On June 14, 2018 a
Order
was filed
involving a dispute between
Synchrony Bank,
and
Orellana, Rene,
for Rule 3.740 Collections $10,000 or Less Limited
in the District Court of San Bernardino County.
Preview
Rene Oreltana cial ITiN xxx xx 6552
Debtor i t F1C7
Security number or
CC 1R 1 i N
Last Name GAi C V
First NameMiddie Name
if i t ti tZ 1
T
Debtor 2 Sociaf Security number or ITIN
irst NameMiddle Name Last Name 7 p
Spause if t
filing
United States Bankruptcy Court Central District of California i
BY 3ai
Case number 6 19 bk 12289 MW n s
ic p EV y
1
t rder ot Qischarge Ghapter 7
IT IS ORQEREQ A discharge under 11 U S C 727 is granted to
Rene Qrellana
include ali names used by each debfor
including trade names
within
the 8 years priar to the fiiing a the petitian
Debtor 1 E ischarge Date 711119
Dated 1 1
By the court Mark Houle
United States Bankruptcy Judge
Explanation of Bankruptcy Discharge in a Chapter 7 Case
This order does not close or dismiss the case This order does not prevent debtors from paying
and it does not determine how much money i any debt valuntarily or from paying reaffirmed
any the trustee will pay creditors debts accarding to the reaffirmatian agreement
11 U S C 524 c f
Creditors cannot cailec discharged debts
This order means that no one rnay make any Mas debts are discharged
attempt o collect a discharged debt from the Most debts are covered by the discharge but not
debtors persanally For example creditors
all General y a discharge removes the debtors
cannat sue garnish wages assert a
deficiency persanal liability or debts owed before the
or atherwise try to collect from the debtors debtors bankruptcy case was filed
personally on discharged debts Creditors cannot
cantact the debtors by rnail phone or otherwise A1so if this case began under a different chapter
in any attempt to collect the debt personally of the Bankruptcy Cpde and was later converted
Creditars who violate this order can be required to chapter 7 debts owed be ore the conversion
to pay debtors damages and attorney s fees are discharged
However a creditor with a lien may enfarce a In a case involving camrr unity property Special
claim against the debtors property subject to that rules protect certain community property owned
lien unless the lien was avoided ar efirninated by the debtor s spouse even if that spouse did
Far example a creditor may have the right ta nc t file a bankruptcy case
foreclose a hame martgage or repossess an
autQmobi e
12 AUT
For more informatian see page 2
OfficialFarm 318 CACBdodb CACodsc Order af Chapter 7 Discharge page 1
o3ilag 68304031 1 001 5
Some debts are not discharged
Also debts covered by a valid reaffirmatian
Exarnples of debts that are nat discharged agreement are nat discharged
are
t deb s tha are damestic support In additian this discharge does nat stop
obligatians creditors firom coNecting from anyone else who is
also liable on the debt such as an insurance
company or a person wha casigned ar
debts for most student loans guaranteed a loan
debts for most taxes
This information is onty a generai summary
debts that the bankruptcy court has of the bankruptcy discharge some
decided ar wi11 decide are not discharged exceptions exis Because the law is
in this bankruptcy case complicated you should consul an
attorney to determine the exact effect of the
discharge in this case
debts for most fines penalties
forfeitures or criminal restitutian
obligations
same debts which the debtors did not
properly list
debts ar certain types of loans owed to
pension profit sharing stock bonus ar
retirement plans and
debts far death or persona injury caused
by operating a vehicle while intoxicated
Official Form 318 CACBdodb CACodsc Order of Chapter 7 Discharge page 2
o31ia9 683Q4031180015
Document Filed Date
July 08, 2019
Case Filing Date
June 14, 2018
Category
Rule 3.740 Collections $10,000 or Less Limited
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Rene Oreltana cial ITiN xxx xx 6552 Debtor i t F1C7 Security number or CC 1R 1 i N Last Name GAi C V First NameMiddie Name if i t ti tZ 1 T Debtor 2 Sociaf Security number or ITIN irst NameMiddle Name Last Name 7 p Spause if t filing United States Bankruptcy Court Central District of California i BY 3ai Case number 6 19 bk 12289 MW n s ic p EV y 1 t rder ot Qischarge Ghapter 7 IT IS ORQEREQ A discharge under 11 U S C 727 is granted to Rene Qrellana include ali names used by each debfor including trade names within the 8 years priar to the fiiing a the petitian Debtor 1 E ischarge Date 711119 Dated 1 1 By the court Mark Houle United States Bankruptcy Judge Explanation of Bankruptcy Discharge in a Chapter 7 Case This order does not close or dismiss the case This order does not prevent debtors from paying and it does not determine how much money i any debt valuntarily or from paying reaffirmed any the trustee will pay creditors debts accarding to the reaffirmatian agreement 11 U S C 524 c f Creditors cannot cailec discharged debts This order means that no one rnay make any Mas debts are discharged attempt o collect a discharged debt from the Most debts are covered by the discharge but not debtors persanally For example creditors all General y a discharge removes the debtors cannat sue garnish wages assert a deficiency persanal liability or debts owed before the or atherwise try to collect from the debtors debtors bankruptcy case was filed personally on discharged debts Creditors cannot cantact the debtors by rnail phone or otherwise A1so if this case began under a different chapter in any attempt to collect the debt personally of the Bankruptcy Cpde and was later converted Creditars who violate this order can be required to chapter 7 debts owed be ore the conversion to pay debtors damages and attorney s fees are discharged However a creditor with a lien may enfarce a In a case involving camrr unity property Special claim against the debtors property subject to that rules protect certain community property owned lien unless the lien was avoided ar efirninated by the debtor s spouse even if that spouse did Far example a creditor may have the right ta nc t file a bankruptcy case foreclose a hame martgage or repossess an autQmobi e 12 AUT For more informatian see page 2 OfficialFarm 318 CACBdodb CACodsc Order af Chapter 7 Discharge page 1 o3ilag 68304031 1 001 5 Some debts are not discharged Also debts covered by a valid reaffirmatian Exarnples of debts that are nat discharged agreement are nat discharged are t deb s tha are damestic support In additian this discharge does nat stop obligatians creditors firom coNecting from anyone else who is also liable on the debt such as an insurance company or a person wha casigned ar debts for most student loans guaranteed a loan debts for most taxes This information is onty a generai summary debts that the bankruptcy court has of the bankruptcy discharge some decided ar wi11 decide are not discharged exceptions exis Because the law is in this bankruptcy case complicated you should consul an attorney to determine the exact effect of the discharge in this case debts for most fines penalties forfeitures or criminal restitutian obligations same debts which the debtors did not properly list debts ar certain types of loans owed to pension profit sharing stock bonus ar retirement plans and debts far death or persona injury caused by operating a vehicle while intoxicated Official Form 318 CACBdodb CACodsc Order of Chapter 7 Discharge page 2 o31ia9 683Q4031180015