaint
Plaintiff(s), Index Number
-against-
Dareek C. Anderson
Defendant(s).
YOU HAVE TO REQUEST
THE THAT EACH COMMUNICATION
RIGHT BE
PROVIDED AN ALTERNATIVE, IN REASONABLE ACCOMODATABLE
FORMAT. YOU MAY REQUEST THIS NOTICE AND FURTURE
COMMUNICATIONS IN AN ALTERNATIVE, REASONABLE
ACCOMMODATABLE TO YOU, SUCH AS LARGE PRINT, BRAILLE, AUDIO
COMPACT DISC, OR OTHER MEANS. TO REQUEST SUCH ALTERNATIVE,
PLEASE CALL OUR OFFICES AT 516-763-3200.
Plaintiff, Capital One Auto Finance (hereinafter "Plaintiff(s)") by its counsel, Sheldon May &
Associates, P.C., as and for its Complaint against complaining against Defendant(s) Dareek C.
Anderson (hereinafter "Defendant(s)) alleges as follows:
L Parties
A. Plaintiff, Capital One Auto Finance, (hereinafter "Plaintiff) Upon information
and belief, that all times hereinafter mentioned, the Plaintiff was and still is a
corporation organized and existing under the laws of the State of its
incorporation, and is duly authorized to conduct business in the State of New
bank"
York or qualifies as a "foreign pursuant to the relevant statues., duly
authorized to conduct business in the State of New York and having an
office and place of business located at 7933 Preston Road, Plano, Texas
75024.
B. Upon information and belief, Dareek C. Anderson is/are presently a
resident(s) in the County of WESTCHESTER, State of New York with a last
known address of 26 Saratoga Avenue, Yonkers, New York 10705
H. Standing
A. On March 16, 2021, the Defendant(s) executed in favor of and delivered to
26 Motors Corp. (hereinafter "Dealer") a certain Retail Installment Contract
(hereinafter "Contract") for the purchase of the: 2017 BMW 3-Series, (V.I.N.
Number: WBA8D9G39HNU65917) (hereinafter "Collateral") and the
granting of a purchase money security interest therein to secure the payment
of the sum of $26,269.00, payable with interest at the rate of 16.88% per
annum, in equal monthly installments of $582.63 each, the first to be paid on
April 16, 2021, and one (1) installment due on the same date of each
successive month thereafter until paid in full. A true and accurate copy of the
"A"
Contract is annexed hereto as Exhibit and made part hereof.
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B. Thereafter, the afo esaid Contract pursuant to its terms was duly assigned by
the Dealer to the Plaintiff herein for good and valuable consideration, and the
Plaintiff is now the holder of the Contract. Plaintiff s security interest in the
Collateral is reflected on the records of the Department of Motor Vehicles,
State of New York. A true and accurate copy of the electronic certificate of
"B"
title is annexed hereto as Exhibit and made part hereof.
IIL Borrower's Non-Payment
A. Pursuant to the terms of the Contract, Defendant(s) was/were to pay the sum
of $26,269.00, payable with interest at the rate of 16.88% per annum, in
equal monthly installments of $582.63 each, the first to be paid on April 16,
2021, and one (1) installment due on the same date of each successive month
thereafter until paid in full.
B. HOWEVER, IN THE EVENT YOU HAVE FILED BANKRUPTCY
AND RECEIVED A DISCHARGE OR THE DEBT HAS OTHERWISE
BEEN DISPOSED OF IN THE BANKRUPTCY PROCEEDING YOU
HAVE NO PERSONAL LIABILITY TO PAY ANY AMOUNTS DUE
IN RELATION WITH THIS LOAN AND THIS ACTION IS SOLELY
AN ACTION TO REPOSSESSION THE COLLATERAL AND NONE
OF THE FOLLOWING PROVISIONS APPLY TO YOU.
1. The aforesaid Contract is now in default and payments past due from
the month of January 16, 2023, in the sum of $582.63 each, plus contractual
late charges thereon, have not been paid pursuant to the terms of said Contract,
and the Plaintiff has elected to declare the entire balance on said Contract due
in accordance with the terms thereof, and has duly demanded the contract
balance or possession of the Collateral from the Defendant(s). A true and
accurate copy of the demand letter forwarded to Defendant(s) is/are annexed
"C"
hereto as Exhibit and made part hereof.
2. As of the present time, Defendant(s) has/have failed, neglected and
refused to pay the net balance due on said Contract which as the date of this
Verified Complaint, was in the amount of $22,009.08 or return the Collateral
and, accordingly, Plaintiff is now entitled to immediate possession of the
Collateral or payment of the entire balance due.
3. Prior to the commencement of this action the Plaintiff duly demanded
possession of the Collateral from Defendant(s) and Defendant(s) has/have
failed, refused and neglected to deliver same to Plaintiff. A true and accurate
copy of the demand letter forwarded to Defendant(s) is annexed hereto as
"C"
Exhibit and made part hereof.
4. Upon information and belief, Defendant(s) is/are in possession of the
Collateral.
5. By virtue of the foregoing acts, conduct, and omissions on the part of
Defendant(s), Plaintiff is entitled to immediate possession of the Collateral.
IV. Relief Request
A. Plaintiff seeks an Order of Seizure directing the Sheriff or any County within
the State of New York to Seize the Collateral.
B. By virtue of the foregoing acts, conduct and omissions on the part of
Defendant(s), constituting breach of contract, Plaintiff has suffered damages
in the amount of $22,009.08, together with interest thereon at the rate of
16.88% per annum. HOWEVER, IN THE EVENT YOU HAVE FILED
BANKRUPTCY AND RECEIVED A DISCHARGE OR THE DEBT
HAS OTHERWISE BEEN DISPOSED OF IN THE BANKRUPTCY
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PROCEEDING YOU HAVE NO PERSONAL LIABILITY TO PAY
ANY AMOUNTS DUE IN RELATION WITH THIS LOAN AND THIS
ACTION IS SOLELY AN ACTION TO REPOSSESSION THE
COLLATERAL.
C. Defendant(s) pursuant to the terms and conditions of the Contract, and upon the
attorneys'
default by Defendant thereunder, agreed to pay reasonable fees, court
costs, disbursements, and the like, incurred by Plaintiff as a result of having to
retake the vehicle and enforce Plaintiffs rights under the Contract and which
expenses include, but are not limited to, storage charges, reconditioning, and
collection expenses. Plaintiff has been compelled to place the matter with its
counsel for repossession and collection following the default by
Defendant(s) under the terms and conditions of the Contract. By virtue of
the foregoing acts, conduct and omissions on the part of Defendant(s),
Plaintiff is entitled to recovery of all costs and disbursements incurred as a
result of Defendant(s) default under the terms and conditions of the Contract,
attorneys'
including reimbursement of reasonable fees as may be allowed by
the Court.
D. Plaintiff contends if a Temporary Restraining Order is not granted, it is
likely, based upon Defendant(s) conduct, that Plaintiff shall suffer immediate
and irreparable injury, loss, and damage.
WHEREFORE, Plaintiff, Capital One Auto Finance, demands judgment
against Defendant(s) Dareek C. Anderson (a) on its first cause of action for
immediate possession of the Collateral above-mentioned; (b) on its second cause of
action against Defendant(s) Dareek C. Anderson for breach of contract in the
amount of $22,009.08, together with interest at 16.88 per annum; (c) on its third
cause of action against Defendant(s) Dareek C. Anderson for reimbursement of
attorneys'
costs and disbursements, including reasonable fees as may be allowed by
the Court; (d) for such other, further and different relief as to the Court may seem
just and proper.
Dated: February 22, 2024
Rockville Centre, New York
Ted Eric May, Esq.
Sheldon May & Associates, P.C.
Attorneys for Plaintiff
255 Merrick Road
Rockville Centre, New York 11579
763 - 3200
(516)
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VERIFICATION
hush peck. IA,//// J m sh , being duly sworn, deposes and says that he is the
DPr ops (nrancetect. for Capital One Auto Finance named in the
within action; that he/she has read the foregoing Complaint and knows the contents thereof; and,
that the same is true
Preview
FILED: WESTCHESTER COUNTY CLERK 02/28/2024 12:58 PM INDEX NO. 57748/2024 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 02/28/2024 *** *** THIS IS A CONSUMER CREDIT TRANSACTION SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF WESTCHESTER Capital One Auto Finance Summons Plaintiff(s), Index Number: -against- The basis of venue is the Defendant's residence. Dareek C. Anderson Defendant(s). YOU HAVE THE RIGHT TO REQUEST THAT EACH COMMUNICATION BE PROVIDED IN AN ALTERNATIVE, REASONABLE ACCOMODATABLE FORMAT. YOU MAY REQUEST THIS NOTICE AND FURTURE COMMUNICATIONS IN AN ALTERNATIVE, REASONABLE ACCOMMODATABLE TO YOU, SUCH AS LARGE PRINT, BRAILLE, AUDIO COMPACT DISC, OR OTHER MEANS. TO REQUEST SUCH ALTERNATIVE, PLEASE CALL OUR OFFICES AT 516-763-3200. To the above-named Defendant(s): YOU ARE HEREBY SUMMONED to appear in the Supreme Court of the State of New York County of WESTCHESTER at the office of the Clerk of the Court at 111 Dr. Martin Luther King Jr. Boulevard, White Plains, New York 10601, within the time provided by law as noted below and to file your answer to the(endorsed summons) (annexed complaint) with the Clerk; upon your failure to answer, judgment will be taken against you by default awarding possession and title to the chattel to wit: 2017 BMW 3-Series, (V.I.N. Number: WBA8D9G39HNU65917) to Plaintiff, plus money damages in the amount of attorneys' $22,009.08, plus interest at 16.88% per annum, contractual fees, costs and disbursements, awarding damages for conversion in an amount equivalent to the reasonable value of the referenced chattel. HOWEVER, IN THE EVENT YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE OR THE DEBT HAS OTHERWISE BEEN DISPOSED OF IN THE BANKRUPTCY PROCEEDING YOU HAVE NO PERSONAL LIABILITY TO PAY ANY AMOUNTS DUE IN RELATION WITH THIS LOAN AND THIS ACTION IS SOLELY AN ACTION TO REPOSSESSION THE COLLATERAL. (a) If this summons is served by its delivery to you personally within the State of New York, you must appear and answer within Twenty (20) days after such service; or (b) If this summons is served by delivery to any person other than you personally, or is served outside the State of New York, or by publication, or by any means other than personal delivery to you within the State of New York, you are 1 of 8 FILED: WESTCHESTER COUNTY CLERK 02/28/2024 12:58 PM INDEX NO. 57748/2024 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 02/28/2024 allowed Thirty (30) days after the proof of service thereof is filed with the Clerk of this Court within which to appear and answer. Dated: February 22, 2024 Rockville Centre, New York 11570 Ted Eric May, Esq. Sheldon May & Associates, P.C. Attorneys for Plaintiff 255 Merrick Road Rockville Centre, New York 11570 Defendant's address: 26 Saratoga Avenue, Yonkers, New York 10705 Notice: The object of this action is recovery of a chattel, and money damages for attorneys' breach of contract including an award of contractual fees, costs and disbursements. 2 of 8 FILED: WESTCHESTER COUNTY CLERK 02/28/2024 12:58 PM INDEX NO. 57748/2024 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 02/28/2024 *** *** THIS IS A CONSUMER CREDIT TRANSACTION CORTE SUPREMA DE JUSTICIA DEL ESTADO DE NUEVA YORK CONDADO DE WESTCHESTER Capital One Auto Finance Citacion Demandante(s), No. De Epigrafe: -against- La razón de haber designado esta Corte es residencía de Demandante. Dareek C. Anderson Demandado(s). USTED TIENE DERECHO A SOLICITAR QUE CADA COMUNICACIÓN SE PROPORCIONE EN UN FORMATO ALTERNATIVO, RAZONABLE Y ADAPTABLE. PUEDE SOLICITAR ESTE AVISO Y COMUNICACIONES FUTURAS EN UNA ALTERNATIVA, RAZONABLE ADAPTABLE A USTED, COMO IMPRESIÓN GRANDE, BRAILLE, DISCO COMPACTO DE AUDIO U OTROS MEDIOS. PARA SOLICITAR DICHA ALTERNATIVA, LLAME A NUESTRAS OFICINAS AL 5 516-763-3200. Al demandado arriba mencionado: POR LA PRESENTE SE citado a comparecer en la Corte Suprema del Estado de Nueva York Condado de WESTCHESTER en la oficina del Secretario del Tribunal en 111 Dr. Martin Luther King Jr. Boulevard, White Plains, New York 10601, en el plazo previsto por la ley como se indica a continuación y para presentar su respuesta a las citaciones ( endosados ) ( denuncia anexa ) con el Secretario ; tras su fracaso en responder , el juicio será tomada contra usted por defecto adjudicación posesión y la titularidad del bien mueble a saber: 2017 BMW 3-Series, (V.LN. Number: WBA8D9G39HNU65917) al demandante , además de daños monetarios por un monto de $22,009.08, más los intereses a 16.88%, honorarios, costos y gastos de abogados contractuales, la adjudicación de daños y perjuicios por la conversión en una cantidad equivalente al valor razonable del bien mueble que se hace referencia . SIN EMBARGO, EN CASO DE HABER PRESENTADO LA QUIEBRA Y RECIBIDO UNA DESCARGA O LA DEUDA TIENE OTRA MANERA sido eliminados EN EL PROCEDIMIENTO CONCURSAL TIENE NINGUNA RESPONSABILIDAD PERSONAL PARA PAGAR CUALQUIER CANTIDAD POR EN RELACIÓN CON ESTE PRESTAMO Y ESTA ACCIÓN ES EL ÚNICO UNA ACCIÓN DE EMBARGO EL COLATERAL. (a) Si esta convocatoria es servido por su entrega a usted personalmente dentro del Estado de Nueva York, usted tiene que presentarse y responder dentro de los veinte ( 20 ) días después de dicho (b) Si esta convocatoria es servida por la entrega a cualquier persona que no sea usted personalmente , o se sirve fuera del Estado de Nueva York, o por publicación, o por cualquier otro medio distinto de entrega personal a usted dentro del Estado de Nueva York, que se permiten Treinta (30) días después de la prueba de la notificación de la misma se presentó ante el Secretario de este Tribunal en el que aparezca y respuesta. ESTO ES UNA TENTATIVA DE RECOGER UNA DEUDA Y CUALQUIER INFORMATION SERA UTILIZADA PARA ESE PROPOSITO 3 of 8 FILED: WESTCHESTER COUNTY CLERK 02/28/2024 12:58 PM INDEX NO. 57748/2024 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 02/28/2024 Fechado: February 22, 2024 Rockville Centre, New York 11570 Ted Eric May, Esq. Sheldon ÍVIay & Associates, P.C. Los abogados de demandante 255 Merrick Road Rockville Centre, New York 11570 Dirección del demandado : 26 Saratoga Avenue, Yonkers, New York 10705 Aviso: El objeto de esta acción es la recuperación de un bien mueble, y dafíos monetarios por incumplimiento de contrato, incluyendo un premio de honorarios, costos y gastos de abogados contractuales. 4 of 8 FILED: WESTCHESTER COUNTY CLERK 02/28/2024 12:58 PM INDEX NO. 57748/2024 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 02/28/2024 SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF WESTCHESTER Capital One Auto Finance Verified Complaint Plaintiff(s), Index Number -against- Dareek C. Anderson Defendant(s). YOU HAVE TO REQUEST THE THAT EACH COMMUNICATION RIGHT BE PROVIDED AN ALTERNATIVE, IN REASONABLE ACCOMODATABLE FORMAT. YOU MAY REQUEST THIS NOTICE AND FURTURE COMMUNICATIONS IN AN ALTERNATIVE, REASONABLE ACCOMMODATABLE TO YOU, SUCH AS LARGE PRINT, BRAILLE, AUDIO COMPACT DISC, OR OTHER MEANS. TO REQUEST SUCH ALTERNATIVE, PLEASE CALL OUR OFFICES AT 516-763-3200. Plaintiff, Capital One Auto Finance (hereinafter "Plaintiff(s)") by its counsel, Sheldon May & Associates, P.C., as and for its Complaint against complaining against Defendant(s) Dareek C. Anderson (hereinafter "Defendant(s)) alleges as follows: L Parties A. Plaintiff, Capital One Auto Finance, (hereinafter "Plaintiff) Upon information and belief, that all times hereinafter mentioned, the Plaintiff was and still is a corporation organized and existing under the laws of the State of its incorporation, and is duly authorized to conduct business in the State of New bank" York or qualifies as a "foreign pursuant to the relevant statues., duly authorized to conduct business in the State of New York and having an office and place of business located at 7933 Preston Road, Plano, Texas 75024. B. Upon information and belief, Dareek C. Anderson is/are presently a resident(s) in the County of WESTCHESTER, State of New York with a last known address of 26 Saratoga Avenue, Yonkers, New York 10705 H. Standing A. On March 16, 2021, the Defendant(s) executed in favor of and delivered to 26 Motors Corp. (hereinafter "Dealer") a certain Retail Installment Contract (hereinafter "Contract") for the purchase of the: 2017 BMW 3-Series, (V.I.N. Number: WBA8D9G39HNU65917) (hereinafter "Collateral") and the granting of a purchase money security interest therein to secure the payment of the sum of $26,269.00, payable with interest at the rate of 16.88% per annum, in equal monthly installments of $582.63 each, the first to be paid on April 16, 2021, and one (1) installment due on the same date of each successive month thereafter until paid in full. A true and accurate copy of the "A" Contract is annexed hereto as Exhibit and made part hereof. 5 of 8 FILED: WESTCHESTER COUNTY CLERK 02/28/2024 12:58 PM INDEX NO. 57748/2024 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 02/28/2024 B. Thereafter, the afo esaid Contract pursuant to its terms was duly assigned by the Dealer to the Plaintiff herein for good and valuable consideration, and the Plaintiff is now the holder of the Contract. Plaintiff s security interest in the Collateral is reflected on the records of the Department of Motor Vehicles, State of New York. A true and accurate copy of the electronic certificate of "B" title is annexed hereto as Exhibit and made part hereof. IIL Borrower's Non-Payment A. Pursuant to the terms of the Contract, Defendant(s) was/were to pay the sum of $26,269.00, payable with interest at the rate of 16.88% per annum, in equal monthly installments of $582.63 each, the first to be paid on April 16, 2021, and one (1) installment due on the same date of each successive month thereafter until paid in full. B. HOWEVER, IN THE EVENT YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE OR THE DEBT HAS OTHERWISE BEEN DISPOSED OF IN THE BANKRUPTCY PROCEEDING YOU HAVE NO PERSONAL LIABILITY TO PAY ANY AMOUNTS DUE IN RELATION WITH THIS LOAN AND THIS ACTION IS SOLELY AN ACTION TO REPOSSESSION THE COLLATERAL AND NONE OF THE FOLLOWING PROVISIONS APPLY TO YOU. 1. The aforesaid Contract is now in default and payments past due from the month of January 16, 2023, in the sum of $582.63 each, plus contractual late charges thereon, have not been paid pursuant to the terms of said Contract, and the Plaintiff has elected to declare the entire balance on said Contract due in accordance with the terms thereof, and has duly demanded the contract balance or possession of the Collateral from the Defendant(s). A true and accurate copy of the demand letter forwarded to Defendant(s) is/are annexed "C" hereto as Exhibit and made part hereof. 2. As of the present time, Defendant(s) has/have failed, neglected and refused to pay the net balance due on said Contract which as the date of this Verified Complaint, was in the amount of $22,009.08 or return the Collateral and, accordingly, Plaintiff is now entitled to immediate possession of the Collateral or payment of the entire balance due. 3. Prior to the commencement of this action the Plaintiff duly demanded possession of the Collateral from Defendant(s) and Defendant(s) has/have failed, refused and neglected to deliver same to Plaintiff. A true and accurate copy of the demand letter forwarded to Defendant(s) is annexed hereto as "C" Exhibit and made part hereof. 4. Upon information and belief, Defendant(s) is/are in possession of the Collateral. 5. By virtue of the foregoing acts, conduct, and omissions on the part of Defendant(s), Plaintiff is entitled to immediate possession of the Collateral. IV. Relief Request A. Plaintiff seeks an Order of Seizure directing the Sheriff or any County within the State of New York to Seize the Collateral. B. By virtue of the foregoing acts, conduct and omissions on the part of Defendant(s), constituting breach of contract, Plaintiff has suffered damages in the amount of $22,009.08, together with interest thereon at the rate of 16.88% per annum. HOWEVER, IN THE EVENT YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE OR THE DEBT HAS OTHERWISE BEEN DISPOSED OF IN THE BANKRUPTCY 6 of 8 FILED: WESTCHESTER COUNTY CLERK 02/28/2024 12:58 PM INDEX NO. 57748/2024 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 02/28/2024 PROCEEDING YOU HAVE NO PERSONAL LIABILITY TO PAY ANY AMOUNTS DUE IN RELATION WITH THIS LOAN AND THIS ACTION IS SOLELY AN ACTION TO REPOSSESSION THE COLLATERAL. C. Defendant(s) pursuant to the terms and conditions of the Contract, and upon the attorneys' default by Defendant thereunder, agreed to pay reasonable fees, court costs, disbursements, and the like, incurred by Plaintiff as a result of having to retake the vehicle and enforce Plaintiffs rights under the Contract and which expenses include, but are not limited to, storage charges, reconditioning, and collection expenses. Plaintiff has been compelled to place the matter with its counsel for repossession and collection following the default by Defendant(s) under the terms and conditions of the Contract. By virtue of the foregoing acts, conduct and omissions on the part of Defendant(s), Plaintiff is entitled to recovery of all costs and disbursements incurred as a result of Defendant(s) default under the terms and conditions of the Contract, attorneys' including reimbursement of reasonable fees as may be allowed by the Court. D. Plaintiff contends if a Temporary Restraining Order is not granted, it is likely, based upon Defendant(s) conduct, that Plaintiff shall suffer immediate and irreparable injury, loss, and damage. WHEREFORE, Plaintiff, Capital One Auto Finance, demands judgment against Defendant(s) Dareek C. Anderson (a) on its first cause of action for immediate possession of the Collateral above-mentioned; (b) on its second cause of action against Defendant(s) Dareek C. Anderson for breach of contract in the amount of $22,009.08, together with interest at 16.88 per annum; (c) on its third cause of action against Defendant(s) Dareek C. Anderson for reimbursement of attorneys' costs and disbursements, including reasonable fees as may be allowed by the Court; (d) for such other, further and different relief as to the Court may seem just and proper. Dated: February 22, 2024 Rockville Centre, New York Ted Eric May, Esq. Sheldon May & Associates, P.C. Attorneys for Plaintiff 255 Merrick Road Rockville Centre, New York 11579 763 - 3200 (516) 7 of 8 FILED: WESTCHESTER COUNTY CLERK 02/28/2024 12:58 PM INDEX NO. 57748/2024 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 02/28/2024 VERIFICATION hush peck. IA,//// J m sh , being duly sworn, deposes and says that he is the DPr ops (nrancetect. for Capital One Auto Finance named in the within action; that he/she has read the foregoing Complaint and knows the contents thereof; and, that the same is true