On May 07, 2024 a
Party Statement
was filed
involving a dispute between
1St Heritage Credit,
First Heritage Credit Of South Carolina Llc,
and
Williams, Jesse,
for Common Pleas
in the District Court of Charleston County.
Preview
STATE OF SOUTH CAROLINA IN THE COMMON PLEAS COURT
COUNTY OF CHARLESTON CASE NO.:
FIRST HERITAGE CREDIT OF SOUTH CAROLINA,
LLC D/B/A 1ST HERITAGE CREDIT,
Plaintiff
vs.
JESSE WILLIAMS,
Defendant.
AFFIDAVIT OF DEBT
Comes now the affiant, and states:
I, Cristen Clyde, am a designated full-time employee of FIRST HERITAGE CREDIT OF SOUTH
CAROLINA, LLC D/B/A 1ST HERITAGE CREDIT 1am of adult age and am fully authorized by
the Plaintiff to make the following representations.
1 am familiar with the recordkeeping practices of the Plaintiff.
The following representations are true and accurate according to documents kept in the normal
course of Plaintiff’s business and my personal knowledge:
Thave no information that would lead me to believe that the Defendant is a minor or an incompetent
individual.
The documents attached as Exhibit ‘A’ to this Affidavit are true and accurate copies of records kept
in the regular course of Plaintiff's business. Each record was made at or near the time of an event
that occurred by a representative of the Plaintiff who had knowledge of the event. Making each
record was a regular practice of the Plaintiff to record a business activity.
The Account/Note was opened on December 13, 2022, by agreement between the parties. A true
and accurate copy of terms agreed to by the parties and any amendments or modifications, if
applicable is attached hereto in Exhibit ‘A.’
Under the terms of the agreement made between the parties, Defendant agreed to make payments
towards a balance of debt to Plaintiff.
BB&A File: 402658
The Defendant failed to repay the Plaintiff in accordance with the terms of the parties’ agreement.
The Defendant's failure to repay constitutes a default under the terms of the agreement.
10. Jesse Williams, has a principal balance of $4,263.55 due and owing on Account/Note redacted
identification number: XXXX0060. If credits were owed under the terms of the agreement, those
credits have been applied.
I Due to the Defendant's breach of the agreed terms, Plaintiff has been damaged in the amount owed
plus interest, and late/NSF fees agreed to by the parties under the terms of the agreement.
12. The last payment applied to the Account/Note was received on June 26, 2023, in the amount of
$250.00
13. The type of debt is: Note and Security Agreement/ Promissory Note/ Retail Installment
Contract.
14 Plaintiff is the original owner of the debt.
15. The Plaintiff is seeking interest calculated at a rate of 35.99% and continuing at said interest rate
until paid in full.
16. Plaintiff is seeking reimbursement of attorney’s fees and additional evidence will be presented to the
court prior to entry of judgment on attorney’s fees.
17. The Plaintiff is seeking late/NSF fees in the sum of $51.00 as of December 15, 2023.
18 Based upon an SCRA search, the Defendant is not on active military duty.
19, | am not aware of any setoffs, counterclaims or credits due and owing to the Defendant from
Plaintiff.
I swear or affirm under the penalties for perjury that the foregoing representations are true.
Dated: 04/25/2024 Signature of Affiant: Crustin Lo hyde
Bleecker Brodey & Andrews
9247 N. Meridian Street, Suite 101
Indianapolis, IN 46260
This is an attempt to collect a debt, the communication is from a debt collector and any information obtained
will be used for that purpose.
BB&A File: 402658
STATE OF KANSAS )
COUNTYOF SEDGWICK )
BEFORE ME, a Notary Public in and for said County and State, personally appeared Cristen Clyde =
who having been duly sworn under oath and acknowledged the execution of the foregoing and stated that the
representations contained in the above and forgoing are true.
WITNESS my hand and Notarial Seal, this 25th day of April 2024
Commission Expires: Notary Public: MAY
12/18/2024 Printed:_ Norma Velazquez
Residing in Sedgwick County
NORMA VELAZQUEZ
Notary Public - State
of Kansas
My Appointment Expires
AB a4
BB&A File: 402658
Preview
STATE OF SOUTH CAROLINA IN THE COMMON PLEAS COURT COUNTY OF CHARLESTON CASE NO.: FIRST HERITAGE CREDIT OF SOUTH CAROLINA, LLC D/B/A 1ST HERITAGE CREDIT, Plaintiff vs. JESSE WILLIAMS, Defendant. AFFIDAVIT OF DEBT Comes now the affiant, and states: I, Cristen Clyde, am a designated full-time employee of FIRST HERITAGE CREDIT OF SOUTH CAROLINA, LLC D/B/A 1ST HERITAGE CREDIT 1am of adult age and am fully authorized by the Plaintiff to make the following representations. 1 am familiar with the recordkeeping practices of the Plaintiff. The following representations are true and accurate according to documents kept in the normal course of Plaintiff’s business and my personal knowledge: Thave no information that would lead me to believe that the Defendant is a minor or an incompetent individual. The documents attached as Exhibit ‘A’ to this Affidavit are true and accurate copies of records kept in the regular course of Plaintiff's business. Each record was made at or near the time of an event that occurred by a representative of the Plaintiff who had knowledge of the event. Making each record was a regular practice of the Plaintiff to record a business activity. The Account/Note was opened on December 13, 2022, by agreement between the parties. A true and accurate copy of terms agreed to by the parties and any amendments or modifications, if applicable is attached hereto in Exhibit ‘A.’ Under the terms of the agreement made between the parties, Defendant agreed to make payments towards a balance of debt to Plaintiff. BB&A File: 402658 The Defendant failed to repay the Plaintiff in accordance with the terms of the parties’ agreement. The Defendant's failure to repay constitutes a default under the terms of the agreement. 10. Jesse Williams, has a principal balance of $4,263.55 due and owing on Account/Note redacted identification number: XXXX0060. If credits were owed under the terms of the agreement, those credits have been applied. I Due to the Defendant's breach of the agreed terms, Plaintiff has been damaged in the amount owed plus interest, and late/NSF fees agreed to by the parties under the terms of the agreement. 12. The last payment applied to the Account/Note was received on June 26, 2023, in the amount of $250.00 13. The type of debt is: Note and Security Agreement/ Promissory Note/ Retail Installment Contract. 14 Plaintiff is the original owner of the debt. 15. The Plaintiff is seeking interest calculated at a rate of 35.99% and continuing at said interest rate until paid in full. 16. Plaintiff is seeking reimbursement of attorney’s fees and additional evidence will be presented to the court prior to entry of judgment on attorney’s fees. 17. The Plaintiff is seeking late/NSF fees in the sum of $51.00 as of December 15, 2023. 18 Based upon an SCRA search, the Defendant is not on active military duty. 19, | am not aware of any setoffs, counterclaims or credits due and owing to the Defendant from Plaintiff. I swear or affirm under the penalties for perjury that the foregoing representations are true. Dated: 04/25/2024 Signature of Affiant: Crustin Lo hyde Bleecker Brodey & Andrews 9247 N. Meridian Street, Suite 101 Indianapolis, IN 46260 This is an attempt to collect a debt, the communication is from a debt collector and any information obtained will be used for that purpose. BB&A File: 402658 STATE OF KANSAS ) COUNTYOF SEDGWICK ) BEFORE ME, a Notary Public in and for said County and State, personally appeared Cristen Clyde = who having been duly sworn under oath and acknowledged the execution of the foregoing and stated that the representations contained in the above and forgoing are true. WITNESS my hand and Notarial Seal, this 25th day of April 2024 Commission Expires: Notary Public: MAY 12/18/2024 Printed:_ Norma Velazquez Residing in Sedgwick County NORMA VELAZQUEZ Notary Public - State of Kansas My Appointment Expires AB a4 BB&A File: 402658