Preview
FILED: SUFFOLK COUNTY CLERK 05/10/2024 01:48 PM INDEX NO. 605072/2019
NYSCEF DOC. NO. 16 RECEIVED NYSCEF: 05/10/2024
"E"
Exhibit
FILED: SUFFOLK COUNTY CLERK 05/10/2024 01:48 PM INDEX NO. 605072/2019
NYSCEF DOC. NO. 16 RECEIVED NYSCEF: 05/10/2024
Page 1 of 4
BDDIEPARZUCHOWSKI
2083
anBfb 2B + July 20, 2016
M
CASH REWARD VISA SIGNATURE®
New Balance $6,698.35
Previous Balance $7,826.00
Minimum Payment Due $1,791.00
Payments -$0 00
Other Credits -$1,162.65 Payment Due Date Aug 25, 2016
Purchases +$0.00 Late Payment Warning: If we do not receive your minimum payment by the
Balance Transfers +$0.00 date listed above. you may have to pay up to 40.00 late fee
Cash Advances +$0.00 Minimum Payment Warning: If you make only the minimum payment each
Fees Charged +$35.00 period, you will pay more in interest and it will take you longer to pay oN your
balance. For exam (e:
Interest Charged +$0.00
New Balance $6,698.35
Past Due Amount $1,724.00
"Only the minimum 0 months $0
payment
Credit Limit $0.00
Available Credit $0.00 To access information regarding credit counseling call 1-888-561-8861
Available Credit for Cash $0.00 ouestions? can us.
Statement Closing Date 07/20/2016 customer service 1-888-561-8861
Days in Billing Cycle 30 Visit us on the web at: WWW.TDcARDSERVicES.COM
Please send billing inquirles and correspondence to:
PO BOX 84037 COLUMBUS, GA 31908-4037
By setting up your TD Cash RewardssM card to pay recurring bills such as phone, utilities and cable, you can watch the
cash back add up quickly - and the
beauty of cash is that it can be used for anything you like!
Pleasemake check or mortey order payableto: TD Bank. NA
Pleaseinclude your account number on your check. Detach and retum ballom portionwith your payment.
- --......-----------.--....- -.-- --.--.---...........- --.....---........- - . - ---....-- - . - . . ------. ---............---.............------ - .. . - . . .
Your Account Number 2083
Your New Balance $6,698.35
TD BANK, N.A Your Past Due Amount $1,724.00
COLUMBUS GA 31908-4037 Minimum Payment Due $1,791 00
Payment Due Date August 25, 2018
TD BANK, N.A.
PO BOX 16027 PleaseEnterAmount of PaymentEncNsed
LEWISTON ME 04243-9513
cHoWs8'
2oasoooLL9assoom1oo9
T PA FL 33622-5318
¡ Check here for any address changesand Indicate
any changeson the reverse.
2083ii"
: 5 2 20"" L 10 20 9
FILED: SUFFOLK COUNTY CLERK 05/10/2024 01:48 PM INDEX NO. 605072/2019
NYSCEF DOC. NO. 16 RECEIVED NYSCEF: 05/10/2024
Page 2 Of4
Calculationof BalenceSubjecttointerest Rate-Wefigurea ourtionoftheinterestchargeenyouraccountby apDtying thedailyperiodicrateshowninyourcardmemberagreement totheAverageDaly Balm¬ce
(motedmg currenitransachons),
mulbptiedby thenumberofdaysinInebitEngperiodTogettheAverageDailyBalance,wetakethebeginningbaanceeachday(whichmaymoudeunpaidininvestchanges andfees
owedfromprforbitilngperiods),adoanynewPurchases (Including applicatuepmmohonaPutchases,suchas BalanceTransfers) or CashAdvances(asapplicable),
andsubtractanyapplicable orcredits.
Thisgivesus thedailybarance.Then,weaddupall Enodaslybalancesfor tte cillingperiodanddividethetota*by InenumberofdaysmtheniIllngperiodThisgivesusthe*Average payments
-
chooseto usea laterdate,we usuallyaddnewtransachons DailyBalance Unless we
toine dadybaranceasoftheirActivityDate.Wetreatcreddbalancesas zerobalanceswhenwe ligurethedadybalancesandAverage
If youraccounthasbalanceswithdifferentAPRs,paymentsn excessoftheMinimumPaymentDuea/eappiledtoEnterest DailyBalance.
ChargesandotherfeesaridtobalanceswiththehighestAPRs.beforebeingappliedto
barances withlowestAPRs.Thestructureis opposi:afortheapplicationoftheMinimumPayment,thismeansthatbanances wilhhigherAPRsarenotreduceduntilbsisticeswithlowerAPRshavebeenpadoff
MinimuminterestCharge:If thetotalinterestchargesfor Ihecillingperiod(figuredasdescribedabove,incindingtransaction
fees)arelessthan5100.theMINIMUM INTEREST CHARGE for thebillingperiodwill be
51.00.
Howto Avoki PayingInterestonPurchases:Yourduodatais atfeast25daysafterthecloseof oachbillingcycle.WechargeinlorestonBalanceTransfersandCashAdvances onthetransaction
WechargeinterestonPurchases beginning date
unlesseachmonthyoupayyourentireAccountDalance, whichincludesPurchases.
C8shAdvances.andBalanceTransfers, andif applicableanynewfeesthatareassessedby
thepaymentduedate.
Hewto AvoidPayinginteresten PurchasesWhenYouHavea BalanceTransferSubjectto a o%PromotionalAnnualPercentageRatestyouhavea BalanceTransferon youraccountthatis subjecttoa 0%
promotional
AnnualPercersage Rate(APR)sadyouuseyourAccountlo makenewPurchases. youcanavoidpayinginterestonthosenewPurchases If youDayIheMinimumPaymentDue,plusthetotal
Purchasebalanceeachmonthby thepaymentduedate.
outstanding
Noticeto Buyer' Youhavetherightat anytimele payyourentirebalanceeutstanding
wdhnoadditionalcharge
PayrnentsPayments mustbesentto Ihepayrrentadoressshownonyourstatement andmushncludetheremittance
couponfromyourstatementDenotsendcash Checksandmoneyerders(inU..S.dollars)
receivedatthe paymentaddress,withthebottomportionofthekst pageofthestaternent.
by 5:00pm Easlemkmeona businessdaywillbecreditedas of theousinessdayreceived.
If theduedatefallsorta day
onwhichwedonotreceiveoracceptpayments,thepaymentwillnotbetreatedaslate Wemayrejector delayposting payments.Uponourreceipt.youravailablecreditmaynotreflectthepayment
nonconforming
amountfor upto seven(7)daystoensurethefurtoshorntheeankonwhchyourpaymentis drawnarecollectedandnotretumed
Electroniccheckconversian:Whenyousenda checkaspayment.youauthorizeuseithertouseintermatonfromyearcheck10makea one-emeerectronic fundtransilitr1tomyouraccountat to processthe
paymentasa checktransactioriWhenweuseinformenon fromyourchecktomakeanelectronicfundtransfer.fundsmaybewithdrawn immyouraccountassoonas theSamedaywereceiveyourpayrnent.and
youwit notreceiveyourcheckbackfromyourfinancialinstitution.Ifyouhavoquestionsaboutolecroniccheckconversion.
orconotwantyourchecks10beelectronically youmaycalltheCustomer
Servicetelephonenumbershownen thefrontof lhisstatement convened,
Bilitng-ErrorRightsSummary- Whatto Doif YouThinkYouFlndA MistakeOnYourStatemenI.Ifyouthinkthereis anerroron your writeto usat
TDBank.P O.Box84037.Columbus, statement,
GA31908-4037 oryoucancallusat:1-888.561-8861
Inyourletler,giveusthefollowinginformation
AccountinformattortYournameandaccountnumber,
Dollaramount Thedollaramountof thesuspecterrer,and
* Descr(prionofProWemEfyouthinklnereesanerrorenyourbill, describewhatyoubelieveis wrongandwhyyoubefeveit is a mistake.
YoumustCorItact uswithin60daysafterineerrorappearedenyourstatement. Youmustnotifyuset anypotentialerrors/nwrderng.
Youmaycall us,butif youdowearenotrequiredtoinvestigate
errorsandyournayhavelo paytheamountin questien anypotential
Whileweinvestigate o r
whether nottherehasbeenan error,thefollowingaretfba
* Wecannottry lo collectIheamountin question.erreportyouasdelinquentonlhatamount
Thechargein questionmayremainenyourstatementandwemaycontinueto chargeyouinterestonthatamount But,if wedetermine thatwemadea inistake,youwillnothaveto paytheamountin
ouestionof anyinterestor otherfeesrelatedtothatamount
Whileyoudonothaveto paytheamountinquestion.youageresporisible furtheremainderefyourbalance
Wecanapplyany urrpaidamountagainstyourcreditlimit
YourRightsIf YouAreDissatisfiedWithYourCreditCardPurchases;IIyouaredissatisfied withthegoodserservicesthatyouhavepurchased withyourcreditcard,andyouhavetriedin goodfaithtocorrectthe
problernwiththemercharti, youmayhavetherightnotto paytheremairung amountdueorrthepurchase.Tousethisright,all ofthefollounng mustbe true.
1)Thepurchasemusthavebeenmadein yourhomestateorwithin100milesofyourcurrentrnailingaddress,andthepurchasepricemusthavebeenmorethan350 (Note:Neitherofthesearenecessary rfyour
purchasewasbasedonanadvertisement wemailedto you,er if weownthecompanythatsoldyouIhegoodsor services)
2) Youmusthaveusedyourcredit cardforthepurchasePurchases madewithcashadvancesfromanATMerwitha checkthataccessesyourcreditcardaccountdonotqualify
3)Youmusinotyethavefullypaidforthepurchase
Ifall of thecritereabovearemelandyouarestill dissabatedwiththepurchase,contactusin wrjtingat:TDBank,P.O.BoxB4037.Columbus. GA319015-4037 Wislewe invesugale,
thesamerulesapplytothe
disputedamountasdiscussedaboveAfterwefinishourinvestigation. wewilltellyoueurdecision.Atthatpoim,f wethinkyouoweanamountandyoudonotpaywe mayreportyouas dellnquent.
AutomatedTouch-ToneBlilPayment-BycalNngIneaulomated touch-lane
billpaymentsystemth:oughoneofeurcustomerservicephonenumbersyouwillbe authorizing TDBanker oneofouragentsto
automaticany initiatea singleentryACHdebit10yourcheckingaccountYouwillberequiredtoentersecurityrifermation torauthenhcation.
By usingthisserviceyouareeuthodringyourfinancialinstitutiontoaccept
theseqecitsandchargethemagainstIncaccountyouprovide10us.Payments canbecancellednotatorthan5p.m. Easternlime,on1hedateineyareenieredIntothesystem unlesstheyareenteredintotna
systemafterSpm, Easternbme,m whichcasethepaymentcanDecanicelled thefollowingdaypriortoS p.m.,Easterntirne if youneedtocancetyourpayment,et havequestionsregardmg yourpayment.please
contactCustomerServiceat1486-561-11861 duringnormalbusinesshours.
RecurringAutomaticPayrnentFIfyouhavaauthorized usto payyourcredilcardbill automalically
fromyourcheckingorsavingsaccountwithus,youcanstopthepaymenionanyamountyouthinkiswrong.Te
stopthepaymentwritete:TD Bank,P D.Box84037.Columbus, GA31908-4037 orcall1-868-561-8861 To stopthepaymentyourretterertelephonecallmustreachus3 businessdaysbeforetheautomalic
paymentis scheduled
tooccur
FraudulentTransactions:Pleaseimmenistelyreportanysuspected useofyourcardor theaccount,bycallingtheCustomer
fraudulent Bervicetelephonenumbershownon thefrontofthisstatemen1
CreditBureauDisputesIf youthinktheoIormationwefurnishedtoconsumerreportingagenciesforyourAccountis notaccurate.pleasewritegousatTDBankP0. Box
84037.Columbus. GA31908-4037 A
delayinaybeeMperienced if thedisputeis notsortttotheaddressspecifiedPleaseinpudeyourname,address,telephone
number,accountnumberfartheaccountyogamdispating,
a descriotton
ef theinformaton
belligdisputedandhasistoryourdisputeaswentas copiesofsupportingdocumentalloft
NewYorkresidents Youmayrequesta refundofa creditbalanceonyouraccountat anylimebysendingyourrequesttoCustomerServiceat P.O.Box64037,Columbus. GA319084037.byfirstclassmail,
postagepitºpaid.
... ........ ..... ..... . ... . .. . .. . . .. .. .... .... . . .... . .... ...... . .... ........... .... ...... ................. .... ..... .................. .. .... ... . . .. . .. .
Name
Address
City State Zip
New Home Phone New Cell Phone
04 16 6
New mai ress
Signature (Required)
FILED: SUFFOLK COUNTY CLERK 05/10/2024 01:48 PM INDEX NO. 605072/2019
NYSCEF DOC. NO. 16 RECEIVED NYSCEF: 05/10/2024
Page 3 of 4
EDDIHPARZUCHOWSKI
2083
June DJOM -
July 20, 2016
CASH REWARDS VISA SIGNATURE®
Activity Date Post Date Reference Number Description Amount
Card Number 2083
Jul 20 Jul 20 PURCHASE FIN CHG CREDIT 867.16 CR
Jul 20 Jul 20 LATE FEE CREDIT 280 00 CR
Jul 20 Jul 20 PURCHASE FIN CHG CREDIT 15.49 CR
Jul 18 Jul 18 LATE PAYMENT FEE 35 00
TOTAL FEES FOR THIS PERIOD $35.00
TOTAL INTEREST FOR THIS PERIOD $0.00
Total fees charged in 2016 $245.00
Total interest charged in 2016 $867 30
Your Annual Percentage Rate (APR) is the annual interest rate on your account,
Type of Balance Annual Percentage Balances Subject to Interest
Rate (APR) Interest Rate Charge
Purchases 0 00% (f) $0.00 $0 00
Cash 0.00% (f) $0.00 $0.00
= Fixed Rate
(f)
040164868
FILED: SUFFOLK COUNTY CLERK 05/10/2024 01:48 PM INDEX NO. 605072/2019
NYSCEF DOC. NO. 16 RECEIVED NYSCEF: 05/10/2024
Page 4 of 4
040164868
Preview
FILED: SUFFOLK COUNTY CLERK 05/10/2024 01:48 PM INDEX NO. 605072/2019 NYSCEF DOC. NO. 16 RECEIVED NYSCEF: 05/10/2024 "E" Exhibit FILED: SUFFOLK COUNTY CLERK 05/10/2024 01:48 PM INDEX NO. 605072/2019 NYSCEF DOC. NO. 16 RECEIVED NYSCEF: 05/10/2024 Page 1 of 4 BDDIEPARZUCHOWSKI 2083 anBfb 2B + July 20, 2016 M CASH REWARD VISA SIGNATURE® New Balance $6,698.35 Previous Balance $7,826.00 Minimum Payment Due $1,791.00 Payments -$0 00 Other Credits -$1,162.65 Payment Due Date Aug 25, 2016 Purchases +$0.00 Late Payment Warning: If we do not receive your minimum payment by the Balance Transfers +$0.00 date listed above. you may have to pay up to 40.00 late fee Cash Advances +$0.00 Minimum Payment Warning: If you make only the minimum payment each Fees Charged +$35.00 period, you will pay more in interest and it will take you longer to pay oN your balance. For exam (e: Interest Charged +$0.00 New Balance $6,698.35 Past Due Amount $1,724.00 "Only the minimum 0 months $0 payment Credit Limit $0.00 Available Credit $0.00 To access information regarding credit counseling call 1-888-561-8861 Available Credit for Cash $0.00 ouestions? can us. Statement Closing Date 07/20/2016 customer service 1-888-561-8861 Days in Billing Cycle 30 Visit us on the web at: WWW.TDcARDSERVicES.COM Please send billing inquirles and correspondence to: PO BOX 84037 COLUMBUS, GA 31908-4037 By setting up your TD Cash RewardssM card to pay recurring bills such as phone, utilities and cable, you can watch the cash back add up quickly - and the beauty of cash is that it can be used for anything you like! Pleasemake check or mortey order payableto: TD Bank. NA Pleaseinclude your account number on your check. Detach and retum ballom portionwith your payment. - --......-----------.--....- -.-- --.--.---...........- --.....---........- - . - ---....-- - . - . . ------. ---............---.............------ - .. . - . . . Your Account Number 2083 Your New Balance $6,698.35 TD BANK, N.A Your Past Due Amount $1,724.00 COLUMBUS GA 31908-4037 Minimum Payment Due $1,791 00 Payment Due Date August 25, 2018 TD BANK, N.A. PO BOX 16027 PleaseEnterAmount of PaymentEncNsed LEWISTON ME 04243-9513 cHoWs8' 2oasoooLL9assoom1oo9 T PA FL 33622-5318 ¡ Check here for any address changesand Indicate any changeson the reverse. 2083ii" : 5 2 20"" L 10 20 9 FILED: SUFFOLK COUNTY CLERK 05/10/2024 01:48 PM INDEX NO. 605072/2019 NYSCEF DOC. NO. 16 RECEIVED NYSCEF: 05/10/2024 Page 2 Of4 Calculationof BalenceSubjecttointerest Rate-Wefigurea ourtionoftheinterestchargeenyouraccountby apDtying thedailyperiodicrateshowninyourcardmemberagreement totheAverageDaly Balm¬ce (motedmg currenitransachons), mulbptiedby thenumberofdaysinInebitEngperiodTogettheAverageDailyBalance,wetakethebeginningbaanceeachday(whichmaymoudeunpaidininvestchanges andfees owedfromprforbitilngperiods),adoanynewPurchases (Including applicatuepmmohonaPutchases,suchas BalanceTransfers) or CashAdvances(asapplicable), andsubtractanyapplicable orcredits. Thisgivesus thedailybarance.Then,weaddupall Enodaslybalancesfor tte cillingperiodanddividethetota*by InenumberofdaysmtheniIllngperiodThisgivesusthe*Average payments - chooseto usea laterdate,we usuallyaddnewtransachons DailyBalance Unless we toine dadybaranceasoftheirActivityDate.Wetreatcreddbalancesas zerobalanceswhenwe ligurethedadybalancesandAverage If youraccounthasbalanceswithdifferentAPRs,paymentsn excessoftheMinimumPaymentDuea/eappiledtoEnterest DailyBalance. ChargesandotherfeesaridtobalanceswiththehighestAPRs.beforebeingappliedto barances withlowestAPRs.Thestructureis opposi:afortheapplicationoftheMinimumPayment,thismeansthatbanances wilhhigherAPRsarenotreduceduntilbsisticeswithlowerAPRshavebeenpadoff MinimuminterestCharge:If thetotalinterestchargesfor Ihecillingperiod(figuredasdescribedabove,incindingtransaction fees)arelessthan5100.theMINIMUM INTEREST CHARGE for thebillingperiodwill be 51.00. Howto Avoki PayingInterestonPurchases:Yourduodatais atfeast25daysafterthecloseof oachbillingcycle.WechargeinlorestonBalanceTransfersandCashAdvances onthetransaction WechargeinterestonPurchases beginning date unlesseachmonthyoupayyourentireAccountDalance, whichincludesPurchases. C8shAdvances.andBalanceTransfers, andif applicableanynewfeesthatareassessedby thepaymentduedate. Hewto AvoidPayinginteresten PurchasesWhenYouHavea BalanceTransferSubjectto a o%PromotionalAnnualPercentageRatestyouhavea BalanceTransferon youraccountthatis subjecttoa 0% promotional AnnualPercersage Rate(APR)sadyouuseyourAccountlo makenewPurchases. youcanavoidpayinginterestonthosenewPurchases If youDayIheMinimumPaymentDue,plusthetotal Purchasebalanceeachmonthby thepaymentduedate. outstanding Noticeto Buyer' Youhavetherightat anytimele payyourentirebalanceeutstanding wdhnoadditionalcharge PayrnentsPayments mustbesentto Ihepayrrentadoressshownonyourstatement andmushncludetheremittance couponfromyourstatementDenotsendcash Checksandmoneyerders(inU..S.dollars) receivedatthe paymentaddress,withthebottomportionofthekst pageofthestaternent. by 5:00pm Easlemkmeona businessdaywillbecreditedas of theousinessdayreceived. If theduedatefallsorta day onwhichwedonotreceiveoracceptpayments,thepaymentwillnotbetreatedaslate Wemayrejector delayposting payments.Uponourreceipt.youravailablecreditmaynotreflectthepayment nonconforming amountfor upto seven(7)daystoensurethefurtoshorntheeankonwhchyourpaymentis drawnarecollectedandnotretumed Electroniccheckconversian:Whenyousenda checkaspayment.youauthorizeuseithertouseintermatonfromyearcheck10makea one-emeerectronic fundtransilitr1tomyouraccountat to processthe paymentasa checktransactioriWhenweuseinformenon fromyourchecktomakeanelectronicfundtransfer.fundsmaybewithdrawn immyouraccountassoonas theSamedaywereceiveyourpayrnent.and youwit notreceiveyourcheckbackfromyourfinancialinstitution.Ifyouhavoquestionsaboutolecroniccheckconversion. orconotwantyourchecks10beelectronically youmaycalltheCustomer Servicetelephonenumbershownen thefrontof lhisstatement convened, Bilitng-ErrorRightsSummary- Whatto Doif YouThinkYouFlndA MistakeOnYourStatemenI.Ifyouthinkthereis anerroron your writeto usat TDBank.P O.Box84037.Columbus, statement, GA31908-4037 oryoucancallusat:1-888.561-8861 Inyourletler,giveusthefollowinginformation AccountinformattortYournameandaccountnumber, Dollaramount Thedollaramountof thesuspecterrer,and * Descr(prionofProWemEfyouthinklnereesanerrorenyourbill, describewhatyoubelieveis wrongandwhyyoubefeveit is a mistake. YoumustCorItact uswithin60daysafterineerrorappearedenyourstatement. Youmustnotifyuset anypotentialerrors/nwrderng. Youmaycall us,butif youdowearenotrequiredtoinvestigate errorsandyournayhavelo paytheamountin questien anypotential Whileweinvestigate o r whether nottherehasbeenan error,thefollowingaretfba * Wecannottry lo collectIheamountin question.erreportyouasdelinquentonlhatamount Thechargein questionmayremainenyourstatementandwemaycontinueto chargeyouinterestonthatamount But,if wedetermine thatwemadea inistake,youwillnothaveto paytheamountin ouestionof anyinterestor otherfeesrelatedtothatamount Whileyoudonothaveto paytheamountinquestion.youageresporisible furtheremainderefyourbalance Wecanapplyany urrpaidamountagainstyourcreditlimit YourRightsIf YouAreDissatisfiedWithYourCreditCardPurchases;IIyouaredissatisfied withthegoodserservicesthatyouhavepurchased withyourcreditcard,andyouhavetriedin goodfaithtocorrectthe problernwiththemercharti, youmayhavetherightnotto paytheremairung amountdueorrthepurchase.Tousethisright,all ofthefollounng mustbe true. 1)Thepurchasemusthavebeenmadein yourhomestateorwithin100milesofyourcurrentrnailingaddress,andthepurchasepricemusthavebeenmorethan350 (Note:Neitherofthesearenecessary rfyour purchasewasbasedonanadvertisement wemailedto you,er if weownthecompanythatsoldyouIhegoodsor services) 2) Youmusthaveusedyourcredit cardforthepurchasePurchases madewithcashadvancesfromanATMerwitha checkthataccessesyourcreditcardaccountdonotqualify 3)Youmusinotyethavefullypaidforthepurchase Ifall of thecritereabovearemelandyouarestill dissabatedwiththepurchase,contactusin wrjtingat:TDBank,P.O.BoxB4037.Columbus. GA319015-4037 Wislewe invesugale, thesamerulesapplytothe disputedamountasdiscussedaboveAfterwefinishourinvestigation. wewilltellyoueurdecision.Atthatpoim,f wethinkyouoweanamountandyoudonotpaywe mayreportyouas dellnquent. AutomatedTouch-ToneBlilPayment-BycalNngIneaulomated touch-lane billpaymentsystemth:oughoneofeurcustomerservicephonenumbersyouwillbe authorizing TDBanker oneofouragentsto automaticany initiatea singleentryACHdebit10yourcheckingaccountYouwillberequiredtoentersecurityrifermation torauthenhcation. By usingthisserviceyouareeuthodringyourfinancialinstitutiontoaccept theseqecitsandchargethemagainstIncaccountyouprovide10us.Payments canbecancellednotatorthan5p.m. Easternlime,on1hedateineyareenieredIntothesystem unlesstheyareenteredintotna systemafterSpm, Easternbme,m whichcasethepaymentcanDecanicelled thefollowingdaypriortoS p.m.,Easterntirne if youneedtocancetyourpayment,et havequestionsregardmg yourpayment.please contactCustomerServiceat1486-561-11861 duringnormalbusinesshours. RecurringAutomaticPayrnentFIfyouhavaauthorized usto payyourcredilcardbill automalically fromyourcheckingorsavingsaccountwithus,youcanstopthepaymenionanyamountyouthinkiswrong.Te stopthepaymentwritete:TD Bank,P D.Box84037.Columbus, GA31908-4037 orcall1-868-561-8861 To stopthepaymentyourretterertelephonecallmustreachus3 businessdaysbeforetheautomalic paymentis scheduled tooccur FraudulentTransactions:Pleaseimmenistelyreportanysuspected useofyourcardor theaccount,bycallingtheCustomer fraudulent Bervicetelephonenumbershownon thefrontofthisstatemen1 CreditBureauDisputesIf youthinktheoIormationwefurnishedtoconsumerreportingagenciesforyourAccountis notaccurate.pleasewritegousatTDBankP0. Box 84037.Columbus. GA31908-4037 A delayinaybeeMperienced if thedisputeis notsortttotheaddressspecifiedPleaseinpudeyourname,address,telephone number,accountnumberfartheaccountyogamdispating, a descriotton ef theinformaton belligdisputedandhasistoryourdisputeaswentas copiesofsupportingdocumentalloft NewYorkresidents Youmayrequesta refundofa creditbalanceonyouraccountat anylimebysendingyourrequesttoCustomerServiceat P.O.Box64037,Columbus. GA319084037.byfirstclassmail, postagepitºpaid. ... ........ ..... ..... . ... . .. . .. . . .. .. .... .... . . .... . .... ...... . .... ........... .... ...... ................. .... ..... .................. .. .... ... . . .. . .. . Name Address City State Zip New Home Phone New Cell Phone 04 16 6 New mai ress Signature (Required) FILED: SUFFOLK COUNTY CLERK 05/10/2024 01:48 PM INDEX NO. 605072/2019 NYSCEF DOC. NO. 16 RECEIVED NYSCEF: 05/10/2024 Page 3 of 4 EDDIHPARZUCHOWSKI 2083 June DJOM - July 20, 2016 CASH REWARDS VISA SIGNATURE® Activity Date Post Date Reference Number Description Amount Card Number 2083 Jul 20 Jul 20 PURCHASE FIN CHG CREDIT 867.16 CR Jul 20 Jul 20 LATE FEE CREDIT 280 00 CR Jul 20 Jul 20 PURCHASE FIN CHG CREDIT 15.49 CR Jul 18 Jul 18 LATE PAYMENT FEE 35 00 TOTAL FEES FOR THIS PERIOD $35.00 TOTAL INTEREST FOR THIS PERIOD $0.00 Total fees charged in 2016 $245.00 Total interest charged in 2016 $867 30 Your Annual Percentage Rate (APR) is the annual interest rate on your account, Type of Balance Annual Percentage Balances Subject to Interest Rate (APR) Interest Rate Charge Purchases 0 00% (f) $0.00 $0 00 Cash 0.00% (f) $0.00 $0.00 = Fixed Rate (f) 040164868 FILED: SUFFOLK COUNTY CLERK 05/10/2024 01:48 PM INDEX NO. 605072/2019 NYSCEF DOC. NO. 16 RECEIVED NYSCEF: 05/10/2024 Page 4 of 4 040164868