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  • DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE vs. ALLEN, YVETTE B HOMESTEAD RESIDENTIAL FORECLOSURE $250,001 AND UP document preview
  • DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE vs. ALLEN, YVETTE B HOMESTEAD RESIDENTIAL FORECLOSURE $250,001 AND UP document preview
  • DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE vs. ALLEN, YVETTE B HOMESTEAD RESIDENTIAL FORECLOSURE $250,001 AND UP document preview
  • DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE vs. ALLEN, YVETTE B HOMESTEAD RESIDENTIAL FORECLOSURE $250,001 AND UP document preview
  • DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE vs. ALLEN, YVETTE B HOMESTEAD RESIDENTIAL FORECLOSURE $250,001 AND UP document preview
  • DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE vs. ALLEN, YVETTE B HOMESTEAD RESIDENTIAL FORECLOSURE $250,001 AND UP document preview
  • DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE vs. ALLEN, YVETTE B HOMESTEAD RESIDENTIAL FORECLOSURE $250,001 AND UP document preview
  • DEUTSCHE BANK NATIONAL TRUST COMPANY AS TRUSTEE vs. ALLEN, YVETTE B HOMESTEAD RESIDENTIAL FORECLOSURE $250,001 AND UP document preview
						
                                

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Filing # 148700668 E-Filed 04/29/2022 05:59:48 PM IN THE CIRCUIT COURT, NINTH JUDICIAL CIRCUIT, IN AND FOR OSCEOLA COUNTY, FLORIDA DEUTSCHE BANK NATIONAL TRUST Case No.: 2020-CA-1981 MF COMPANY, AS TRUSTEE FOR AMERICAN HOME MORTGAGE ASSETS TRUST 2006-2, MORTGAGE-BACKED PASS-THROUGH CERTIFICATES SERIES 2006-2, Plaintiff, vs. YVETTE B. ALLEN A/K/A YVETTE ALLEN, ET AL., Defendants. DEFENDANT’S OBJECTION TO SALE AND MOTION TO VACATE THE CERTIFICATE OF SALE, FINAL JUDGMENT, CLERK’S DEFAULT AND QUASH SERVICE OF PROCESS Under Fla. Stat. §45.031(5) and Rule 1.540(b), Fla. R. Civ. P., YVETTE B. ALLEN (“Defendant”) via its undersigned attorney, objects to the Certificate of Sale, filed on April 19, 2022; moves this Court to Vacate the Certificate of Sale, filed on April 19, 2022, the Final Judgment of Foreclosure, entered on September 29, 2021, the Clerk’s Default, entered on February 3, 2021, and to Quash Service of Process on Defendant, stating as follows: DEFENDANT’S OBJECTION TO SALE As alleged below, this Court maintains no jurisdiction over Defendant, who is an indispensible party to this action due to their status as title owner of the foreclosed property. Specifically, Deutsche Bank National Trust Company, As Trustee For American Home Mortgage Assets Trust 2006-2, Mortgage-Backed Pass-Through Certificates Series 2006-2, (“Plaintiff”) failed to file a Affidavit of Due and Diligent Search regarding Defendant, and therefore the Constructive Service on Defendant is invalid because there is no affidavit filed that conforms to the requirements of Fla. Stat §49.041. Therefore the subsequent judgment is void because this Court has never maintained personal jurisdiction over the Defendant or the property. Additionally, Defendant served a document on Plaintiff’s counsel indicating Defendant’s intention to respond to the substance of Plaintiff’s Complaint, and therefore Plaintiff was required to provide Defendant notice that it sought a default, which the Plaintiff failed to provide. Therefore the Clerk’s Default entered against Defendant is void because it was entered without notice, rendering the subsequent judgment and certificate of sale void. Finally, the notice for trial failed to inform Defendant that the trial would be held remotely, and therefore the final judgment was entered without due process, rendering the final judgment void. When judicial sales are held in matters in which the underlying judgment is void or voidable, a trial court abuses its discretion by not vacating the judgment and judicial sale. See Santiago v. Wilmington Tr., Nat'l Ass'n as Tr. of MFRA Tr. 2015-1, 334 So. 3d 369, 373 (Fla. 5th DCA 2022); See also Martins v. Oaks Master Prop. Owners Ass'n, Inc., 159 So. 3d 142, 147 (Fla. 5th DCA 2014). MOTION TO VACATE THE CERTIFICATE OF SALE, FINAL JUDGMENT, AND CLERK’S DEFAULT AND QUASH SERVICE OF PROCESS RELEVANT FACTS 1. On August 7, 2020, Plaintiff filed its Verified Complaint for Foreclosure of Mortgage (the “Complaint”). Jonathan Meisels is listed as the attorney for the Civil Cover Sheet filed in this matter. 2. On September 21, 2020, Defendant emailed Plaintiff’s counsel1, seeking to discuss this case, confusing this matter with a concurrent homeowner’s association foreclosure: 2019 CA 3126 MF, and stating that Defendant had attempted to contact his office via phone multiple times 1 At this time the business entity for Plaintiff’s counsel was named Robertson, Anschutz & Schneid, P.L. Plaintiff’s current counsel, Robertson, Anschutz, Scheid, Crane, & Partners, PLLC, is a successor to the previous business entity. 2 throughout the day. Hillary Mullin, Esq., and Jonathan Meisels, Esq., each responded to this email directly. See Exhibit A. 3. Throughout September 21, 2020, Plaintiff’s counsel and Defendant corresponded regarding the lack of service and foreclosure sale scheduled in 2019 CA 3126 MF. See Exhibit B. 4. On September 22, 2020, after Plaintiff’s counsel aided in resolving the confusing regarding the foreclosure sale scheduled in 2019 CA 3126 MF, Defendant emailed Plaintiff’s counsel seeking to pay her mortgage, directly responding to the allegations of the Complaint. 5. Plaintiff’s counsel responded to this email that no litigation hold currently existed, and Plaintiff’s counsel discussed loss mitigation options with Defendant. See Exhibit C. 6. On November 12, 2020, Defendant again emailed Plaintiff’s counsel regarding paying her mortgage. See Exhibit D. 7. On December 02, 2020, Plaintiff filed its Verified Return of Non-Service regarding Defendant. 8. On December 07, 2020, Plaintiff filed its proposed Notice of Action – Constructive Service for serving Gary Allen and Defendant. 9. On that same date, Plaintiff filed its Affidavit for Service by Publication. See Exhibit E. 10. This affidavit is legally insufficient. The affidavit fails to allege who conducted a diligent search and inquiry, fails to attach the Affidavit of Due and Diligent Search, and states that Plaintiff’s counsel was unaware of the residence of Defendant. See Exhibit E. 11. On that same date, Plaintiff filed its Affidavit of Diligent Search and Inquiry. Upon information and belief, it would appear that this is the Affidavit of Due and Diligent Search referred to in the Affidavit for Service by Publication. This Affidavit only addresses Gary Allen, with no statements regarding Defendant. See Exhibit F. 3 12. There is no other relevant service related filing in this matter that could substantiate an Affidavit of Due and Diligent Search or a Return of Service regarding Defendant. 13. On February 1, 2021, at 3:14:04PM Plaintiff filed a Motion for Default against Defendant and other defendants, seeking a Clerk’s Default. See Exhibit G. 14. The Motion for Default alleges that it was mailed to Defendant at 106 Acadia Terrace, Celebration, Florida 34747. 15. On February 3, 2021, at 8:06 AM the Clerk entered a default against Defendant. 16. On July 30, 2021, Plaintiff’s counsel served Defendant with an Amended Order Setting Non- Jury Foreclosure Trial that indicated the trial would occur on September 29, 2021, at 9:00AM in Courtroom 5-E. See Exhibit H. 17. On September 29, 2021, Defendant appeared at the Osceola County Courthouse before 9:00AM. Defendant inquired with the first floor help desk where the trial would be held, but was told that no Court were being held in Courtroom 5-E. Defendant called this Court’s Judicial Assistant, and was told that the trial had occurred virtually already. See Exhibit I, Affidavit of Defendant. GROUND FOR MOTION THE JUDGMENT, DEFAULT, AND CERTIFICATE OF SALE MUST BE VACATED AND CONSTRUCTIVE SERVICE MUST BE QUASHED BECAUSE THE PLAINTIFF FAILED TO COMPLY WITH FLA. STAT §49.041 “Because the lack of personal service implicates due process concerns, a plaintiff must strictly comply with the statutory requirements. Failure to strictly comply renders a subsequent judgment voidable. If service of process is so defective that it amounts to no notice of the proceedings, the judgment is void. See Martins v. Oaks Master Prop. Owners 4 Ass'n, Inc., 159 So. 3d 142, 145–46 (Fla. 5th DCA 2014) (internal citations omitted). Under Fla. Stat. §49.041, “[A] plaintiff seeking to obtain service of process by publication against a natural person must file an affidavit showing: (1) That diligent search and inquiry have been made to discover the name and residence of such person, and that the same is set forth in said sworn statement as particularly as is known to the affiant; and (2) Whether such person is over or under the age of 18 years, if his or her age is known, or that the person's age is unknown; and (3) In addition to the above, that the residence of such person is, either: (a) Unknown to the affiant; or (b) In some state or country other than this state, stating said residence if known; or (c) In the state, but that he or she has been absent from the state for more than 60 days next preceding the making of the sworn statement, or conceals himself or herself so that process cannot be personally served, and that affiant believes that there is no person in the state upon whom service of process would bind said absent or concealed defendant. If the constructive service is disputed, then the trial court has the duty of determining: (1) if the affidavit of diligent search is legally sufficient; and (2) whether the plaintiff conducted an adequate search to locate the defendants. The affidavit need only allege that a diligent search and inquiry was made, and need not include specific supporting facts. Furthermore, the test is not whether it was in fact possible to effect personal service, but whether the evidence shows that the plaintiff “reasonably employed knowledge at his command, made diligent inquiry, and exerted an honest and conscientious effort appropriate to the circumstances, to acquire the information necessary to enable him to effect personal service on the defendant. See Martins v. Oaks Master Prop. Owners Ass'n, Inc., 159 So. 3d 142, 146 (Fla. 5th DCA 2014). Under Fla. Stat. §49.041, the diligent search affidavit is insufficient because, if it exists, it was never filed with the Court. Therefore, this Court must the quash service of process via publication on Defendant, and the Clerk’s Default, Certificate of Sale, and Final Judgment are each either void or voidable. See Martins v. Oaks Master Prop. Owners Ass'n, Inc., 159 So. 3d 142, 145–46 (Fla. 5th DCA 2014). Because this motion is filed within a year from the entry of the final judgment, the distinction between whether each are void or voidable is irrelevant. See Decker v. Kaplus, 763 So.2d 1229, 1230 (Fla. 5th DCA 2000). 5 THE JUDGMENT, DEFAULT, AND CERTIFICATE OF SALE MUST BE VACATED BECAUSE THE CLERK’S DEFAULT IS VOID Under Rule 1.500, Fla. R. Civ. P., (a) “By the Clerk. When a party against whom affirmative relief is sought has failed to file or serve any document in the action, the party seeking relief may have the clerk enter a default against the party failing to serve or file such document. (b) By the Court. When a party against whom affirmative relief is sought has failed to plead or otherwise defend as provided by these rules or any applicable statute or any order of court, the court may enter a default against such party; provided that if such party has filed or served any document in the action, that party must be served with notice of the application for default.” Under Rule 1.080(a), Fla. R. Civ. P., Service And Filing Of Pleadings, Orders, And Documents: “Every pleading subsequent to the initial pleading, all orders, and every other document filed or required by statute or rule to be served in the action must be served in conformity with the requirements of Florida Rule of General Practice and Judicial Administration 2.516.” Rule 2.516(b), Fla. R. Jud. Admin., requires service of all documents on attorneys when the party is represented by counsel, and requires service on attorneys via their designated email. Rules of statutory construction avoid superfluity and meaningless words, and the plain language meaning of the phrase “filed or served” must be construed as meaning that filing and serving are two distinct actions. Rule 1.500 must be construed such that any document emailed by a litigant to an attorney’s designated email address is the service of document when that email concerns the subject matter of a pleading directed at that litigant. Jonathan Meisels, Esq., designated himself the Plaintiff’s Counsel in the Civil Cover Sheet, but Melissa Konick, Esq., signed Plaintiff’s Complaint. Jonathan Meisels directed Defendant to discuss Defendant’s concerns with Hillary Mullin, Esq., who afterwards filed various documents in this action. When Defendant sent Jonathan Meisels, Esq. and Hillary Mullin, Esq. the emails attached to this motion as Exhibits A through D, Defendant served documents in this action, requiring Plaintiff to seek a 6 judicial default and not a clerk’s default. That alone renders the Clerk’s Default void because the Clerk had no authorization to enter the default once Defendant served a document. Furthermore, the Clerk’s Default in this matter, and the subsequent judgment and certificate of sale entered are each void because Defendant was served via mail with the Motion for Default, and because the Clerk entered the Default less than two days after Plaintiff applied for the default. See Cohen v Barnet Bank of South Florida, N.A, 433 So.2d 1354, 1355 (Fla. 3rd DCA 1983) (holding that a default requiring notice and any subsequent judgment are each void when the default is entered two days after the application for the default if the notice is mailed). THE JUDGMENT, DEFAULT, AND CERTIFICATE OF SALE MUST BE VACATED BECAUSE THE NOTICE OF HEARING IS DEFECTIVE “The notice required for any proceeding which may produce a final result is notice reasonably calculated, under all the circumstances, to apprise interested parties of the pendency of the action and afford them an opportunity to present their objections.” See generally, Butts v. Hegmann, 705 So. 2d 1007, 1008 (Fla. 4th DCA 1998). If the non-jury trial was in fact a virtual hearing, the failure of the notice of trial to designate this renders the notice defective, and the subsequent judgment void or voidable due to being entered without due process. See Sterling Factors, Corp., v. U.S. Bank Nat. Ass’n, 968 So.2d 658, 667 (Fla. 2nd DCA 2007) (holding that a summary judgment entered after a defective notice of hearing was voidable, but not void, due to notice of the judgment within time to rectify the error). WHEREFORE, Defendant respectfully requests that this Court enter an order Quashing Service on Defendant, Vacating the Final Judgment, Clerk’s Default, and Certificate of Sale, and any other and further relief that may be awarded at law or in equity. 7 CERTIFICATE OF SERVICE I HEREBY CERTIFY that on April 29, 2022, the foregoing was submitted for filing to the Clerk of the Courts by using the State of Florida E-Filing Portal, which will send a Notice of Electronic Filing to the following parties who have not currently been defaulted: Nicole Ramjattan, Esq., FBN 89204 Robertson, Anschutz, Scheid, Crane, & Partners, PLLC, 6409 Congress Ave., Suite 100 Boca Raton, FL 33487 Tel.: (561) 241-6901 Fax: (561) 997-6909 Email: flmail@rslg.com Attorney for Plaintiff Evan B. Klinek, Esq., FBN 134820 Greenspoon Marder, P.A., 200 Easte Broward Boulevard Suite 1800 Fort Lauderdale, Florida 33301 Tel.: (954) 343-6965 Fax.: (954) 343-6966 Email: evan.klinek@gmlaw.com Rene.vazquez@gmlaw.com Attorney for Defendant, Greenspoon Marder, P.A., /s/ Benjamin Weissman David M. Chico, Esq. – FBN: 010318 Benjamin Weissman, Esq. – FBN: 120770 DAVID CHICO LAW GROUP 607 Celebration Avenue Celebration, Florida 34747 (407) 933-7703 (tel.) (407) 933-7713 (fax) serve@davidchicolaw.com (service email) All other inquiries: tanya@davidchicolaw.com Attorneys for Defendant, Yvette B. Allen 8 ,-.//&+-01&2&345&6-74&8/95&#:#:&6;&2&::'<='&2&+>&"&,?4@@4&;1148&':)&;A-B0-&@4CD&A41&E1&F!$!$ Exhibit A !"#$"##%&'#(#)&*+ Re: Case no#: 2020 CA - 001981 - MF / Yvette Allen 106 Acadia ter. cel fl 34747 From: Yvette Blair (kidsyette@yahoo.com) To: j.meisels@rasflaw.com Date: Monday, September 21, 2020, 3:38 PM EDT Mr. Meisels, I am contacting you in reference to the case above. I was never served any type of paperwork on this notice/claim. I recently received numerous attorney's advising me they can rectify this situation, what situation? After viewing the clerk of court's website, I found this claim. I have a few issues regarding it and would like to schedule a phone conference as soon as possible. My number is: At issue is my concern that I was never notified or served a summons regarding this situation. If you review your lawsuit it's evident, every defendant was served but me and the law firm which has represented me in matters concerning my home were also never notified, again evident in your lawsuit. In addition, I was awarded mortgage relief through the covid 19 Cares Act and also notified the mortgage company of my hardships regarding Covid 19. I have contacted your o!ce numerous times today and have left messages with your paralegal Ms. Diane. Please contact me as soon as possible, Yvette Allen -H/I@5H1-8J *-G4&'&/E&' +,-..&*,/0&1&234&5,67&8.94&#:#:&5;&1&::'<='&1&*>&"&+?7@@7&;0078&':A&;B,C/,&@7DE&B70&F0&G!$!$ !"#$"##%&'#(#$&)* RE: Case no#: 2020 CA - 001981 - MF / Yvette Allen 106 Acadia ter. cel fl 34747 From: Jonathan Meisels (j.meisels@rasflaw.com) To: amalley@rasflaw.com Cc: kidsyette@yahoo.com Date: Monday, September 21, 2020, 3:46 PM EDT Adam, can you please assist? From: Yvette Blair Sent: Monday, September 21, 2020 3:38 PM To: Jonathan Meisels Subject: Re: Case no#: 2020 CA - 001981 - MF / Yvette Allen 106 Acadia ter. cel fl 34747 This message originated outside of the organization. Use caution when opening attachments, clicking links or responding to requests for information. Mr. Meisels, I am contacting you in reference to the case above. I was never served any type of paperwork on this notice/claim. I recently received numerous attorney's advising me they can rectify this situation, what situation? After viewing the clerk of court's website, I found this claim. I have a few issues regarding it and would like to schedule a phone conference as soon as possible. My number is: At issue is my concern that I was never notified or served a summons regarding this situation. If you review your lawsuit it's evident, every defendant was served but me and the law firm which has represented me in matters concerning my home were also never notified, again evident in your lawsuit. In addition, I was awarded mortgage relief through the covid 19 Cares Act and also notified the mortgage company of my hardships regarding Covid 19. ,I.J@4I0,8K ),H7&'&.F&# +,-..&*,/0&1&234&5,67&8.94&#:#:&5;&1&::'<='&1&*>&"&+?7@@7&;0078&':A&;B,C/,&@7DE&B70&F0&G!$!$ !"#$"##%&'#(#$&)* I have contacted your office numerous times today and have left messages with your paralegal Ms. Diane. Please contact me as soon as possible, Yvette Allen ,I.J@4I0,8K ),H7&#&.F&# ,-.//&+-01&2&345&6-78&9/:5&#;#;&6<&2&;;'=)'&2&+>&"&,?8@@8&<1189&';A& Sent: Monday, September 21, 2020 3:38 PM To: Jonathan Meisels Subject: Re: Case no#: 2020 CA - 001981 - MF / Yvette Allen 106 Acadia ter. cel fl 34747 -J/K@5J1-9L *-I8&'&/F&G -./00&,.12&3&456&7.85&90:6&#*#*&7;&3&**'<='&3&,>&"&-?5@@5&;2259&'*A&;B.C1.&@5DE&B52&F2&)!$!$"#*3*)*#G' Exhibit B !"#$"##%&'#()*&+, Re: Case no#: 2020 CA - 001981 - MF / Yvette Allen 106 Acadia ter. cel fl 34747/20- 030251 From: Yvette Blair (kidsyette@yahoo.com) To: hmullin@rasflaw.com Date: Monday, September 21, 2020, 5:42 PM EDT Ms. Hillary, My concern is this: you filed a foreclosure auction for the 29th of this month and still have not notified the homeowner. I need you to cancel the auction before serving any notice to the homeowner: Yvette Allen. Not only has the homeowner not been informed, neither have her attorneys. I need the auction of the home cancelled immediately. I am reporting your firm's practices with the bar, along with all attorney's listed on the case. Thank you. On Monday, September 21, 2020, 05:28:55 PM EDT, Hillary Mullin wrote: Good afternoon, The below was sent to my attention. Upon review, service has not been completed on this matter yet. As the matter was just filed with the Courts at the end of August, service has not been completed. Per my review, we will be attempting to serve you at address 106 Acadia Terrace, Celebration, FL 34747. Thank you, Hillary R. Mullin, Esq. Robertson, Anschutz & Schneid, P.L. .I0J@6I2.9K +.H5&'&0F&) ,-.//&+-01&2&345&6-78&9/:5&#;#;&6<&2&;;')='&2&+3&"&,>8??8&<1189&';@& To: j.meisels@rasflaw.com Sent: Monday, September 21, 2020, 05:51:26 PM EDT Subject: Fw: Case no#: 2020 CA - 001981 - MF / Yvette Allen 106 Acadia ter. cel fl 34747/20-030251 Mr. Meisels, Below is confirmation from your law firm reviewing the case and agreeing Ms. Allen has not been served. You have an auction scheduled for Ms. Allen's home on Sept. 29th (8 days from now). Please file a motion for this auction action to be cancelled. Thank you, Yvette Allen ----- Forwarded Message ----- From: Hillary Mullin To: kidsyette@yahoo.com Sent: Monday, September 21, 2020, 05:28:55 PM EDT Subject: RE: Case no#: 2020 CA - 001981 - MF / Yvette Allen 106 Acadia ter. cel fl 34747/20-030251 Good afternoon, The below was sent to my attention. Upon review, service has not been completed on this matter yet. As the matter was just filed with the Courts at the end of August, service has not been completed. Per my review, we will be attempting to serve you at address 106 Acadia Terrace, Celebration, FL 34747. -I/J?5I1-9K *-H8&'&/E&F -./00&,.12&3&456&7.89&:0;6&#*#*&7<&3&**'=>'&3&,?&"&-@9AA9&<229:&'*B& Sent: Monday, September 21, 2020 5:51 PM To: Jonathan Meisels Subject: Fw: Case no#: 2020 CA - 001981 - MF / Yvette Allen 106 Acadia ter. cel fl 34747/20- 030251 This message originated outside of the organization. Use caution when opening attachments, clicking links or responding to requests for information. Mr. Meisels, Below is confirmation from your law firm reviewing the case and agreeing Ms. Allen has not been served. You have an auction scheduled for Ms. Allen's home on Sept. 29th (8 days from now). Please file a motion for this auction action to be cancelled. Thank you, Yvette Allen .J0KA6J2.:L +.I9&'&0G&) ,-.//&+-01&2&345&6-78&9/:5&#;#;&6<&2&;;'=>'&2&+?&"&,@8AA8&<1189&';B&'&2&+?&"&,@8AA8&<1189&';B&'&2&+?&"&,@8AA8&<1189&';B& Subject: Re: Case no#: 2020 CA - 001981 - MF / Yvette Allen 106 Acadia ter. cel fl 34747/20- 030251 This message originated outside of the organization. Use caution when opening attachments, clicking links or responding to requests for information. -J/KA5J1-9L *-I8&'&/G&= ,-.//&+-01&2&345&6-78&9/:5&#;#;&6<&2&;;'=>'&2&+?&"&,@8AA8&<1189&';B& wrote: Hello, I understand. How were you looking to rectify the mortgage? I can speak to you on behalf of the lender and most of the time our office will be able to help facilitate communication easier than communicating directly with the lender. As of now, the options would be payoff, reinstatement, loan modification to retain the property. Thank you, Hillary R. Mullin, Esq. Robertson, Anschutz & Schneid, P.L. 6409 Congress Avenue, Suite 100 -J/KA5J1-9L *-I8&#&/G&= ,-.//&+-01&2&345&6-78&9/:5&#;#;&6<&2&;;'=>'&2&+?&"&,@8AA8&<1189&';B& Subject: Re: Case no#: 2020 CA - 001981 - MF / Yvette Allen 106 Acadia ter. cel fl 34747/20- 030251 This message originated outside of the organization. Use caution when opening attachments, clicking links or responding to requests for information. Ms. Hillary, I completely understand on the HOA issue. I'm addressing that "situation" (I hate my life) right now. So, thank you. In regards to rectifying my mortgage. I am still hopeful you will facilitate a conference with the mortgage company so I may address that "situation" (payments). My hope is to catch up on the payments and not move forward with the legal action, as I am ready to rectify it. I am actually hoping to avoid any other expenses. I would really rather not have to pay an attorney and spend the money on the mortgage. I have had a rough year and would like to move forward. Please let me know, Yvette Allen -J/KA5J1-9L *-I8&)&/G&= ,-.//&+-01&2&345&6-78&9/:5&#;#;&6<&2&;;'=>'&2&+?&"&,@8AA8&<1189&';B& wrote: Good afternoon, I am glad we could clear up the issues. I spoke to our service team and they anticipate you being served with our action shortly. That said, I see you have included me on emails to the HOA attorney. Please do note, neither myself nor Mr. Meisels are able to speak to that matter and are not representing any party to that case. Our action is based on a default in payment of the mortgage. I can provide you reinstatement numbers to show how much is needed to make the loan current. We can also send you a loss mitigation package if you are interested in a loan modification. Please let me know and we will provide all the necessary information for you to review. Thank you, Hillary R. Mullin, Esq. Robertson, Anschutz & Schneid, P.L. 6409 Congress Avenue, Suite 100 Boca Raton, FL 33487 E-mail: hmullin@rasflaw.com From: Yvette Blair [mailto:kidsyette@yahoo.com] Sent: Tuesday, September 22, 2020 10:02 AM To: Hillary Mullin Subject: Re: Case no#: 2020 CA - 001981 - MF / Yvette Allen 106 Acadia ter. cel fl 34747/20- 030251 -J/KA5J1-9L *-I8&!&/G&= ,-.//&+-01&2&345&6-74&8/95&#:#:&6;&2&::'<='&2&+>&"&,?4@@4&;1148&':A&;B-C0-&@4DE&B41&F1&)!$!$"#:2:):#G' !"#$"##%&'#()#&*+ Re: Case no#: 2020 CA - 001981 - MF / Yvette Allen 106 Acadia ter. cel fl 34747/20- 030251 From: Yvette Blair (kidsyette@yahoo.com) To: hmullin@rasflaw.com Date: Tuesday, September 22, 2020, 10:02 AM EDT Thank you!!! I appreciate all your help. I really do appreciate it. Thank you for the research you've done. And now another favor, I still need to pay my mortgage. Mr. Meisels advised you may be able to put me in contact with the mortgage servicer. It's impossible to get a hold of them to make these arrangements. I know I keep saying thank you, BUT THANK YOU!!! yvette allen On Monday, September 21, 2020, 07:58:03 PM EDT, Hillary Mullin wrote: Ms. Allen/ Blair, I have reviewed the file in further depth. There is a Homeowners Association foreclosure action that was initiated by a different office regarding your property. That action is scheduled for sale on September 29, 2020. Neither myself nor my office had any part in that action, nor was my client named a party to that action. As a result, we are unable to move the Court to cancel a sale in that matter. The attorney and office handling that matter are Laura M. Cooper with Arias Bosinger. Phone number email lbllard@ablawfl.com. Thank you, Hillary R. Mullin, Esq. Robertson, Anschutz & Schneid, P.L. -I/J@5I1-8K *-H4&'&/F&G ,-.//&+-01&2&345&6-78&9/:5&#;#;&6<&2&;;'=>'&2&+?&"&,@8AA8&<1189&';B&for A Secs of bow Meee ff Pimonwe of Sqorf Pye Expiration Date:. a 3 # a mao ee : Bassi RO Se es oe ee 2 & eer ee errr Ton mie mans aePrimed “ume ofeeNotare siePaste ok " PERT SE. Number COMmssion Perrier: Pomel Weowa: @ oe Pewheed Blent feat Vyoe of luerisealin Prete a oe : ae oF x . a”. . i Filing # 111437364 E-Filed 08/07/2020 10:07:28 AM IN THE CIRCUIT COURT OF THE NINTH JUDICIAL CIRCUIT, IN AND FOR OSCEOLA COUNTY, PLORIDA GENERAL JURISDICTION DIVISION oo DEUTSCHEBANKNATIONALTRUST COMPANY, AS TRUSTER POR AMERICAN CASENO: CL(a ase Cf (V9 Lff -— f HOME MORTGAGE ASSETS THRUST 2006-2, MORTGAGL-HACKED PASS-THROUGH CERTIFICATES SERIES 2006-2, Plaed, YVETTE B. ALLEN ANA YVETTE ALLEN, oa. Defewent(s). ceteris tetiertittiict SUMMONS ‘To all ond singular the Sion lis af the atwte: YOU ARE COMMANDED t serve dib summon sed 2 copy of the complaint in this action on defendans{s): ROGER ©, BLAIR 2126 MATTHEW AVENUE ALBUQUERQUE, NM Eyl a4 IMPORTANT A favesnit hos bees Died againat you. You lve 20 calendar days afler this sonwnors is served on you i fie evils sesgonee fo Te attached complaint wali the clerk of this court A shone call will not protect you. Your writer rosonees, Inchiding the case murnber given sbove and ibe names of the parties, mest be filed ifyou want dhe cowt fo bear your side ofthe case. [you da act file your response on lime, vow mary lose the cose, and your wages, money, and property muy thereafier be ken without fliether warcuig from the cour. There are ther legal requirement. You may won fo call on attorney neht ewoy. oye de sot kmow on atiormecy, you muy call gn atiotecy referral sereice ofa legal aid office (isted in fhe phone book), [you cheogs in fle a written remense yoursell, at fe same uree you Tle your written reepomae to the court you must also mail or take « copy ofyour written sespones io the “Fisintly Flointil?s Atiomey" camed below, Robertson, Anscha & Selneid, PLL. Meliss Konick, Esquire Service Emil malig@rasflaw.con Aforacy tar Pinot? 6459 Congres Avenue, Suite 100 Bocu Baton Pleiie id 6? Dated:f-f~ 202ws ey Lad.2 ee | PAGE 4 eeS0251 Usted ba aide demandado jegalmente. Tiere 20 dias cowtados « partir del recibe de ests nctificecion para contestar la demands adiuat, par cerita, 7 presentaria ante este iriboral, Une Hamada inlefonice ne ls erotegers. $1 usted desea que.cl tibuns! considere su defensa, debe prescntar ew respucata por cacrite, incluyende c.4. @ £ i rad 30 { fa ye Fbe HOME MORTOAG) ASSETS TICIST TE-2, og MOMTUACE HACK PASS. CESTINICATUSSERIES 2006-2,THRODIO |an \ ey]aer sgh A ere: yhe(éa otyf | gaA if V) Panel, es i — 4 . YVETTE 3. ALLEN ASIA YVETTE ALLEN, etal (NEWME \ 4 ae , = eel “ - Defemlentis) ‘atalinoensues it mn eat arenasnsoninssisnycxnenonson mma inet SUMMONS Tool ad caile te Sent ofthe aate: YOU ARE COMMANDED te serve thin summons and a copy of (he complaiat thu setien oe defeedant(s: COLEBRATION RESIDERTLAL OWNERS ASSOCIATION, INC, CO LAUSEN & ASSOCIATES INC 300 SOUTH ORANGE AVE. STR 1200 ORLANDO, FLIVE IMPORTANT A howssil bas been died apainst you Vou have 20 eclendar days after this siemens {9 served on you wm Ae a written respons lo the @tuchet conpleiot with the clerk of thle court A phoes call will pot geotect woo Your writes mspouse, incleding toe case number given above and the osmes of the pertice, mest bo Med if you went Gee court in hoor your skle afthe cass. Ifyou do act Mle your response on tree, you may lose the case, ond your ‘wgeE, mete, and property may thereafier bo taken without farther warring from the court, There are other Hegel reducers. You muy want © cal an attorney right eway, If you de uxt knew an atlomey, you wey call on ahgcuty selerret sorvice or a legel aid office (Usted i the phowe bak). {f you chee to Mle « written responce yiaeelf a the sore tome you Ole your writen response to the court vec teat else mall ar the a copy af ener welled seqpaeme ter ibe “Plamlilly Paws: Asarsey” wmed below. aoverten, Aneleds & Sched, 2. Meco Kewick, Fequire Service Freaih mall@resfew com Alerney lor Fate? e059 Congress Avenue, Sule 100 wy CLEAR BE ruheiad ir doupt! Oeted — [2020 . By: VAS a pal Ae seinen WT tds frre aga ee iT A CG DO Pui ipceneinirag “Wes fet ag ei gee PAGE eo S026" =r ot og *44 hake ige 07 Ve ea IMPORTANTE Usted ha ido demandado Ingalmente. Tiene 20 diay contudes a partir del recibo de este getificacion para coufesiar Ls demands adjunta, par escrite, y preventarla ante este tribunel, Una Hamada telofoaics no bs prdiegers. S/ usted desee que cl tribuns! considers au deforsa, debe presenter su respussta por cserite, incleyendo ol wemero de case ¥ ie aontores de las partes intereasdas. $j usted ao contesta Ia decmnds a tempo, pudiese pride: o| case y poles ser deapojade de wus ingresos y propiedades a orivude dy sos derechos, sin grevio avue del nbonel Prien ciros fequistios legaies, Si lo desea puede weed consultar 4 un whogade immediatemente. §! ne cococe a us songula, puede Uaranta une de les oficiags de asistencia legal que apareanen eo Ja gula telefonice, Si desea meqponder a la demanda por 2 cuenta, al mismo tempo en que greeets 45 roseaa antec) iba deters usted caviar pir cores o entreger vax copia dle sw nespursta a [a persona demonineds abajo como *Pluintitf/Paatiff Abtorney" (Denmane o Abogade del Demandaate), Jes poursuites judiciares oat ete cnreprises coatre yous. Vows aver 20 jours consecutify a partir de te date de Fassigration de cette cation pour deposer une reapouse cerite a la plalate ci-jointe supees de cx tribune]. Uosimple coup de tlephooe ext insuflleagt pour vous profeger. Vous eter obliges de depeter votre ip bok, avec mention da cumero de dossier ci-dewus et du nom deg parties nommmees ici, vi youse souhaiter que le eibunal ettende votre cause. Si vows ne deposer pas votre reponse eerite dane fe delal requis, vous taquer de nentre la come sins que votre salaire, voue argent. et vos biens peuvent ove selais par ly multe, sacs eucun preavis ultericur dy tsilema!. ll y @ d'autres obligations juridugues et vous pouver requeris les services immediates d'un avoeat, 3) vous oo conmmmeer pas d'evocete. yous pourfiee wlephoner a un servire de reference Cavecets oe = do bores ‘assistance juridique (ligurant » l'eanunise de telephones). AMERICANS WITH DISABILITIES ACT. If you are a person with « disability who needs any accommodation {n order to participate in a court proceeding or event, you are entitled, at no cost to you, to the provision of certain assistance. Please contact Orange County, ADA Coordinator, Human Resources, Orange County Courthouse, 425 N. Orange Avenue, Suite 510, Orlando, Florida, (407) 836-2303, fax: 407-836-2204: and In Osceola County;: ADA Coordinator, Court Administration, Osceola County Courthouse, 2 Courthouse Square, Suite 6300, Kissimmee, FL. 34741, (407) 742-2417, fax 407-835-5079, at least 7 days before your scheduled court appearance, or immediately upon receiving notification if the time before the scheduled court appearance is less than 7 days. If you are hearing or voice impaired, call 711 to reach the Telecormmanications Relay Service. De acvorde cea el Acta de los Amercaros con lepedimentos, aguellas personas que setadien de algun wrvicie especial pare pirtcicer en evle proceso 8 tener acceso 2 servicing, propmemes 0 ectivaiades de Le Corte deberse, dengra de on periods mtonable aytes de cualguler procewo o de tener necesidad de aconse a cerviciog, peoerenes o actrridades, ponerst en cootecto com La Officine Adwciniawativs de Le Corte, que ci aiiueds en el OSCEOLA, oa los telefonos 407-836-2303 0 1-800-095-8771 (1DD) y Si uss cl servicio Florida Relay Service al 1-200.955-8770 wv). CREOLE Drapre’ ake ki te fet aver Alt Pou Amerikin ki Jafie, tout moun Ki genyes yon beswes eupeeysl poe ekomedmyen pou yo patsipe nun pwoee obyea pou gin aks. Sevis, pwogram ak altivite dhinalla, dwe nan you ten regacel aeeen okig. pwose oubyen berwen akse sevis, pwogam oubyen aktieite ret, ye dwe koola Ofs Trbingila Ki nse OSCEOLA, timer tlelons-nunse 407-836-2301, o byen 1-800-943-8771 60D) ou Oyen 1-40 S5S-2770 (V9 as pater po Tlorula Relay Service. PAGE 4 Pie,,AOr oat J a ie RRR E RSYe ERENCE En gocomdance avec fActe Pour ies Amerieging lecapaciies', lev personnes en Besoin fuse acoocuecdetion apes! polr patteiper a ces procedures, on bien pour avoir ates au service, progermne, cu asclivite de ly ews doivent, Jans tm temps retonsble, avant wuouse procedures ou beagin d'acces de service, programme ou activites, comecter ‘Oflce Administrative de La Court, stue an womem OSCEOLA, le manes de telephone 407-S36-2003, oo 1WOO-9S0-8771 (TOO), ou |-800-955-8770 (Voom par Florida Relay Service. PAGE 4 tae yee eo LARSEN Filing # 131774758 E-Filed 07/30/2021 04:22:28 PM IN THE CIRCUIT COURT OF THE NINTH JUDICIAL CIRCUIT IN AND FOR OSCEOLA COUNTY, FLORIDA GENERAL JURISDICTION DIVISION CASE NO. 49 2020 CA 001981 MF DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR AMERICAN HOME MORTGAGE ASSETS TRUST 2006-2, MORTGAGE-BACKED PASS-THROUGH CERTIFICATES SERIES 2006-2, Plaintiff, Vs. YVETTE B. ALLEN A/K/A YVETTE ALLEN, et al., Defendant(s). / CERTIFICATE OF SERVICE OF AMENDED ORDER SETTING NON-JURY FORECLOSURE TRIAL Plaintiff, by and through its undersigned counsel, hereby gives notice of serving the attached copy of Amended Order Setting Non-Jury Foreclosure Trial upon the parties listed on the attached service list. ROBERTSON, ANSCHUTZ, SCHNEID, CRANE & PARTNERS, PLLC ATTORNEY FOR PLAINTIFF 6409 CONGRESS AVE., SUITE 100 BOCA RATON, FL 33487 TELEPHONE: 561-241-6901 FACSIMILE: 561-997-6909 SERVICE EMAIL: FLMAIL@RASLG.COM By: _\S\Corey Lewis_ Corey Lewis, Esquire Florida Bar No. 72580 Communication Email: clewis@raslg.com EYIU MAINA AURIAT ARTUR 20-030251 CERTIFICATE OF SERVICE I hereby certify that a copy of the Amended Order Setting Non-Jury Foreclosure Trial has been furnished to the parties listed on the attached service list via Mail and/or E-mail in accordance with the corresponding addresses listed therein on this 30 day ofJuly, 2021. ROBERTSON, ANSCHUTZ, SCHNEID, CRANE & PARTNERS, PLLC Attorney for Plaintiff 6409 Congress Ave., Suite 100 Boca Raton, FL 33487 Telephone: 561-241-6901 Facsimile: 561-997-6909 Service Email: flmail@raslg.com By: _\S\Corey Lewis_ Corey Lewis, Esquire Florida Bar No. 72580 Communication Email: clewis@raslg.com SERVICE LIST YVETTE B. ALLEN A/K/A YVETTE ALLEN 106 ACADIA TER CELEBRATION, FL 34747 PRIMARY EMAIL: KIDSYETTE@WYAHOO.COM GARY S. ALLEN A/K/A GARY ALLEN 11508 VINCI DR 11 WINDERMERE, FL 34786 UNKNOWN SPOUSE OF YVETTE B. ALLEN A/K/A YVETTE ALLEN 106 ACADIA TER CELEBRATION, FL 34747 CELEBRATION RESIDENTIAL OWNERS ASSOCIATION, INC. C/O LARSEN & ASSOCIATES, INC 300 SOUTH ORANGE AVE. STE 1200 ORLANDO, FL 32801 GREENSPOON MARDER, P.A. EVAN B. KLINEK ATTORNEY FOR GREENSPOON MARDER, P.A. C/O GREENSPOON MARDER, P.A. 200 E.BROWARD BLVD SUITE 1800 FORT LAUDERDALE, FL 33301 20-030251 PRIMARY EMAIL: EAVN.KLINEK@GMLAW.COM SECONDARY EMAIL: RACHEL.EDELSBURG@GMLAW.COM THERESA L. BLAIR 2126 MATTHEW AVENUE ALBUQUERQUE, NM 87104 ROGER C. BL