On April 04, 2018 a
Order
was filed
involving a dispute between
Cavalry Spv I, Llc As Assignee Of Synchrony Bank Fka Ge Capita,
and
Portillo, Lucy,
for Rule 3.740 Collections $10,000 or Less Limited
in the District Court of San Bernardino County.
Preview
s l
Debtor 1 Flores ocialSecurity ITIN xxx xx 7928
Lucy number or
R OR JitRT OF C4LIFC NIP1
First NameMiddle NameLast Name p Ty pF al 2 I r j
S av RC C i i t21
Debtor 2 ocia Security number or ITIN
First NameMiddle NameLast Name
Spouse if filing
g
United States Bankruptcy Court Central District of California
Y r
Case number 6 19 bk 12284 MH 1 t N
S JIL C JI
Order of Discharge Chapter 7 ti15
IT IS ORDERED A discharge under 11 U S C 727 is granted to
Lucy Flores
fka Lucy Portillo
include all
names used by each debtor
including trade names
within
the 8 years prior to the filing of the petition
Debtor 1 Discharge Date 71 19
Dated 71 1
By the court Mark D Houle
United States Bankruptcy Judge
Explanation of Bankruptcy Discharge in a Chapter 7 Case
This order does not close or dismiss the case This order does not prevent debtors from paying
and it does not determine how much money if any debt voluntarily or from paying reaffirmed
any the trustee will pay creditors
debts according to the reaffirmation agreement
11 U S C 524 c f
Creditors cannot collect discharged debts
This order means that no one may make any Most debts are discharged
attempt to collect a discharged debt from the Most debts are covered by the discharge but not
debtors personally For example creditors
all Generally a discharge removes the debtors
assert a deficiency
cannot sue garnish wages
personal liabilityfor debts owed before the
or otherwise try to collect from the debtors debtors bankruptcy case was filed
personally on discharged debts Creditors cannot
contact the debtors by mail phone or otherwise Atso if this case began under a different chapter
in any attempt to collect the debt personally
of the Bankruptcy Code and was later converted
Creditors who violate this order can be required to chapter 7 debts owed before the conversion
to pay debtors damages and attorney s fees are discharged
However a creditor with a lien may enforce a In a case involving community property Special
claim against the debtors property subject to that rules protect certain community property owned
lien unless the lien was avoided or eliminated by the debtor s spouse even if thatspouse did
For example a creditor may have the right to not file a bankruptcy case
foreclose a home mortgage or repossess an
automobile
19 AUT
For more information see page 2
o3ii4o 68304031171015
Official Form 318 CACBdodb CACodsc Order of Chapter 7 Discharge page 1
031140 68304031171015
Document Filed Date
July 08, 2019
Case Filing Date
April 04, 2018
Category
Rule 3.740 Collections $10,000 or Less Limited
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