On May 18, 2012 a
Party Notice
was filed
involving a dispute between
Lvnv Funding, Llc,
and
Nava, Adalberto,
for Collections-CRC3.740
in the District Court of San Bernardino County.
Preview
n
B l8 Official Form 18
1 ll
United States Bankr aptcy Cou t
Central District Of California
3420 TweHth Street Riverside CA 92501 3819
DISCHARGE OF DEBTOFd
DD
DEBTOR INFORMATION BANKRUPTCY NO 6 14 bk 21338 MJ
Adalberto Nava Sr
CHAPTER 7
Last four digits of Social S Individual Taxpayer ff any
u or ldentification ITIN No s ocx oc 9342
Employer Tax ldeMffication EIN if any
No s WA
Debtor Discharge Date 12 22 14
JOINT DEBTOR INFORMATION
Maria Christina Villa
Last four digits of SocBal Secu or Individual Yaxpeyer Identification ITIN No s if any xa xx 9368
Employer Tax identification EIN No s if any WA
Joint Debtor Discharge Date 1 22 14
Address
14342 Upas Ct
Fontana CA 92335
It appearing that the debtor is entitled to a discharge
IT IS ORDERED The debtor is gra ted a discharge under section 727
of title 1 1
United States Code the Bankruptcy Code SEE THE BACK OF PHIS ORDER FOR EXCEPTIONS AND OTHER
IMPORTANT INFORMATION
Q
CENTRAL DIS7RICT CIVIL DIVISION
DEC 2 9 fjl
BY THE COURT
SUPERIOR COURT OF CAUFORNIA
Dated December 22 2014 Kathleen J Campbell
COUNTY F SAN BERNARDINO
Clerk of theCourt
Set forth alnames including trade names used 6y the debtor s wifhin the ast 8 years For1oint debtors set orth the last
four digits of both sxial ecw ty numbers or individuataxpayer identification numbers
Fortn bl8 DIS Rev
1 J2011VAN 30 17 AUT
omob 85705007074016
L
B l8Official Focm 18
Cont
i Rev 12 11
XPLANATION OF BANKRUPTCY DISCHARGE
r
IN A CHAPTER 7 CASE
This court order grants a discharge to the person named as the debtor It is not a dismissal of the case and it
not determine how much money if any pay to creditors
the tivstee will f
does
rollection of Dic harged Debts Prolibited
T he discharge prohibits any attempt to collect from the debtor a debt that has been discharged For example a
s creditor is not permitted to contact a debtor by mail phone or otherwise to file or continue a lawsuit to attach wages
or other property or to take any other actiomto collect a discharged debt from the debtor In a case involving
community property There are also special rules that protect certain communicy property owned by the debtor s
spouse even if that spouse did not file a bankruptcy case A creditor who violates this order can be required to pay
f damages and attorney s fees tothe debtor
However a creditor may have the right to enforce a valid lien such as a nortgage or security interest against
the debtor s property after the bankruptcy if that lien was not avoided or eliminated m the bankruptcy case Also a
debtor may voluntarily pay any debt that has b en discharged
I ebts That are Dischareed
The chapter 7 dischazge order eliminates a debtor s legal obliga ion to pay a debt that is discharged Most but
not all types of debts are discharged if the debt existed on the date the bankruptcy case was filed If this casewas
begun under a different chapter of the Bankruptcy Code and conv erfed to chapter 7 the discharge applies to debts
owed when the bankruptcy case was converted j
i bts That are Not Disc harged
F Soirie of the common types of debts which are gp discharged in a chapter 7 bankruptcy case are
a Debts for most taxes
fi t
b Debts incurred to pay nondischargeable taxes
D ebts that are domestic support obligations
d Debts for most student loans
e Debts for most fines penalties forfeitures or criminal restitution obligations
f Debts for personal injuries or death caused by the debtor s operation of a motor vehicle vessel or aircraft
A while intoxicated
g Some debts which were not properly listed by the debtor
I z h Debts that the bankruptcy court under section 523 of the Bankruptcy Code or other applicable law
specifically has decided or will decide in this bankruptcy case are not discharged
i Debts for which the debtor has given up the discharge protections by signing a reaffirmation agreement in
compliance with the Bankruptcy Code requirements for reaffumation of debts and
j Debts owed to certain pension profit sharing stock bonus other retirernent plans or to the Thrift Savings
Plan for federal employees for certain types of loans from these plans
k This information is only a general summary of the bankruptcy dischazge There are ezceptions to these general
rules Because the law is complicated you may want to consult an attorney to determine the exact effect of the
discharge in this case
oo ob 85705007074016
Document Filed Date
December 29, 2014
Case Filing Date
May 18, 2012
Category
Collections-CRC3.740
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n B l8 Official Form 18 1 ll United States Bankr aptcy Cou t Central District Of California 3420 TweHth Street Riverside CA 92501 3819 DISCHARGE OF DEBTOFd DD DEBTOR INFORMATION BANKRUPTCY NO 6 14 bk 21338 MJ Adalberto Nava Sr CHAPTER 7 Last four digits of Social S Individual Taxpayer ff any u or ldentification ITIN No s ocx oc 9342 Employer Tax ldeMffication EIN if any No s WA Debtor Discharge Date 12 22 14 JOINT DEBTOR INFORMATION Maria Christina Villa Last four digits of SocBal Secu or Individual Yaxpeyer Identification ITIN No s if any xa xx 9368 Employer Tax identification EIN No s if any WA Joint Debtor Discharge Date 1 22 14 Address 14342 Upas Ct Fontana CA 92335 It appearing that the debtor is entitled to a discharge IT IS ORDERED The debtor is gra ted a discharge under section 727 of title 1 1 United States Code the Bankruptcy Code SEE THE BACK OF PHIS ORDER FOR EXCEPTIONS AND OTHER IMPORTANT INFORMATION Q CENTRAL DIS7RICT CIVIL DIVISION DEC 2 9 fjl BY THE COURT SUPERIOR COURT OF CAUFORNIA Dated December 22 2014 Kathleen J Campbell COUNTY F SAN BERNARDINO Clerk of theCourt Set forth alnames including trade names used 6y the debtor s wifhin the ast 8 years For1oint debtors set orth the last four digits of both sxial ecw ty numbers or individuataxpayer identification numbers Fortn bl8 DIS Rev 1 J2011VAN 30 17 AUT omob 85705007074016 L B l8Official Focm 18 Cont i Rev 12 11 XPLANATION OF BANKRUPTCY DISCHARGE r IN A CHAPTER 7 CASE This court order grants a discharge to the person named as the debtor It is not a dismissal of the case and it not determine how much money if any pay to creditors the tivstee will f does rollection of Dic harged Debts Prolibited T he discharge prohibits any attempt to collect from the debtor a debt that has been discharged For example a s creditor is not permitted to contact a debtor by mail phone or otherwise to file or continue a lawsuit to attach wages or other property or to take any other actiomto collect a discharged debt from the debtor In a case involving community property There are also special rules that protect certain communicy property owned by the debtor s spouse even if that spouse did not file a bankruptcy case A creditor who violates this order can be required to pay f damages and attorney s fees tothe debtor However a creditor may have the right to enforce a valid lien such as a nortgage or security interest against the debtor s property after the bankruptcy if that lien was not avoided or eliminated m the bankruptcy case Also a debtor may voluntarily pay any debt that has b en discharged I ebts That are Dischareed The chapter 7 dischazge order eliminates a debtor s legal obliga ion to pay a debt that is discharged Most but not all types of debts are discharged if the debt existed on the date the bankruptcy case was filed If this casewas begun under a different chapter of the Bankruptcy Code and conv erfed to chapter 7 the discharge applies to debts owed when the bankruptcy case was converted j i bts That are Not Disc harged F Soirie of the common types of debts which are gp discharged in a chapter 7 bankruptcy case are a Debts for most taxes fi t b Debts incurred to pay nondischargeable taxes D ebts that are domestic support obligations d Debts for most student loans e Debts for most fines penalties forfeitures or criminal restitution obligations f Debts for personal injuries or death caused by the debtor s operation of a motor vehicle vessel or aircraft A while intoxicated g Some debts which were not properly listed by the debtor I z h Debts that the bankruptcy court under section 523 of the Bankruptcy Code or other applicable law specifically has decided or will decide in this bankruptcy case are not discharged i Debts for which the debtor has given up the discharge protections by signing a reaffirmation agreement in compliance with the Bankruptcy Code requirements for reaffumation of debts and j Debts owed to certain pension profit sharing stock bonus other retirernent plans or to the Thrift Savings Plan for federal employees for certain types of loans from these plans k This information is only a general summary of the bankruptcy dischazge There are ezceptions to these general rules Because the law is complicated you may want to consult an attorney to determine the exact effect of the discharge in this case oo ob 85705007074016