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Sequoia Evleshin 08/02/2019 08:26
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08/02/2019 10:53
Nicole Zaczek PM GMT
000136
001
ORDER NO. : 0618018847
EXHIBIT A
The land referred to is situated in the unincorporated area of the County of Santa Cruz, State of
California, and is described as follows:
PARCEL ONE:
Beginning at a concrete monument on the Westerly side of Bear Creek County Road at the end
of course "North 33 Degrees 07' 20" East 227.63 feet" as shown on Record of Survey Map filed
in Volume 32 of Maps, Page 82, Santa Cruz County Records; thence Northerly along a curve to
the left from a tangent bearing North 33° 07' 20" East with a radius of 395 feet through an
angle of 21° 45' 36" a distance of 150.00 feet to the true point of beginning; thence continuing
along said line of Bear Creek Road along said curve to the left through an angle of 7° 16' 44" a
distance of 50.19 feet; thence North 16° 29' 40" West 197.00 feet; thence leaving said line of
said road North 62° 30' West 2050 feet, more or less, to the one-quarter section line North and
South through said Section 16; thence along said last mentioned line South 0° 20' East 364
feet, more or less, to a point from which the true point of beginning bears South 66° East;
thence South 66° East 2035 feet, more or less, to the true point of beginning.
Excepting therefrom an undivided one-half interest in and to all of the minerals and mineral
ores of every kind and character now known to exist or hereafter discovered upon, within or
underlying said real property or that may be produced therefrom, including, without limiting the
generality of the foregoing, petroleum, oil, natural gas, asphalt and other hydro carbon
substances and products as reserved in the deed from Stella McIntyre and Jeannette Middleton,
as administratrices of the Estate of Henry L. Middleton sometimes H. L. Middleton, deceased,
recorded March 29, 1956 in Book 1066, Page 568, Official Records.
PARCEL TWO:
A right of way over Whalebone Gulch Road (lying within the land conveyed to Roland Johnson
et al, by deed recorded March 11, 1965, in Book 1680, Page 435, Official Records of Santa Cruz
County), a 20 foot road.
Said right of way is the same as was first reserved to David S. Opperman et al by instrument
recorded March 11, 1965, in Book 1680, Page 435, Official Records of Santa Cruz County, as
appurtenant to the larger parcel of land from which said Parcel One was subdivided.
PARCEL THREE:
An easement for driveway and utilities purposes 50 foot wide, the centerline of which is
described as follows:
Commencing at a concrete monument on the Westerly line of Bear Creek Road as shown on
that certain Record of Survey recorded in Book 32 of Maps, Page 82, Santa Cruz County
Records; thence along said Westerly line of Bear Creek Road North 16° 29' 40" West 227.92
feet; thence North 9° 54' 20" West 140.78 feet to a point on a tangent curve to the right
concave to the East having a radius of 630.00 feet; thence along the arc of said curve through
Page 1 of 3
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002
a central angle of 9° 05' 40" for an arc distance of 100.00 feet to the Southerly corner, lands of
Mosko recorded by deed in Book 4355, Page 96, Official Records of Santa Cruz County; thence
along the Southerly line of said land of Mosko North 62° 30' 00" West 386.95 feet to the true
point of beginning; thence from said true point of beginning along the arc of a curve concave to
the North having a radial bearing of South 5° 28' 58" East with a radius of 95.67 feet through a
central angle of 23° 20' 10" for an arc distance of 38.97 feet to a point on a tangent curve to
the right concave to the South having a radius of 108.30 feet; thence along the arc of said
curve through a central angle of 36° 24' 26" for an arc distance of 68.82 feet to a point on a
tangent curve to the left concave to the North having a radius of 286.09 feet; thence along the
arc of said curve through a central angle of 26° 18' 50" for an arc distance of 131.39 feet;
thence North 76° 16' 28" East 13.56 feet; thence South 81° 10' 10" East 36.36 feet; thence
South 63° 44' 55" East 69.79 feet to the intersection thereof with said Westerly line of Bear
Creek Road distant thereon North 1° 40' 50" East 109.84 feet and along the arc of a tangent
curve concave to the East with a radius of 630.00 feet through a central angle of 6° 40' 20" for
an arc distance of 73.36 feet from said Southerly corner, lands of Mosko.
Said easement is the same as was first conveyed to Stephen V. Meyer et ux by instrument
recorded August 10, 1990, in Book 4715, Page 405, Official Records of Santa Cruz County, as
appurtenant to Parcel One hereinabove.
PARCEL FOUR:
An easement for driveway and utilities purposes fifty foot wide, the centerline of which is
described as follows:
Commencing at a concrete monument on the Westerly line of Bear Creek Road as shown on
that certain Record of Survey recorded in Book 32 of Maps, Page 82, Santa Cruz County
Records; thence along said Westerly line of Bear Creek Road North 16° 29' 40" West 197.00
feet to the Southerly corner, lands of Lane recorded by deed in Book 4520, Page 790, Official
Records of Santa Cruz County; thence along the Southerly line of said land of Lane North 62°
30' 00" West 1516.19 feet to the true point of beginning; thence from said true point of
beginning along the arc of a curve concave to the South having a radial bearing of North 14°
29' 45" West with a radius of 53.99 feet through a central angle of 54° 27' 37" for an arc
distance of 51.32 feet; thence South 75° 30' 15" East 60.63 feet to a point on a tangent curve
to the left concave to the North having a radius of 120.87 feet; thence along the arc of said
curve through a central angle of 45° 03' 12" for an arc distance of 95.04 feet to a point on a
tangent curve to the right concave to the South having a radius of 121.06 feet; thence along
the arc of said curve through a central angle of 58° 57' 36" for an arc distance of 124.58 feet to
a point on a tangent curve to the right concave to the Southwest having a radius of 42.10 feet;
thence along the arc of said curve through a central angle of 30° 08' 09" for an arc distance of
22.14 feet; thence South 31° 27' 42" East 252.85 feet to a point on a tangent curve to the left
concave to the Northeast having a radius of 85.01 feet; thence along the arc of said curve
through a central angle of 19° 24' 31" for an arc distance of 28.80 feet; thence South 50° 52'
13" East 49.41 feet to point on a tangent curve to the left concave to the North having a radius
of 48.33 feet; thence along the arc of said curve through a central angle of 77° 54' 42" for an
arc distance of 65.71 feet; thence North 51° 13' 05" East of 101.43 feet to a point on a tangent
curve to the right concave to the South having a radius of 57.14 feet; thence along the arc of
said curve through a central angle of 79° 43' 28" for an arc distance of 79.51 feet; thence
South 49° 03' 27" East 105.90 feet to a point on a tangent curve to the left concave to the
North having a radius of 57.62 feet; thence along the arc of said curve through a central angle
Page 2 of 3
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003
of 82° 17' 43" for an arc distance of 82.76 feet to a point on a tangent curve to the right
concave to the South having a radius of 101.88 feet; thence along the arc of said curve through
a central angle of 36° 45' 34" for an arc distance of 65.36 feet to a point on a tangent curve to
the left concave to the North having a radius of 95.67 feet; thence along the arc of said curve
through a central angle of 0° 53' 22" for an arc distance of 1.49 feet to the intersection thereof
with the Northeasterly line of said land of Lane distant along said Northeasterly line North 62°
30' 00" West 386.95 feet from said Westerly line of Bear Creek Road.
Said easement is the same as was first conveyed to Stephen V. Meyer et ux by instrument
recorded August 10, 1990, in Book 4715, Page 407, Official Records of Santa Cruz County, as
appurtenant to Parcel One hereinabove.
APN: 089-491-04
Page 3 of 3
000139
004
438 N. Santa Cruz Avenue
Los Gatos, CA 95030
(408) 354-9128 Fax: (408) 404-0143
PRELIMINARY REPORT
Our Order Number 0618018847-SJB
KELLER WILLIAMS
180 Great Oaks Blvd
San Jose, CA 95119
Attention: RANDY CEDANO When Replying Please Contact:
Shelley J. Bagan
SBagan@ortc.com
* Direct Line (408) 573-6551
(408) 354-9128
Property Address:
135 Whalebone Gulch Road, Boulder Creek, CA 95006
[Unincorporated area of Santa Cruz County]
In response to the above referenced application for a policy of title insurance, OLD REPUBLIC TITLE COMPANY, as issuing Agent
of Old Republic National Title Insurance Company, hereby reports that it is prepared to issue, or cause to be issued, as of the date
hereof, a Policy or Policies of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring
against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an Exception below or
not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations of said policy forms.
The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said Policy or Policies are set forth in
Exhibit I attached. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth
in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive
remedy of the parties. Limitations on Covered Risks applicable to the Homeowner’s Policy of Title Insurance which establish a
Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Exhibit I. Copies of the Policy
forms should be read. They are available from the office which issued this report.
Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Exhibit I of this
report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered
under the terms of the title insurance policy and should be carefully considered.
It is important to note that this preliminary report is not a written representation as to the condition of title and may
not list all liens, defects, and encumbrances affecting title to the land.
This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title
insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance,
a Binder or Commitment should be requested.
Dated as of May 17, 2019, at 7:30 AM
OLD REPUBLIC TITLE COMPANY
For Exceptions Shown or Referred to, See Attached
Page 1 of 8 Pages
000140
005
ORT 3158-A (Rev 08/07/08)
OLD REPUBLIC TITLE COMPANY
ORDER NO. 0618018847-SJB
The form of policy of title insurance contemplated by this report is:
CLTA Standard Coverage Policy -1990; AND ALTA Loan Policy - 2006. A specific request
should be made if another form or additional coverage is desired.
The estate or interest in the land hereinafter described or referred or covered by this Report is:
Fee as to Parcel(s) One and an Easement as to Parcel(s) Two, Three and Four
Title to said estate or interest at the date hereof is vested in:
Stephen V. Meyer and Karin E. Meyer, Trustees of The Meyer Trust Agreement Dated May 29,
2013
The land referred to in this Report is situated in the unincorporated area of the County of Santa Cruz, State of California,
and is described as follows:
PARCEL ONE:
Beginning at a concrete monument on the Westerly side of Bear Creek County Road at the end of course
"North 33 Degrees 07' 20" East 227.63 feet" as shown on Record of Survey Map filed in Volume 32 of Maps,
Page 82, Santa Cruz County Records; thence Northerly along a curve to the left from a tangent bearing North
33° 07' 20" East with a radius of 395 feet through an angle of 21° 45' 36" a distance of 150.00 feet to the true
point of beginning; thence continuing along said line of Bear Creek Road along said curve to the left through
an angle of 7° 16' 44" a distance of 50.19 feet; thence North 16° 29' 40" West 197.00 feet; thence leaving
said line of said road North 62° 30' West 2050 feet, more or less, to the one-quarter section line North and
South through said Section 16; thence along said last mentioned line South 0° 20' East 364 feet, more or less,
to a point from which the true point of beginning bears South 66° East; thence South 66° East 2035 feet,
more or less, to the true point of beginning.
Excepting therefrom an undivided one-half interest in and to all of the minerals and mineral ores of every kind
and character now known to exist or hereafter discovered upon, within or underlying said real property or that
may be produced therefrom, including, without limiting the generality of the foregoing, petroleum, oil, natural
gas, asphalt and other hydro carbon substances and products as reserved in the deed from Stella McIntyre
and Jeannette Middleton, as administratrices of the Estate of Henry L. Middleton sometimes H. L. Middleton,
deceased, recorded March 29, 1956 in Book 1066, Page 568, Official Records.
PARCEL TWO:
A right of way over Whalebone Gulch Road (lying within the land conveyed to Roland Johnson et al, by deed
recorded March 11, 1965, in Book 1680, Page 435, Official Records of Santa Cruz County), a 20 foot road.
Said right of way is the same as was first reserved to David S. Opperman et al by instrument recorded March
11, 1965, in Book 1680, Page 435, Official Records of Santa Cruz County, as appurtenant to the larger parcel
of land from which said Parcel One was subdivided.
PARCEL THREE:
An easement for driveway and utilities purposes 50 foot wide, the centerline of which is described as follows:
Page 2 of 8 Pages
000141
006
ORT 3158-B
OLD REPUBLIC TITLE COMPANY
ORDER NO. 0618018847-SJB
Commencing at a concrete monument on the Westerly line of Bear Creek Road as shown on that certain
Record of Survey recorded in Book 32 of Maps, Page 82, Santa Cruz County Records; thence along said
Westerly line of Bear Creek Road North 16° 29' 40" West 227.92 feet; thence North 9° 54' 20" West 140.78
feet to a point on a tangent curve to the right concave to the East having a radius of 630.00 feet; thence
along the arc of said curve through a central angle of 9° 05' 40" for an arc distance of 100.00 feet to the
Southerly corner, lands of Mosko recorded by deed in Book 4355, Page 96, Official Records of Santa Cruz
County; thence along the Southerly line of said land of Mosko North 62° 30' 00" West 386.95 feet to the true
point of beginning; thence from said true point of beginning along the arc of a curve concave to the North
having a radial bearing of South 5° 28' 58" East with a radius of 95.67 feet through a central angle of 23° 20'
10" for an arc distance of 38.97 feet to a point on a tangent curve to the right concave to the South having a
radius of 108.30 feet; thence along the arc of said curve through a central angle of 36° 24' 26" for an arc
distance of 68.82 feet to a point on a tangent curve to the left concave to the North having a radius of 286.09
feet; thence along the arc of said curve through a central angle of 26° 18' 50" for an arc distance of 131.39
feet; thence North 76° 16' 28" East 13.56 feet; thence South 81° 10' 10" East 36.36 feet; thence South 63°
44' 55" East 69.79 feet to the intersection thereof with said Westerly line of Bear Creek Road distant thereon
North 1° 40' 50" East 109.84 feet and along the arc of a tangent curve concave to the East with a radius of
630.00 feet through a central angle of 6° 40' 20" for an arc distance of 73.36 feet from said Southerly corner,
lands of Mosko.
Said easement is the same as was first conveyed to Stephen V. Meyer et ux by instrument recorded August
10, 1990, in Book 4715, Page 405, Official Records of Santa Cruz County, as appurtenant to Parcel One
hereinabove.
PARCEL FOUR:
An easement for driveway and utilities purposes fifty foot wide, the centerline of which is described as follows:
Commencing at a concrete monument on the Westerly line of Bear Creek Road as shown on that certain
Record of Survey recorded in Book 32 of Maps, Page 82, Santa Cruz County Records; thence along said
Westerly line of Bear Creek Road North 16° 29' 40" West 197.00 feet to the Southerly corner, lands of Lane
recorded by deed in Book 4520, Page 790, Official Records of Santa Cruz County; thence along the Southerly
line of said land of Lane North 62° 30' 00" West 1516.19 feet to the true point of beginning; thence from said
true point of beginning along the arc of a curve concave to the South having a radial bearing of North 14° 29'
45" West with a radius of 53.99 feet through a central angle of 54° 27' 37" for an arc distance of 51.32 feet;
thence South 75° 30' 15" East 60.63 feet to a point on a tangent curve to the left concave to the North having
a radius of 120.87 feet; thence along the arc of said curve through a central angle of 45° 03' 12" for an arc
distance of 95.04 feet to a point on a tangent curve to the right concave to the South having a radius of
121.06 feet; thence along the arc of said curve through a central angle of 58° 57' 36" for an arc distance of
124.58 feet to a point on a tangent curve to the right concave to the Southwest having a radius of 42.10 feet;
thence along the arc of said curve through a central angle of 30° 08' 09" for an arc distance of 22.14 feet;
thence South 31° 27' 42" East 252.85 feet to a point on a tangent curve to the left concave to the Northeast
having a radius of 85.01 feet; thence along the arc of said curve through a central angle of 19° 24' 31" for an
arc distance of 28.80 feet; thence South 50° 52' 13" East 49.41 feet to point on a tangent curve to the left
concave to the North having a radius of 48.33 feet; thence along the arc of said curve through a central angle
of 77° 54' 42" for an arc distance of 65.71 feet; thence North 51° 13' 05" East of 101.43 feet to a point on a
tangent curve to the right concave to the South having a radius of 57.14 feet; thence along the arc of said
curve through a central angle of 79° 43' 28" for an arc distance of 79.51 feet; thence South 49° 03' 27" East
105.90 feet to a point on a tangent curve to the left concave to the North having a radius of 57.62 feet;
thence along the arc of said curve through a central angle of 82° 17' 43" for an arc distance of 82.76 feet to a
Page 3 of 8 Pages
000142
007
ORT 3158-B
OLD REPUBLIC TITLE COMPANY
ORDER NO. 0618018847-SJB
point on a tangent curve to the right concave to the South having a radius of 101.88 feet; thence along the
arc of said curve through a central angle of 36° 45' 34" for an arc distance of 65.36 feet to a point on a
tangent curve to the left concave to the North having a radius of 95.67 feet; thence along the arc of said curve
through a central angle of 0° 53' 22" for an arc distance of 1.49 feet to the intersection thereof with the
Northeasterly line of said land of Lane distant along said Northeasterly line North 62° 30' 00" West 386.95 feet
from said Westerly line of Bear Creek Road.
Said easement is the same as was first conveyed to Stephen V. Meyer et ux by instrument recorded August
10, 1990, in Book 4715, Page 407, Official Records of Santa Cruz County, as appurtenant to Parcel One
hereinabove.
APN: 089-491-04
At the date hereof exceptions to coverage in addition to the Exceptions and Exclusions in said policy form would be as follows:
1. Taxes and assessments, general and special, for the fiscal year 2019 - 2020, a lien, but not
yet due or payable.
2. Taxes and assessments, general and special, for the fiscal year 2018 - 2019, as follows:
Assessor's Parcel No : 089-491-04
Code No. : 090-103
1st Installment : $2,258.44 Marked Paid
2nd Installment : $2,258.44 Marked Paid
Land Value : $104,297.00
Imp. Value : $280,212.00
Exemption : $7,000.00 Homeowners
3. The lien of supplemental taxes, if any, assessed pursuant to the provisions of Section 75, et
seq., of the Revenue and Taxation Code of the State of California.
4. Any special tax which is now a lien and that may be levied within the Community Facilities
District No. 2016-1, a notice of which was recorded as follows:
Instrument Entitled : Notice of Special Tax Lien
Recorded : August 18, 2016 in Official Records under Recorder's Series
Number 2016-0030575
NOTE: Among other things, there are provisions in said Notice for a special tax to be levied
annually, the amounts of which are to be added to and collected with the property taxes.
NOTE: The current annual amount levied against this land is $135.50.
Page 4 of 8 Pages
000143
008
ORT 3158-B
OLD REPUBLIC TITLE COMPANY
ORDER NO. 0618018847-SJB
5. Water rights, claims or title to water, whether or not shown by the public records.
6. An easement affecting that portion of said land and for the purposes stated herein and
incidental purposes as provided in the following
Instrument : Grant Deed
Reserved By : Glenn F. Kantock, et ux
For : roadway and utilities purposes 50 feet wide
Recorded : February 17, 1970 in Book 2003 of Official Records, Page 16
Affects : the exact location cannot be determined from the record
The present ownership of said easement and other matters affecting the interests
thereto, if any, are not shown herein.
7. An easement affecting that portion of said land and for the purposes stated herein and
incidental purposes as provided in the following
Granted To : Pacific Gas and Electric Company, a California corporation, and Pacific
Bell, a California corporation
For : pole line purposes
Recorded : December 9, 1992 in Book 5165 of Official Records, Page 713
Affects : as described therein
8. Deed of Trust to secure an indebtedness of the amount stated below and any other amounts
payable under the terms thereof,
Amount : $600,313.37
Trustor/Borrower : Stephen V. Meyer and Karin E. Meyer, Trustees of The Meyer
Trust Agreement dated May 29, 2013
Trustee : T.D. Services, A California Corporation
Beneficiary/Lender : Patelco Credit Union
Dated : October 31, 2016
Recorded : November 8, 2016 in Official Records under Recorder's Series
Number 2016-0043819
Loan No. : 519221-54
Page 5 of 8 Pages
000144
009
ORT 3158-B
OLD REPUBLIC TITLE COMPANY
ORDER NO. 0618018847-SJB
9. Deed of Trust to secure an indebtedness of the amount stated below and any other amounts
payable under the terms thereof,
Amount : $175,000.00
Trustor/Borrower : Stephen V. Meyer and Karin E. Meyer, Trustees of The Meyer
Trust Agreement dated May 29, 2013
Trustee : First American Title Insurance Company
Beneficiary/Lender : Patelco Credit Union
Dated : March 21, 2019
Recorded : March 27, 2019 in Official Records under Recorder's Series
Number 2019-0007659
Loan No. : 519221-03
10. Any facts, rights, interests or claims which an accurate survey would show.
11. Terms and conditions contained in the Meyer Trust Agreement Dated May 29, 2013 as
disclosed by Grant Deed.
Recorded November 15, 2013 in Official Records under Recorder's Series
Number 2013-0053382
The requirement that:
A Certification of Trust be furnished in accordance with Probate Code Section 18100.5; and
If the acting trustee is a successor trustee the additional requirement the Company is
provided a complete copy of the trust, with all amendments and any intervening trustee is no
longer acting in that capacity by providing copies of resignation letters, etc.
The Company reserves the right to make additional exceptions and/or requirements upon
review of the above.
12. Any unrecorded and subsisting leases.
13. The requirement that the Company be provided with a copy of the "rent roll" and “tenant
estoppel certificates” for its review.
The Company may have different and/or additional requirements after its review.
Page 6 of 8 Pages
000145
010
ORT 3158-B
OLD REPUBLIC TITLE COMPANY
ORDER NO. 0618018847-SJB
14. Any facts, rights, interests, or claims that are not shown by the Public Records but that could
be ascertained by an inspection of the Land or that may be asserted by persons in
possession of the Land.
15. The requirement that this Company be provided with a suitable Owner's Declaration (form
ORT 174). The Company reserves the right to make additional exceptions and/or
requirements upon review of the Owner's Declaration.
16. The requirement that this Company be provided with an opportunity to inspect the land (the
Company reserves the right to make additional exceptions and/or requirements upon
completion of its inspection).
-------------------- Informational Notes -------------------
A. The applicable rate(s) for the policy(s) being offered by this report or commitment appears
to be section(s) 1.1 and 2.1.
B. The above numbered report (including any supplements or amendments thereto) is hereby
modified and/or supplemented to reflect the following additional items relating to the
issuance of an American Land Title Association loan form policy:
NONE
NOTE: Our investigation has been completed and there is located on said land a single family
residence and vacant land known as 135 Whalebone Gulch Road, Boulder Creek, CA 95006.
The ALTA loan policy, when issued, will contain the CLTA 100 Endorsement and 116 series
Endorsement.
Unless shown elsewhere in the body of this report, there appear of record no transfers or
agreements to transfer the land described herein within the last three years prior to the date
hereof, except as follows:
NONE
Page 7 of 8 Pages
000146
011
ORT 3158-B
OLD REPUBLIC TITLE COMPANY
ORDER NO. 0618018847-SJB
C. NOTE: The last recorded transfer or agreement to transfer the land described herein is as
follows:
Instrument
Entitled : Grant Deed
By/From : Stephen V. Meyer and Karin E. Meyer, husband and wife
To : Stephen V. Meyer and Karin E. Meyer, Trustees of The Meyer Trust
Agreement Dated May 29, 2013
Recorded : November 15, 2013 in Official Records under Recorder's Series
Number 2013-0053382
CC/cc
Page 8 of 8 Pages
000147
012
ORT 3158-B
Exhibit I
CALIFORNIA LAND TITLE ASSOCIATION
STANDARD COVERAGE POLICY - 1990
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or
expenses which arise by reason of:
1. (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations)
restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any
improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any
parcel of which the land is or was a part; or {iv) environmental protection, or the effect of any violation of these laws, ordinances or
governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting
from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy.-
(b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a
defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of
Policy.
2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from
coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge.
3. Defects, liens, encumbrances, adverse claims or other matters:
(a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant;
(b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in
writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy;.
(c) resulting in no loss or damage to the insured claimant;
(d) attaching or created subsequent to Date of Policy; or
(e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for
the estate or interest insured by this policy.
4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of
any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land Is situated.
5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured
mortgage and is based upon usury or any consumer credit protection or truth in lending law.
6. Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the
interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws.
EXCEPTIONS FROM COVERAGE - SCHEDULE B, PART I
This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of:
1. Taxes or assessments Which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real
property or by the public records.
Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of
such agency or by the public records.
2. Any facts, rights, interests, or claims Which are not shown by the public records but which could be ascertained by an inspection of the land
which may be asserted by persons in possession thereof,
3. Easements, liens or encumbrances, or claims thereof, which are not shown by the public records.
4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which
are not shown by the public records.
5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title
to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records.
6. Any lien or right to a lien for services, labor or material not shown by the public records.
Page 1 of 2
000148
013
Exhibit I
AMERICAN LAND TITLE ASSOCIATION
LOAN POLICY OF TITLE INSURANCE - 2006
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage,
costs, attorneys' fees, or expenses that arise by reason of:
1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting,
regulating, prohibiting, or relating to
(i) the occupancy, use, or enjoyment of the Land;
(ii) the character, dimensions, or location of any improvement erected on the Land;
(iii) the subdivision of land; or
(iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations.
This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5.
(b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk
6.
2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8.
3. Defects, liens, encumbrances, adverse claims, or other matters
(a) created, suffered, assumed, or agreed to by the Insured Claimant;
(b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant
and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an
Insured under this policy;
(c) resulting in no loss or damage to the Insured Claimant;
(d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under
Covered Risk 11, 13, or 14); or
(e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured
Mortgage.
4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable
doing-business laws of the state where the Land is situated.
5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction
evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law.
6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors’ rights laws, that the
transaction creating the lien of the Insured Mortgage, is
(a) a fraudulent conveyance or fraudulent transfer, or
(b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy.
7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching
between Date of Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not
modify or limit the coverage provided under Covered Risk 11(b).
EXCEPTIONS FROM COVERAGE – SCHEDULE B, PART 1, SECTION ONE
This policy does not insure against loss or damage (and the Company will not pay costs, attorneys’ fees or expenses) that arise by
reason of:
1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or
assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or
assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records.
2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection
of the Land or that may be asserted by persons in possession of the Land.
3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records.
4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by
an accurate and complete land survey of the Land and not shown by the Public Records.
5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water
rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records.
000149
014
rev. 07/2016
FACTS WHAT DOES OLD REPUBLIC TITLE
DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers
the right to limit some but not all sharing. Federal law also requires us to tell you how we collect,
Why? share, and protect your personal information. Please read this notice carefully to understand what
we do.
The types of personal information we collect and share depend on the product or service
you have with us. This information can include:
• Social Security number and employment information
What? • Mortgage rates and payments and account balances
• Checking account information and wire transfer instructions
When you are no longer our customer, we continue to share your information as described in
this notice.
All financial companies need to share customers’ personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their customers’
How?
personal information; the reasons Old Republic Title chooses to share; and whether you can limit
this sharing.
Does Old Republic Can you limit
Reasons we can share your personal information Title share? this sharing?
For our everyday business purposes — such as to process your
transactions, maintain your account(s), or respond to court orders and Yes No
legal investigations, or report to credit bureaus
For our marketing purposes —
No We don’t share
to offer our products and services to you
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes —
Yes No
information about your transactions and experiences
For our affiliates’ everyday business purposes — No We don’t share
information about your creditworthiness
For our affiliates to market to you No We don’t share
For non-affiliates to market to you No We don’t share
Questions Go to www.oldrepublictitle.com (Contact Us)
000150
015
Page 2
Who we are
Who is providing this notice? Companies with an Old Republic Title name and other affiliates. Please see below
for a list of affiliates.
What we do
How does Old Republic Title To protect your personal information from unauthorized access and use, we use
protect my personal security measures that comply with federal law. These measures include computer
information? safeguards and secured files and buildings. For more information, visit
http://www.OldRepublicTitle.com/newnational/Contact/privacy.
How does Old Republic Title We collect your personal information, for example, when you:
collect my personal information? Give us your contact information or show your driver’s license
Show your government-issued ID or provide your mortgage information
Make a wire transfer
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only:
Sharing for affiliates’ everyday business purposes - information about your
creditworthiness
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See
the "Other important information" section below for your rights under state law.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and
nonfinancial companies.
• Our affiliates include companies with an Old Republic Title name, and financial
companies such as Attorneys’ Title Fund Services, LLC, Lex Terrae National Title
Services, Inc., Mississippi Valley Title Services Company, and The Ti
Preview
Sequoia Evleshin 08/02/2019 08:26 PM GMT 08/02/2019 10:53 Nicole Zaczek PM GMT 000136 001 ORDER NO. : 0618018847 EXHIBIT A The land referred to is situated in the unincorporated area of the County of Santa Cruz, State of California, and is described as follows: PARCEL ONE: Beginning at a concrete monument on the Westerly side of Bear Creek County Road at the end of course "North 33 Degrees 07' 20" East 227.63 feet" as shown on Record of Survey Map filed in Volume 32 of Maps, Page 82, Santa Cruz County Records; thence Northerly along a curve to the left from a tangent bearing North 33° 07' 20" East with a radius of 395 feet through an angle of 21° 45' 36" a distance of 150.00 feet to the true point of beginning; thence continuing along said line of Bear Creek Road along said curve to the left through an angle of 7° 16' 44" a distance of 50.19 feet; thence North 16° 29' 40" West 197.00 feet; thence leaving said line of said road North 62° 30' West 2050 feet, more or less, to the one-quarter section line North and South through said Section 16; thence along said last mentioned line South 0° 20' East 364 feet, more or less, to a point from which the true point of beginning bears South 66° East; thence South 66° East 2035 feet, more or less, to the true point of beginning. Excepting therefrom an undivided one-half interest in and to all of the minerals and mineral ores of every kind and character now known to exist or hereafter discovered upon, within or underlying said real property or that may be produced therefrom, including, without limiting the generality of the foregoing, petroleum, oil, natural gas, asphalt and other hydro carbon substances and products as reserved in the deed from Stella McIntyre and Jeannette Middleton, as administratrices of the Estate of Henry L. Middleton sometimes H. L. Middleton, deceased, recorded March 29, 1956 in Book 1066, Page 568, Official Records. PARCEL TWO: A right of way over Whalebone Gulch Road (lying within the land conveyed to Roland Johnson et al, by deed recorded March 11, 1965, in Book 1680, Page 435, Official Records of Santa Cruz County), a 20 foot road. Said right of way is the same as was first reserved to David S. Opperman et al by instrument recorded March 11, 1965, in Book 1680, Page 435, Official Records of Santa Cruz County, as appurtenant to the larger parcel of land from which said Parcel One was subdivided. PARCEL THREE: An easement for driveway and utilities purposes 50 foot wide, the centerline of which is described as follows: Commencing at a concrete monument on the Westerly line of Bear Creek Road as shown on that certain Record of Survey recorded in Book 32 of Maps, Page 82, Santa Cruz County Records; thence along said Westerly line of Bear Creek Road North 16° 29' 40" West 227.92 feet; thence North 9° 54' 20" West 140.78 feet to a point on a tangent curve to the right concave to the East having a radius of 630.00 feet; thence along the arc of said curve through Page 1 of 3 000137 002 a central angle of 9° 05' 40" for an arc distance of 100.00 feet to the Southerly corner, lands of Mosko recorded by deed in Book 4355, Page 96, Official Records of Santa Cruz County; thence along the Southerly line of said land of Mosko North 62° 30' 00" West 386.95 feet to the true point of beginning; thence from said true point of beginning along the arc of a curve concave to the North having a radial bearing of South 5° 28' 58" East with a radius of 95.67 feet through a central angle of 23° 20' 10" for an arc distance of 38.97 feet to a point on a tangent curve to the right concave to the South having a radius of 108.30 feet; thence along the arc of said curve through a central angle of 36° 24' 26" for an arc distance of 68.82 feet to a point on a tangent curve to the left concave to the North having a radius of 286.09 feet; thence along the arc of said curve through a central angle of 26° 18' 50" for an arc distance of 131.39 feet; thence North 76° 16' 28" East 13.56 feet; thence South 81° 10' 10" East 36.36 feet; thence South 63° 44' 55" East 69.79 feet to the intersection thereof with said Westerly line of Bear Creek Road distant thereon North 1° 40' 50" East 109.84 feet and along the arc of a tangent curve concave to the East with a radius of 630.00 feet through a central angle of 6° 40' 20" for an arc distance of 73.36 feet from said Southerly corner, lands of Mosko. Said easement is the same as was first conveyed to Stephen V. Meyer et ux by instrument recorded August 10, 1990, in Book 4715, Page 405, Official Records of Santa Cruz County, as appurtenant to Parcel One hereinabove. PARCEL FOUR: An easement for driveway and utilities purposes fifty foot wide, the centerline of which is described as follows: Commencing at a concrete monument on the Westerly line of Bear Creek Road as shown on that certain Record of Survey recorded in Book 32 of Maps, Page 82, Santa Cruz County Records; thence along said Westerly line of Bear Creek Road North 16° 29' 40" West 197.00 feet to the Southerly corner, lands of Lane recorded by deed in Book 4520, Page 790, Official Records of Santa Cruz County; thence along the Southerly line of said land of Lane North 62° 30' 00" West 1516.19 feet to the true point of beginning; thence from said true point of beginning along the arc of a curve concave to the South having a radial bearing of North 14° 29' 45" West with a radius of 53.99 feet through a central angle of 54° 27' 37" for an arc distance of 51.32 feet; thence South 75° 30' 15" East 60.63 feet to a point on a tangent curve to the left concave to the North having a radius of 120.87 feet; thence along the arc of said curve through a central angle of 45° 03' 12" for an arc distance of 95.04 feet to a point on a tangent curve to the right concave to the South having a radius of 121.06 feet; thence along the arc of said curve through a central angle of 58° 57' 36" for an arc distance of 124.58 feet to a point on a tangent curve to the right concave to the Southwest having a radius of 42.10 feet; thence along the arc of said curve through a central angle of 30° 08' 09" for an arc distance of 22.14 feet; thence South 31° 27' 42" East 252.85 feet to a point on a tangent curve to the left concave to the Northeast having a radius of 85.01 feet; thence along the arc of said curve through a central angle of 19° 24' 31" for an arc distance of 28.80 feet; thence South 50° 52' 13" East 49.41 feet to point on a tangent curve to the left concave to the North having a radius of 48.33 feet; thence along the arc of said curve through a central angle of 77° 54' 42" for an arc distance of 65.71 feet; thence North 51° 13' 05" East of 101.43 feet to a point on a tangent curve to the right concave to the South having a radius of 57.14 feet; thence along the arc of said curve through a central angle of 79° 43' 28" for an arc distance of 79.51 feet; thence South 49° 03' 27" East 105.90 feet to a point on a tangent curve to the left concave to the North having a radius of 57.62 feet; thence along the arc of said curve through a central angle Page 2 of 3 000138 003 of 82° 17' 43" for an arc distance of 82.76 feet to a point on a tangent curve to the right concave to the South having a radius of 101.88 feet; thence along the arc of said curve through a central angle of 36° 45' 34" for an arc distance of 65.36 feet to a point on a tangent curve to the left concave to the North having a radius of 95.67 feet; thence along the arc of said curve through a central angle of 0° 53' 22" for an arc distance of 1.49 feet to the intersection thereof with the Northeasterly line of said land of Lane distant along said Northeasterly line North 62° 30' 00" West 386.95 feet from said Westerly line of Bear Creek Road. Said easement is the same as was first conveyed to Stephen V. Meyer et ux by instrument recorded August 10, 1990, in Book 4715, Page 407, Official Records of Santa Cruz County, as appurtenant to Parcel One hereinabove. APN: 089-491-04 Page 3 of 3 000139 004 438 N. Santa Cruz Avenue Los Gatos, CA 95030 (408) 354-9128 Fax: (408) 404-0143 PRELIMINARY REPORT Our Order Number 0618018847-SJB KELLER WILLIAMS 180 Great Oaks Blvd San Jose, CA 95119 Attention: RANDY CEDANO When Replying Please Contact: Shelley J. Bagan SBagan@ortc.com * Direct Line (408) 573-6551 (408) 354-9128 Property Address: 135 Whalebone Gulch Road, Boulder Creek, CA 95006 [Unincorporated area of Santa Cruz County] In response to the above referenced application for a policy of title insurance, OLD REPUBLIC TITLE COMPANY, as issuing Agent of Old Republic National Title Insurance Company, hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a Policy or Policies of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an Exception below or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations of said policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said Policy or Policies are set forth in Exhibit I attached. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks applicable to the Homeowner’s Policy of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Exhibit I. Copies of the Policy forms should be read. They are available from the office which issued this report. Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Exhibit I of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects, and encumbrances affecting title to the land. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested. Dated as of May 17, 2019, at 7:30 AM OLD REPUBLIC TITLE COMPANY For Exceptions Shown or Referred to, See Attached Page 1 of 8 Pages 000140 005 ORT 3158-A (Rev 08/07/08) OLD REPUBLIC TITLE COMPANY ORDER NO. 0618018847-SJB The form of policy of title insurance contemplated by this report is: CLTA Standard Coverage Policy -1990; AND ALTA Loan Policy - 2006. A specific request should be made if another form or additional coverage is desired. The estate or interest in the land hereinafter described or referred or covered by this Report is: Fee as to Parcel(s) One and an Easement as to Parcel(s) Two, Three and Four Title to said estate or interest at the date hereof is vested in: Stephen V. Meyer and Karin E. Meyer, Trustees of The Meyer Trust Agreement Dated May 29, 2013 The land referred to in this Report is situated in the unincorporated area of the County of Santa Cruz, State of California, and is described as follows: PARCEL ONE: Beginning at a concrete monument on the Westerly side of Bear Creek County Road at the end of course "North 33 Degrees 07' 20" East 227.63 feet" as shown on Record of Survey Map filed in Volume 32 of Maps, Page 82, Santa Cruz County Records; thence Northerly along a curve to the left from a tangent bearing North 33° 07' 20" East with a radius of 395 feet through an angle of 21° 45' 36" a distance of 150.00 feet to the true point of beginning; thence continuing along said line of Bear Creek Road along said curve to the left through an angle of 7° 16' 44" a distance of 50.19 feet; thence North 16° 29' 40" West 197.00 feet; thence leaving said line of said road North 62° 30' West 2050 feet, more or less, to the one-quarter section line North and South through said Section 16; thence along said last mentioned line South 0° 20' East 364 feet, more or less, to a point from which the true point of beginning bears South 66° East; thence South 66° East 2035 feet, more or less, to the true point of beginning. Excepting therefrom an undivided one-half interest in and to all of the minerals and mineral ores of every kind and character now known to exist or hereafter discovered upon, within or underlying said real property or that may be produced therefrom, including, without limiting the generality of the foregoing, petroleum, oil, natural gas, asphalt and other hydro carbon substances and products as reserved in the deed from Stella McIntyre and Jeannette Middleton, as administratrices of the Estate of Henry L. Middleton sometimes H. L. Middleton, deceased, recorded March 29, 1956 in Book 1066, Page 568, Official Records. PARCEL TWO: A right of way over Whalebone Gulch Road (lying within the land conveyed to Roland Johnson et al, by deed recorded March 11, 1965, in Book 1680, Page 435, Official Records of Santa Cruz County), a 20 foot road. Said right of way is the same as was first reserved to David S. Opperman et al by instrument recorded March 11, 1965, in Book 1680, Page 435, Official Records of Santa Cruz County, as appurtenant to the larger parcel of land from which said Parcel One was subdivided. PARCEL THREE: An easement for driveway and utilities purposes 50 foot wide, the centerline of which is described as follows: Page 2 of 8 Pages 000141 006 ORT 3158-B OLD REPUBLIC TITLE COMPANY ORDER NO. 0618018847-SJB Commencing at a concrete monument on the Westerly line of Bear Creek Road as shown on that certain Record of Survey recorded in Book 32 of Maps, Page 82, Santa Cruz County Records; thence along said Westerly line of Bear Creek Road North 16° 29' 40" West 227.92 feet; thence North 9° 54' 20" West 140.78 feet to a point on a tangent curve to the right concave to the East having a radius of 630.00 feet; thence along the arc of said curve through a central angle of 9° 05' 40" for an arc distance of 100.00 feet to the Southerly corner, lands of Mosko recorded by deed in Book 4355, Page 96, Official Records of Santa Cruz County; thence along the Southerly line of said land of Mosko North 62° 30' 00" West 386.95 feet to the true point of beginning; thence from said true point of beginning along the arc of a curve concave to the North having a radial bearing of South 5° 28' 58" East with a radius of 95.67 feet through a central angle of 23° 20' 10" for an arc distance of 38.97 feet to a point on a tangent curve to the right concave to the South having a radius of 108.30 feet; thence along the arc of said curve through a central angle of 36° 24' 26" for an arc distance of 68.82 feet to a point on a tangent curve to the left concave to the North having a radius of 286.09 feet; thence along the arc of said curve through a central angle of 26° 18' 50" for an arc distance of 131.39 feet; thence North 76° 16' 28" East 13.56 feet; thence South 81° 10' 10" East 36.36 feet; thence South 63° 44' 55" East 69.79 feet to the intersection thereof with said Westerly line of Bear Creek Road distant thereon North 1° 40' 50" East 109.84 feet and along the arc of a tangent curve concave to the East with a radius of 630.00 feet through a central angle of 6° 40' 20" for an arc distance of 73.36 feet from said Southerly corner, lands of Mosko. Said easement is the same as was first conveyed to Stephen V. Meyer et ux by instrument recorded August 10, 1990, in Book 4715, Page 405, Official Records of Santa Cruz County, as appurtenant to Parcel One hereinabove. PARCEL FOUR: An easement for driveway and utilities purposes fifty foot wide, the centerline of which is described as follows: Commencing at a concrete monument on the Westerly line of Bear Creek Road as shown on that certain Record of Survey recorded in Book 32 of Maps, Page 82, Santa Cruz County Records; thence along said Westerly line of Bear Creek Road North 16° 29' 40" West 197.00 feet to the Southerly corner, lands of Lane recorded by deed in Book 4520, Page 790, Official Records of Santa Cruz County; thence along the Southerly line of said land of Lane North 62° 30' 00" West 1516.19 feet to the true point of beginning; thence from said true point of beginning along the arc of a curve concave to the South having a radial bearing of North 14° 29' 45" West with a radius of 53.99 feet through a central angle of 54° 27' 37" for an arc distance of 51.32 feet; thence South 75° 30' 15" East 60.63 feet to a point on a tangent curve to the left concave to the North having a radius of 120.87 feet; thence along the arc of said curve through a central angle of 45° 03' 12" for an arc distance of 95.04 feet to a point on a tangent curve to the right concave to the South having a radius of 121.06 feet; thence along the arc of said curve through a central angle of 58° 57' 36" for an arc distance of 124.58 feet to a point on a tangent curve to the right concave to the Southwest having a radius of 42.10 feet; thence along the arc of said curve through a central angle of 30° 08' 09" for an arc distance of 22.14 feet; thence South 31° 27' 42" East 252.85 feet to a point on a tangent curve to the left concave to the Northeast having a radius of 85.01 feet; thence along the arc of said curve through a central angle of 19° 24' 31" for an arc distance of 28.80 feet; thence South 50° 52' 13" East 49.41 feet to point on a tangent curve to the left concave to the North having a radius of 48.33 feet; thence along the arc of said curve through a central angle of 77° 54' 42" for an arc distance of 65.71 feet; thence North 51° 13' 05" East of 101.43 feet to a point on a tangent curve to the right concave to the South having a radius of 57.14 feet; thence along the arc of said curve through a central angle of 79° 43' 28" for an arc distance of 79.51 feet; thence South 49° 03' 27" East 105.90 feet to a point on a tangent curve to the left concave to the North having a radius of 57.62 feet; thence along the arc of said curve through a central angle of 82° 17' 43" for an arc distance of 82.76 feet to a Page 3 of 8 Pages 000142 007 ORT 3158-B OLD REPUBLIC TITLE COMPANY ORDER NO. 0618018847-SJB point on a tangent curve to the right concave to the South having a radius of 101.88 feet; thence along the arc of said curve through a central angle of 36° 45' 34" for an arc distance of 65.36 feet to a point on a tangent curve to the left concave to the North having a radius of 95.67 feet; thence along the arc of said curve through a central angle of 0° 53' 22" for an arc distance of 1.49 feet to the intersection thereof with the Northeasterly line of said land of Lane distant along said Northeasterly line North 62° 30' 00" West 386.95 feet from said Westerly line of Bear Creek Road. Said easement is the same as was first conveyed to Stephen V. Meyer et ux by instrument recorded August 10, 1990, in Book 4715, Page 407, Official Records of Santa Cruz County, as appurtenant to Parcel One hereinabove. APN: 089-491-04 At the date hereof exceptions to coverage in addition to the Exceptions and Exclusions in said policy form would be as follows: 1. Taxes and assessments, general and special, for the fiscal year 2019 - 2020, a lien, but not yet due or payable. 2. Taxes and assessments, general and special, for the fiscal year 2018 - 2019, as follows: Assessor's Parcel No : 089-491-04 Code No. : 090-103 1st Installment : $2,258.44 Marked Paid 2nd Installment : $2,258.44 Marked Paid Land Value : $104,297.00 Imp. Value : $280,212.00 Exemption : $7,000.00 Homeowners 3. The lien of supplemental taxes, if any, assessed pursuant to the provisions of Section 75, et seq., of the Revenue and Taxation Code of the State of California. 4. Any special tax which is now a lien and that may be levied within the Community Facilities District No. 2016-1, a notice of which was recorded as follows: Instrument Entitled : Notice of Special Tax Lien Recorded : August 18, 2016 in Official Records under Recorder's Series Number 2016-0030575 NOTE: Among other things, there are provisions in said Notice for a special tax to be levied annually, the amounts of which are to be added to and collected with the property taxes. NOTE: The current annual amount levied against this land is $135.50. Page 4 of 8 Pages 000143 008 ORT 3158-B OLD REPUBLIC TITLE COMPANY ORDER NO. 0618018847-SJB 5. Water rights, claims or title to water, whether or not shown by the public records. 6. An easement affecting that portion of said land and for the purposes stated herein and incidental purposes as provided in the following Instrument : Grant Deed Reserved By : Glenn F. Kantock, et ux For : roadway and utilities purposes 50 feet wide Recorded : February 17, 1970 in Book 2003 of Official Records, Page 16 Affects : the exact location cannot be determined from the record The present ownership of said easement and other matters affecting the interests thereto, if any, are not shown herein. 7. An easement affecting that portion of said land and for the purposes stated herein and incidental purposes as provided in the following Granted To : Pacific Gas and Electric Company, a California corporation, and Pacific Bell, a California corporation For : pole line purposes Recorded : December 9, 1992 in Book 5165 of Official Records, Page 713 Affects : as described therein 8. Deed of Trust to secure an indebtedness of the amount stated below and any other amounts payable under the terms thereof, Amount : $600,313.37 Trustor/Borrower : Stephen V. Meyer and Karin E. Meyer, Trustees of The Meyer Trust Agreement dated May 29, 2013 Trustee : T.D. Services, A California Corporation Beneficiary/Lender : Patelco Credit Union Dated : October 31, 2016 Recorded : November 8, 2016 in Official Records under Recorder's Series Number 2016-0043819 Loan No. : 519221-54 Page 5 of 8 Pages 000144 009 ORT 3158-B OLD REPUBLIC TITLE COMPANY ORDER NO. 0618018847-SJB 9. Deed of Trust to secure an indebtedness of the amount stated below and any other amounts payable under the terms thereof, Amount : $175,000.00 Trustor/Borrower : Stephen V. Meyer and Karin E. Meyer, Trustees of The Meyer Trust Agreement dated May 29, 2013 Trustee : First American Title Insurance Company Beneficiary/Lender : Patelco Credit Union Dated : March 21, 2019 Recorded : March 27, 2019 in Official Records under Recorder's Series Number 2019-0007659 Loan No. : 519221-03 10. Any facts, rights, interests or claims which an accurate survey would show. 11. Terms and conditions contained in the Meyer Trust Agreement Dated May 29, 2013 as disclosed by Grant Deed. Recorded November 15, 2013 in Official Records under Recorder's Series Number 2013-0053382 The requirement that: A Certification of Trust be furnished in accordance with Probate Code Section 18100.5; and If the acting trustee is a successor trustee the additional requirement the Company is provided a complete copy of the trust, with all amendments and any intervening trustee is no longer acting in that capacity by providing copies of resignation letters, etc. The Company reserves the right to make additional exceptions and/or requirements upon review of the above. 12. Any unrecorded and subsisting leases. 13. The requirement that the Company be provided with a copy of the "rent roll" and “tenant estoppel certificates” for its review. The Company may have different and/or additional requirements after its review. Page 6 of 8 Pages 000145 010 ORT 3158-B OLD REPUBLIC TITLE COMPANY ORDER NO. 0618018847-SJB 14. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 15. The requirement that this Company be provided with a suitable Owner's Declaration (form ORT 174). The Company reserves the right to make additional exceptions and/or requirements upon review of the Owner's Declaration. 16. The requirement that this Company be provided with an opportunity to inspect the land (the Company reserves the right to make additional exceptions and/or requirements upon completion of its inspection). -------------------- Informational Notes ------------------- A. The applicable rate(s) for the policy(s) being offered by this report or commitment appears to be section(s) 1.1 and 2.1. B. The above numbered report (including any supplements or amendments thereto) is hereby modified and/or supplemented to reflect the following additional items relating to the issuance of an American Land Title Association loan form policy: NONE NOTE: Our investigation has been completed and there is located on said land a single family residence and vacant land known as 135 Whalebone Gulch Road, Boulder Creek, CA 95006. The ALTA loan policy, when issued, will contain the CLTA 100 Endorsement and 116 series Endorsement. Unless shown elsewhere in the body of this report, there appear of record no transfers or agreements to transfer the land described herein within the last three years prior to the date hereof, except as follows: NONE Page 7 of 8 Pages 000146 011 ORT 3158-B OLD REPUBLIC TITLE COMPANY ORDER NO. 0618018847-SJB C. NOTE: The last recorded transfer or agreement to transfer the land described herein is as follows: Instrument Entitled : Grant Deed By/From : Stephen V. Meyer and Karin E. Meyer, husband and wife To : Stephen V. Meyer and Karin E. Meyer, Trustees of The Meyer Trust Agreement Dated May 29, 2013 Recorded : November 15, 2013 in Official Records under Recorder's Series Number 2013-0053382 CC/cc Page 8 of 8 Pages 000147 012 ORT 3158-B Exhibit I CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY - 1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or {iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy.- (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse claims or other matters: (a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy;. (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. 4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land Is situated. 5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6. Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws. EXCEPTIONS FROM COVERAGE - SCHEDULE B, PART I This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: 1. Taxes or assessments Which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, interests, or claims Which are not shown by the public records but which could be ascertained by an inspection of the land which may be asserted by persons in possession thereof, 3. Easements, liens or encumbrances, or claims thereof, which are not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6. Any lien or right to a lien for services, labor or material not shown by the public records. Page 1 of 2 000148 013 Exhibit I AMERICAN LAND TITLE ASSOCIATION LOAN POLICY OF TITLE INSURANCE - 2006 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13, or 14); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors’ rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b). EXCEPTIONS FROM COVERAGE – SCHEDULE B, PART 1, SECTION ONE This policy does not insure against loss or damage (and the Company will not pay costs, attorneys’ fees or expenses) that arise by reason of: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 000149 014 rev. 07/2016 FACTS WHAT DOES OLD REPUBLIC TITLE DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, Why? share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and employment information What? • Mortgage rates and payments and account balances • Checking account information and wire transfer instructions When you are no longer our customer, we continue to share your information as described in this notice. All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ How? personal information; the reasons Old Republic Title chooses to share; and whether you can limit this sharing. Does Old Republic Can you limit Reasons we can share your personal information Title share? this sharing? For our everyday business purposes — such as to process your transactions, maintain your account(s), or respond to court orders and Yes No legal investigations, or report to credit bureaus For our marketing purposes — No We don’t share to offer our products and services to you For joint marketing with other financial companies No We don’t share For our affiliates’ everyday business purposes — Yes No information about your transactions and experiences For our affiliates’ everyday business purposes — No We don’t share information about your creditworthiness For our affiliates to market to you No We don’t share For non-affiliates to market to you No We don’t share Questions Go to www.oldrepublictitle.com (Contact Us) 000150 015 Page 2 Who we are Who is providing this notice? Companies with an Old Republic Title name and other affiliates. Please see below for a list of affiliates. What we do How does Old Republic Title To protect your personal information from unauthorized access and use, we use protect my personal security measures that comply with federal law. These measures include computer information? safeguards and secured files and buildings. For more information, visit http://www.OldRepublicTitle.com/newnational/Contact/privacy. How does Old Republic Title We collect your personal information, for example, when you: collect my personal information? Give us your contact information or show your driver’s license Show your government-issued ID or provide your mortgage information Make a wire transfer We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes - information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See the "Other important information" section below for your rights under state law. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. • Our affiliates include companies with an Old Republic Title name, and financial companies such as Attorneys’ Title Fund Services, LLC, Lex Terrae National Title Services, Inc., Mississippi Valley Title Services Company, and The Ti