Preview
SOM-L-000346-24 03/19/2024 3:44:30 PM Pglof3 Trans ID: LCV2024714354
EXHIBIT A
SOM-L-000346-24 03/19/2024 3:44:30 PM Pg2of3 Trans ID: LCV2024714354
hy
ue
aul
tyae
seaeephpses
if aa je
Lah fe
ie
ita it aiqte
is
nae
a i ue
Bh Yi i i qe
un i
iit u
a
‘al i i i
q E
u ii
HWE: AOE oi nue #
i q aH ih REL fliu
ul aH Habs it ala Hi Hy
ae
HEHYeile 3y SLES
tig qu 4 aH uerapayel
1h
Hub a) ad ne ul
ig Hy id
if u
ii Hi al SEPP ERE
ie Fa
| an Tg i a
i
Le te i
a
uh alaHuaplil aide Hyfe u (ue uh anh
ee fi A
iei re nu ee i aE aes
He Pia £
Hf
ge ue HeeHL i
rs aa i
uy ae fi fet Hee al i
hu ip He HF
LE
5 HEY
nen) Pea ay HEul! li
a HELEat Gy
E35 hee ge
He
1 aint
a
Aue
i Su i SHH
ii i ria i a tn
i #
ae a
if if Uh aBEE au HtattHf
# BE uh
ft i i ag
{iin # uy
id ae Hi He i
q ay iULEue
ft# FRR itet aR
u Tpit BE pid
at TEE tial
iki aL
ale uh Bu
TE
ue
iHalen
AHEM una
ane
i Wy i
iH &
Hy ua
i |i it Hi UAE u fh RE
i i ad ru HELA Hae
Pa uw z hte
‘al nyii #
feaE
Hy
IF it Li Hi
fa
i
ia
if
Hee Tie Fe
Hirai| He ne a Way
AN a
Hl a He
aa i au
i i FF
ttHEL Hite vl ial i
ny i if tak i EE
i i ul i
i i i qe
nag
rol ah
f a a aq ie ul i ye
Pe if
i
uf tn HH |!
cy En ie
a ize seen
ETE ty age 3
Lee i a aqui]
HH
af i
Hy a Hau 1
iHl uy ul MyhaliuHn Bil
a t
4 i
ARE
tel
BEiE ie i i iy cy Hineae 7
ie y Rp iLt2 Ef ua
i He
ae q jor
ab P| HE
Hl i He Hr BET HA i iitSeUl a
HtTe ae iEOHNY i
a a
MW 4 i 1 viel
iI
Hie i naiy Hie pie
Ht i
ii Hu Poe
i le iHiv itfs|
fipig
Hay iA a
fe he
aieH |
EEL
ia
a Had tap ud
HE LE
h at aft
ai aH:
ui i a Hy iE Ht ie
i eid
HE a
HE HEGEL cute
u ed
nh ae}
i
4 tife if Pa 4a
i ne
ai
SOM-L-000346-24 03/19/2024 3:44:30 PM Pg3of3 Trans ID: LCV2024714354
i
Hue Bete an
way i Hil
i HGGHa a
Hal HT
a Ha i i
BE
(TE i He
i Hy eu ue He apt
inp 38] i ul ae ial He
i
ey Hieiy nip go Ly
ip Hh By Ui a2 inl
ifk u id
a
By y fi
i li sei gi ul idler
Hea Tangis iTa
Ae u iF i
952 Fitts
iH i
| Hue Rea
ik TEE |Hn et Be i ne Hy i
ii a ‘ altSHH
et
He
SPat 1
4i
biel
pug
if
Hy tub F
i ita Vee int
aL a
i'l! pe t
HUE
il i Hey ay
iy
a Aa an Sagi aiit ef i
i
nu HERG
a3
a UE
} qi Hide H d
Hei
ef "
fi theSAREE i i
| i i a GF
HH ae idk i
HH He
Hay fi
Hite ijuid
ie
Hid i eeEy
iaACUTE iHe Tie cue
5 Het
aH EEE aesa Hy
a i a
ah
ae 3 Rae
B i tat ii aBr ithe 8
yi
&
He
:BaeeyBOE EE
iy
a if ih pe a2ay a3
it
i
u
BEE
i
‘ ie ie
Hi if
u a
uP up uea ePrice
ie te
a
alt ay a eeae
eh
va
i 7 ni
un fy
He iy if
ng He ia i
itadl GE Had ‘ u iE i
He i
le c ae ©
ai
Lye on AE Ha Ree iB
‘iy La
aa
HHca i a ty LE Ae
HL ut
Hau
Wt Ht ui
i
1 fag, HE
i Ha HE
a ai Ga aly i
i
Ht atate Bla Hi hee
Hii i
He
4
ATE its
Hate fy ue
Hy
Ha 2 Hi l ih
ik ie
a
th Y eae Hal a
Hiae
i Laele
1 i
ue Hag i ie
i 8 IBY1 aN Hs
i
He
ae
a i Hu i 8
ie
ue De
tf Mal
5 "i
|i
uae ada 33 Br
BB
ay ig Bw
Bus RO
irf
i ne i LHe?
rai
4 i
af 3s
ma
# g ag
inA : 18
SOM-L-000346-24 03/19/2024 3:44:30 PM Pglof7 Trans ID: LCV2024714354
EXHIBIT B
SOM-L-000346-24 03/19/2024 3:44:30 PM Pg2of7 Trans ID: LCV2024714354
HSBC
Premier HSBC Premier World Mastercard Account Statement
\ccount number ending in 8205
Page | of 2 From September 21, 2020 to October 20, 2020
mnany =ofA a a= aa se a aE = ouSE EE zy an
Baim z aE aeE fe ce
ae
Saa
Previous Balance $24,118. ‘New Balance $0.00
Payments $0.00 Minimum Payment Due $0.00
Other Credits $24,155.98 Payne Due Date ‘October21, 2020
Purchases/Debits $0.00 Late Payment Warning: If we do not receive your minimum t by the date
(Checks/Balance Transfers $0.00 listed above, you may have to pay alate fee of up to $37.00 and your APRs may
Cash Advances $0.00 be increased to the Penalty APR of 29.99%,
Past Due Amount $0.00 Minimum Payment Warning:If you make only the minimum payment each
Fees Charged $37.00 period, you will pay more in interest and it will take you longer fo pay off your
Interest Charged 0,00 balance. For example:
‘New Balance $0.00, Ifyou make no additional
transactions using this ‘You will pay off the ‘And you will end up
Credit Limit $923,250.00 ‘Account and each month balance shown on this Jpaying an estimated total
Credit Available $0.00 statement in about
Cash Advance Credit Line $4,650.00 Only the Minimum Payment 26 Years 324,156.00,
Cash Advance Available $0.00 [Ifyou would like information about credit counseling services call,
Statement Closing Date October 20, 2020 1-866-569-2227
Daysin Billing Cycle 30
Questions? Payment Address:
24 Hours Customer Service
/ Lost or Stolen Card i 662-4722 HSBC Bank USA, N.A., PO Box 4657, Carol Stream, 1, 60197
Outside USA 1-716-841-6866 Billing Tn
‘TDD/earing Impaired 1-800-898-5999 HSBC Bank USA, N.A., PO Box9, Buffalo, NY 14240
Manage your account online at www-hsbepremierusa.com,
= a BE 7aa —
[iaesran iain! e= eSak a 5 ae
a
a a aEe
a TS ae ae
Ene]
‘As a reminder, you may pay your credit card bill onlineor through our automated phone system for no fee.
Key Factors affecting your 2. Time since delinquency is ‘Your FICO® Score NGI based
FICODScore too recentoF wn: ‘on Equifax data, pulled on
1 Serious delinguency: FICO® Missed
including
and late payinents,
the number of
September 19, 2020 isthe
0 950 man ‘Scores consider resence ‘score we use fo manage your
FICOSCORE of serious delinquency (very missed payments, how late
they were, and how recently
‘account, For further
late payznent) on a person's information on your FICO®
‘The score lendersuse: credit report as a powerful they occurred, ate important Score please vi
0 predictor of future payment to FICO® Scores. Your score ‘wonw.us hebe.comvFICO
tisk, Your score was impacted ‘was impacted because the FICO® and “The score lenders
min 130. because your credit report time since your most recent use" are trademarks or
FICO" Scare Meter shows one or mote serious missed payment or other tegistered trademark of)
delinquencies, o some other serious derogatory indicator
serious derogatory indicator, such as a bankruptcy. on your Isaac Comporation in the
United States and other
such as a bankruptcy, on your ‘credit report, was too recent countries. ©2020 Fair Isuae
credit report Corporation. All rights
faea = Tee <= ae g zi EE aS Tae =e E
aee oS a a Sece Seco en - a S
oo iS a eames HE aeeae a a Sse oe
Trans Date “Post Date Description Reference Number “Amount
ton020 loror20 CHARGE OFF ACCOUNT-PRINCIPALS F103100NN00999990 521,764.28
10/20/20 lor20720 CHARGE OFF ACCOUNT “FINANCE CHARGES* F10310060N00999990 $2,391.70
ig sx zs PAYMENTS Bas
‘TOTAL FOR THIS PERIOD
ae “eé msae se
$24,155.98
ee Ses aS
Trans Date Post Date Description Reference Number “Amount
1onisf20 onisi20 LATE FEE $37.00
TOTAL FEES FOR THIS PERIOD $37.00
287 son a 32 18 201020 0 BXEAGE 2 of 2 10 1031 8460 Nose
Detach and retun bottom portion with your payment See reverse side for important information
HSBC Account numberending in 8205
New Balance $0.00
Premier ‘Minimum Payment Due
Payment Due Date sonin020
Include account numberon check to HSBC Bank USA, N.A
Do not send cash, Please send your payment 7 10 10 days prior
{o the payment due date to ensure timely delivery
AMOUNT
ENCLOSED’ sO0000000
HSBC Bank USA, N.A.
0
KARL JOH, POBOX 4657
CAROL STREAM IL 60197-4657
FAFTADFFTDFTFFFTDFATTFFFDFTDTATDTFFTAFFFADADTDDADDDDI
ATDFTADATIFATDTDDDTTATDFTFTTFDTTADATIDFADAFDFAAATFTFADTFDDAFTFDFD
a
SOM-L-000346-24 03/19/2024 3:44:30 PM Pg3of7 Trans ID: LCV2024714354
HSBC
Premier HSBC Premier World Mastereard Account Statement
count number ending in 8205
Page?of 2 From September 21, 2020 to October 20, 2020
eer ae oezi =
SS eSom
i Se. ag e an = S ee a
es
oe oS cn a 10 get os e ie a oe eS2 aS
Sn
Trans Date Post Date Descriptio Reference Nut bet ‘Amount
tor20r20 lor20/20 Interest Charge on Purchases $0.00
lor20720 1020/20 Interest Charge on Cash Advances $0.00
‘TOTAL INTEREST FOR THIS PERIOD 0,00
a a i ee —r a
Es
Total Fees Charged in 2020 $304.16
‘Total Imerest Charged in 2020 $2,695.82
aere ae ak ae= aBS a a aeon = =e — a
© =aeee = —usEs = = =oS= aE nes es]
| Your Annual Percent ate (APR)s the annual interes rateon your account.
‘Type of Balance Promotional Annual Percentage Balance Subject Interest
Expiration Date Rate (APR) to Interest Rate Charge
CASH ADVANCES NA 29.99% (v) $0.00 $0.00
PURCHASES NA 29.9 av) $0.00 $0.00
BALANCE TRANSFERS NA 29.99% (v) $0.00 $0.00
(0) =Vatiable Rate
eeE =a= i as aa ae
ewan a os ie
Current Balance
eck your points balance or redeem your points through Personal Intemet Banking at hsbepremierusa,com or call our Premier Relationship Center at
888,662, HSBC(4722). Representatives ae available 24 hours a day, 7 days a Ifyou are calling from outside the United States or Canada, please call at
‘716.841.6866. To book travel, please call 800,528.5054 and speak fo an agent, Our travel booking hours are Mon-Fri 8am-8pm ET and Sat Samn-5:30pm ET.
FOR HSBC INTERNATIONAL PRIVATE BANK CLIENTS ONLY.
To visit the rewards site, please log on to your Private Bank Intemet Banking Account at wiwhsbeprivatebank.com, or contact us at the numbers above.
5107 0H a 2 18 201020 © 2M ERGE 2 of 2 10 1032 e460 Nose
SOM-L-000346-24 03/19/2024 3:44:30 PM Pg4of7 Trans ID: LCV2024714354
‘What To Do if You Think You Find a Mistake on t: ~ the applicable, Daily Balancels) and any related Interest Charge
you think there is an error on your statement, visit us online at wan, ¢aleutons willbe adusted to nce th transaction amount as of
Ushhsbe com or senda letter to Our customer service dapartmer atthe the ato of the ong ayant otwansacin,
fess
following shou onthe font ofyourstalementnyourltr vous the To cae
information: r Averag we add the ly Balances for
‘Account information: Your name and account number. tobi shale scaly he Nerberol de
inthebi
* Dollar amount: The dolar amount of the suspected error. nual Parcntoge Fata your Account es ary veibl rates, your
* Description of Problem: if you think thera is an error on your bil, ‘Annual Percentage Ratels)
youbaliava is wrong and why youbeliove itis mistake Penelty APR: Ifyou donot matoyour nt Due the
‘You must contact us within 60 days after the error appeared on your Payment Due Date, we may increase your:mee renalty.
statement this occurs:
You must natiy us of any potential errors in writing, You may callus, but ‘+ We wil provide advance notice before the Penalty APR goes into
if you do we are not required to investigate any potential errors and you effect
may have to pay the amount in question, * Qnce the PenaltyAPR goes int eft. f you make your Midurn
le we investigate Whether or not there has been an error, the PaymentDu the Payment Due Dato for the next soc consecutive
followingare true: bil eles, your ates wi otu totho non Penalty ABs tat apy
= We cannot try to collect the amount in quastion, or report you as toyouteen
delinquent a the next sic consecutive minimum
+ The charge in question may remain on your statement nd we * byline Payment Bue Bat, wo tay hoc to Panay AP Fonyour
continue to you interest on that amount, But ifwe determine ‘Account indefinite
that we made 4 mistake, you will not have to pay ‘amount in news 1ual Fee: If an ANNUAL FEE is applicableto
‘question or any interest or other fees related to that amount, you willbe
© While you do not have to the amount in question, you are the ANNUAL FEE notified on the front of your bling statement that
be assessed on your next bing staternent
responsible for the remainder your balance. you must do the f lowing i
We can apply
Preview
SOM-L-000346-24 03/19/2024 3:44:30 PM Pglof3 Trans ID: LCV2024714354 EXHIBIT A SOM-L-000346-24 03/19/2024 3:44:30 PM Pg2of3 Trans ID: LCV2024714354 hy ue aul tyae seaeephpses if aa je Lah fe ie ita it aiqte is nae a i ue Bh Yi i i qe un i iit u a ‘al i i i q E u ii HWE: AOE oi nue # i q aH ih REL fliu ul aH Habs it ala Hi Hy ae HEHYeile 3y SLES tig qu 4 aH uerapayel 1h Hub a) ad ne ul ig Hy id if u ii Hi al SEPP ERE ie Fa | an Tg i a i Le te i a uh alaHuaplil aide Hyfe u (ue uh anh ee fi A iei re nu ee i aE aes He Pia £ Hf ge ue HeeHL i rs aa i uy ae fi fet Hee al i hu ip He HF LE 5 HEY nen) Pea ay HEul! li a HELEat Gy E35 hee ge He 1 aint a Aue i Su i SHH ii i ria i a tn i # ae a if if Uh aBEE au HtattHf # BE uh ft i i ag {iin # uy id ae Hi He i q ay iULEue ft# FRR itet aR u Tpit BE pid at TEE tial iki aL ale uh Bu TE ue iHalen AHEM una ane i Wy i iH & Hy ua i |i it Hi UAE u fh RE i i ad ru HELA Hae Pa uw z hte ‘al nyii # feaE Hy IF it Li Hi fa i ia if Hee Tie Fe Hirai| He ne a Way AN a Hl a He aa i au i i FF ttHEL Hite vl ial i ny i if tak i EE i i ul i i i i qe nag rol ah f a a aq ie ul i ye Pe if i uf tn HH |! cy En ie a ize seen ETE ty age 3 Lee i a aqui] HH af i Hy a Hau 1 iHl uy ul MyhaliuHn Bil a t 4 i ARE tel BEiE ie i i iy cy Hineae 7 ie y Rp iLt2 Ef ua i He ae q jor ab P| HE Hl i He Hr BET HA i iitSeUl a HtTe ae iEOHNY i a a MW 4 i 1 viel iI Hie i naiy Hie pie Ht i ii Hu Poe i le iHiv itfs| fipig Hay iA a fe he aieH | EEL ia a Had tap ud HE LE h at aft ai aH: ui i a Hy iE Ht ie i eid HE a HE HEGEL cute u ed nh ae} i 4 tife if Pa 4a i ne ai SOM-L-000346-24 03/19/2024 3:44:30 PM Pg3of3 Trans ID: LCV2024714354 i Hue Bete an way i Hil i HGGHa a Hal HT a Ha i i BE (TE i He i Hy eu ue He apt inp 38] i ul ae ial He i ey Hieiy nip go Ly ip Hh By Ui a2 inl ifk u id a By y fi i li sei gi ul idler Hea Tangis iTa Ae u iF i 952 Fitts iH i | Hue Rea ik TEE |Hn et Be i ne Hy i ii a ‘ altSHH et He SPat 1 4i biel pug if Hy tub F i ita Vee int aL a i'l! pe t HUE il i Hey ay iy a Aa an Sagi aiit ef i i nu HERG a3 a UE } qi Hide H d Hei ef " fi theSAREE i i | i i a GF HH ae idk i HH He Hay fi Hite ijuid ie Hid i eeEy iaACUTE iHe Tie cue 5 Het aH EEE aesa Hy a i a ah ae 3 Rae B i tat ii aBr ithe 8 yi & He :BaeeyBOE EE iy a if ih pe a2ay a3 it i u BEE i ‘ ie ie Hi if u a uP up uea ePrice ie te a alt ay a eeae eh va i 7 ni un fy He iy if ng He ia i itadl GE Had ‘ u iE i He i le c ae © ai Lye on AE Ha Ree iB ‘iy La aa HHca i a ty LE Ae HL ut Hau Wt Ht ui i 1 fag, HE i Ha HE a ai Ga aly i i Ht atate Bla Hi hee Hii i He 4 ATE its Hate fy ue Hy Ha 2 Hi l ih ik ie a th Y eae Hal a Hiae i Laele 1 i ue Hag i ie i 8 IBY1 aN Hs i He ae a i Hu i 8 ie ue De tf Mal 5 "i |i uae ada 33 Br BB ay ig Bw Bus RO irf i ne i LHe? rai 4 i af 3s ma # g ag inA : 18 SOM-L-000346-24 03/19/2024 3:44:30 PM Pglof7 Trans ID: LCV2024714354 EXHIBIT B SOM-L-000346-24 03/19/2024 3:44:30 PM Pg2of7 Trans ID: LCV2024714354 HSBC Premier HSBC Premier World Mastercard Account Statement \ccount number ending in 8205 Page | of 2 From September 21, 2020 to October 20, 2020 mnany =ofA a a= aa se a aE = ouSE EE zy an Baim z aE aeE fe ce ae Saa Previous Balance $24,118. ‘New Balance $0.00 Payments $0.00 Minimum Payment Due $0.00 Other Credits $24,155.98 Payne Due Date ‘October21, 2020 Purchases/Debits $0.00 Late Payment Warning: If we do not receive your minimum t by the date (Checks/Balance Transfers $0.00 listed above, you may have to pay alate fee of up to $37.00 and your APRs may Cash Advances $0.00 be increased to the Penalty APR of 29.99%, Past Due Amount $0.00 Minimum Payment Warning:If you make only the minimum payment each Fees Charged $37.00 period, you will pay more in interest and it will take you longer fo pay off your Interest Charged 0,00 balance. For example: ‘New Balance $0.00, Ifyou make no additional transactions using this ‘You will pay off the ‘And you will end up Credit Limit $923,250.00 ‘Account and each month balance shown on this Jpaying an estimated total Credit Available $0.00 statement in about Cash Advance Credit Line $4,650.00 Only the Minimum Payment 26 Years 324,156.00, Cash Advance Available $0.00 [Ifyou would like information about credit counseling services call, Statement Closing Date October 20, 2020 1-866-569-2227 Daysin Billing Cycle 30 Questions? Payment Address: 24 Hours Customer Service / Lost or Stolen Card i 662-4722 HSBC Bank USA, N.A., PO Box 4657, Carol Stream, 1, 60197 Outside USA 1-716-841-6866 Billing Tn ‘TDD/earing Impaired 1-800-898-5999 HSBC Bank USA, N.A., PO Box9, Buffalo, NY 14240 Manage your account online at www-hsbepremierusa.com, = a BE 7aa — [iaesran iain! e= eSak a 5 ae a a a aEe a TS ae ae Ene] ‘As a reminder, you may pay your credit card bill onlineor through our automated phone system for no fee. Key Factors affecting your 2. Time since delinquency is ‘Your FICO® Score NGI based FICODScore too recentoF wn: ‘on Equifax data, pulled on 1 Serious delinguency: FICO® Missed including and late payinents, the number of September 19, 2020 isthe 0 950 man ‘Scores consider resence ‘score we use fo manage your FICOSCORE of serious delinquency (very missed payments, how late they were, and how recently ‘account, For further late payznent) on a person's information on your FICO® ‘The score lendersuse: credit report as a powerful they occurred, ate important Score please vi 0 predictor of future payment to FICO® Scores. Your score ‘wonw.us hebe.comvFICO tisk, Your score was impacted ‘was impacted because the FICO® and “The score lenders min 130. because your credit report time since your most recent use" are trademarks or FICO" Scare Meter shows one or mote serious missed payment or other tegistered trademark of) delinquencies, o some other serious derogatory indicator serious derogatory indicator, such as a bankruptcy. on your Isaac Comporation in the United States and other such as a bankruptcy, on your ‘credit report, was too recent countries. ©2020 Fair Isuae credit report Corporation. All rights faea = Tee <= ae g zi EE aS Tae =e E aee oS a a Sece Seco en - a S oo iS a eames HE aeeae a a Sse oe Trans Date “Post Date Description Reference Number “Amount ton020 loror20 CHARGE OFF ACCOUNT-PRINCIPALS F103100NN00999990 521,764.28 10/20/20 lor20720 CHARGE OFF ACCOUNT “FINANCE CHARGES* F10310060N00999990 $2,391.70 ig sx zs PAYMENTS Bas ‘TOTAL FOR THIS PERIOD ae “eé msae se $24,155.98 ee Ses aS Trans Date Post Date Description Reference Number “Amount 1onisf20 onisi20 LATE FEE $37.00 TOTAL FEES FOR THIS PERIOD $37.00 287 son a 32 18 201020 0 BXEAGE 2 of 2 10 1031 8460 Nose Detach and retun bottom portion with your payment See reverse side for important information HSBC Account numberending in 8205 New Balance $0.00 Premier ‘Minimum Payment Due Payment Due Date sonin020 Include account numberon check to HSBC Bank USA, N.A Do not send cash, Please send your payment 7 10 10 days prior {o the payment due date to ensure timely delivery AMOUNT ENCLOSED’ sO0000000 HSBC Bank USA, N.A. 0 KARL JOH, POBOX 4657 CAROL STREAM IL 60197-4657 FAFTADFFTDFTFFFTDFATTFFFDFTDTATDTFFTAFFFADADTDDADDDDI ATDFTADATIFATDTDDDTTATDFTFTTFDTTADATIDFADAFDFAAATFTFADTFDDAFTFDFD a SOM-L-000346-24 03/19/2024 3:44:30 PM Pg3of7 Trans ID: LCV2024714354 HSBC Premier HSBC Premier World Mastereard Account Statement count number ending in 8205 Page?of 2 From September 21, 2020 to October 20, 2020 eer ae oezi = SS eSom i Se. ag e an = S ee a es oe oS cn a 10 get os e ie a oe eS2 aS Sn Trans Date Post Date Descriptio Reference Nut bet ‘Amount tor20r20 lor20/20 Interest Charge on Purchases $0.00 lor20720 1020/20 Interest Charge on Cash Advances $0.00 ‘TOTAL INTEREST FOR THIS PERIOD 0,00 a a i ee —r a Es Total Fees Charged in 2020 $304.16 ‘Total Imerest Charged in 2020 $2,695.82 aere ae ak ae= aBS a a aeon = =e — a © =aeee = —usEs = = =oS= aE nes es] | Your Annual Percent ate (APR)s the annual interes rateon your account. ‘Type of Balance Promotional Annual Percentage Balance Subject Interest Expiration Date Rate (APR) to Interest Rate Charge CASH ADVANCES NA 29.99% (v) $0.00 $0.00 PURCHASES NA 29.9 av) $0.00 $0.00 BALANCE TRANSFERS NA 29.99% (v) $0.00 $0.00 (0) =Vatiable Rate eeE =a= i as aa ae ewan a os ie Current Balance eck your points balance or redeem your points through Personal Intemet Banking at hsbepremierusa,com or call our Premier Relationship Center at 888,662, HSBC(4722). Representatives ae available 24 hours a day, 7 days a Ifyou are calling from outside the United States or Canada, please call at ‘716.841.6866. To book travel, please call 800,528.5054 and speak fo an agent, Our travel booking hours are Mon-Fri 8am-8pm ET and Sat Samn-5:30pm ET. FOR HSBC INTERNATIONAL PRIVATE BANK CLIENTS ONLY. To visit the rewards site, please log on to your Private Bank Intemet Banking Account at wiwhsbeprivatebank.com, or contact us at the numbers above. 5107 0H a 2 18 201020 © 2M ERGE 2 of 2 10 1032 e460 Nose SOM-L-000346-24 03/19/2024 3:44:30 PM Pg4of7 Trans ID: LCV2024714354 ‘What To Do if You Think You Find a Mistake on t: ~ the applicable, Daily Balancels) and any related Interest Charge you think there is an error on your statement, visit us online at wan, ¢aleutons willbe adusted to nce th transaction amount as of Ushhsbe com or senda letter to Our customer service dapartmer atthe the ato of the ong ayant otwansacin, fess following shou onthe font ofyourstalementnyourltr vous the To cae information: r Averag we add the ly Balances for ‘Account information: Your name and account number. tobi shale scaly he Nerberol de inthebi * Dollar amount: The dolar amount of the suspected error. nual Parcntoge Fata your Account es ary veibl rates, your * Description of Problem: if you think thera is an error on your bil, ‘Annual Percentage Ratels) youbaliava is wrong and why youbeliove itis mistake Penelty APR: Ifyou donot matoyour nt Due the ‘You must contact us within 60 days after the error appeared on your Payment Due Date, we may increase your:mee renalty. statement this occurs: You must natiy us of any potential errors in writing, You may callus, but ‘+ We wil provide advance notice before the Penalty APR goes into if you do we are not required to investigate any potential errors and you effect may have to pay the amount in question, * Qnce the PenaltyAPR goes int eft. f you make your Midurn le we investigate Whether or not there has been an error, the PaymentDu the Payment Due Dato for the next soc consecutive followingare true: bil eles, your ates wi otu totho non Penalty ABs tat apy = We cannot try to collect the amount in quastion, or report you as toyouteen delinquent a the next sic consecutive minimum + The charge in question may remain on your statement nd we * byline Payment Bue Bat, wo tay hoc to Panay AP Fonyour continue to you interest on that amount, But ifwe determine ‘Account indefinite that we made 4 mistake, you will not have to pay ‘amount in news 1ual Fee: If an ANNUAL FEE is applicableto ‘question or any interest or other fees related to that amount, you willbe © While you do not have to the amount in question, you are the ANNUAL FEE notified on the front of your bling statement that be assessed on your next bing staternent responsible for the remainder your balance. you must do the f lowing i We can apply