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  • DISCOVER BANK VS FIDEL CORNEJO Other Promissory Note/Collections Case (General Jurisdiction) document preview
  • DISCOVER BANK VS FIDEL CORNEJO Other Promissory Note/Collections Case (General Jurisdiction) document preview
						
                                

Preview

~ ehcedann oon) eMlel= te Debtor 1 / Fidel Cornejo Social Security number or ITIN YK =XN-8708 a First Name Middle Name Last Name EIN a ---- Debtor 2 Social Security number or ITIN a First Namo Middle Name Last Name (Spouse, if filing) EIN ee United States Bankruptcy Court Central District of California Case number: 2:21-bk-10548-BR (4 MLV EOSS 2- Order of Discharge - Chapter 7 125 IT IS ORDERED: A discharge under 11 U.S.C. § 727 is granted to: Fidel Cornejo aka Fidel Cornejo Arroyo FIL Sup erior Court of California [include all names used by each debtor, including trade names, within ounty of Los Angeles the 8 years prior to the filing of the petition] Debtor 1 Discharge Date: 5/10/21 MAY 17 2021 Sherri R. Cay By. (abate T. Rhodes ifleer/Clerk Deputy Dated: 5/10/21 By the court: B: ! United States Bankruptcy Judge Explanation of Bankruptcy Discharge in a Chapter 7 Case This order does not close or dismiss the case, This order does not prevent debtors from paying and it does not determine how much money, if any debt voluntarily or from paying reaffirmed any, the trustee will pay creditors. debts according to the reaffirmation agreement. 11 U.S.C. § 524(0), (f). Creditors cannot collect discharged debts This order means that no one may make an’ Most debts are discharged attempt to collect a discharged debt from the Most debts are covered by the discharge, but not debtors personally. For example, creditors all. Generally, a discharge removes the debtors’ cannot sue, garnish wages, assert a deficiency, personal liability for debts owed before the or otherwise try to collect from the debtors debtors' bankruptcy case was filed. personally on discharged debts. Creditors cannot contact the debtors by mail, phone, or otherwise Also, if this case began under a different chapter in any attempt to collect the debt personally. of the Bankruptcy Code and was later converted Creditors who violate this order can be required to chapter 7, debts owed before the conversion to pay debtors damages and attorney's fees. are discharged. However, a creditor with a lien may enforce a In a case involving community property: Special claim against the debtors’ property subject to that tules protect certain community property owned lien unless the lien was avoided or eliminated. by the debtor's spouse, even if that spouse did For example, a creditor may have the right to not file a bankruptcy case. foreclse a home mortgage or repossess an autonigbile. 9/AUT For more information, see page 2 > 019087 63104019076012